COLUMBIA INSURANCE SERVICES - Key Persons
April Spano is knowledgeable in all aspects of residential mortgage purchases and refinances. She has been part of Columbia Bank's mortgage team for over 24 years, as a Loan Officer for the last 12 years. April strives to provide a smooth experience from processing to closing, ensuring complete service.
Job Titles:
- Senior Account Executive
- Banker
Carlotta Miller has been a mortgage banker for over 20 years and has been with Columbia Bank for over 5 years. She enjoys helping customers realize their dream of home ownership and works to develop a relationship that moves beyond the initial transaction. She finds it rewarding to work for Columbia Bank because the company and its many programs afford her the opportunity to be successful alongside her customers.
Danielle Wray has over 24 years of experience in retail banking and lending. She cares for her customers and is passionate about providing them with the best customer service possible. Outside of work, Danielle is a wife and dedicated mother of two children. She enjoys spending time with family and friends, taking vacations, and reading.
Born and raised in Camden county, Efrain has worked in the mortgage industry for over 23 years, and is fluent in Spanish. Efrain enjoys his job as he is able to help home buyers reach one of the American dreams, which is to purchase their homes. In his free time, Efrain is a Deacon with his local church and is a Latin jazz musician.
Job Titles:
- Senior Account Executive
- Loan Officer With
Erin Wujciak has been a top producing Loan Officer with Columbia Bank's mortgage team for the past 21 years. She is thoroughly experienced in managing all aspects of the mortgage lending process, from application to closing. She takes great pride in ensuring a smooth mortgage process for all her clients.
With over 14 years of banking experience, Jorge Londono provides professional financial services, specializing in financing the Purchase and Refinance of Residential Real Estate. Jorge believes integrity and experience are the cornerstones for building relationships. Jorge works hand-in-hand with his clients throughout the entire process and will help find the best home loan program that suits their needs. Jorge is fluent in both English and Spanish. Outside the office, Jorge is an active volunteer firefighter in his community.
Ken Abel, a seasoned member of Columbia Bank's mortgage team since 1991, brings a wealth of residential and construction lending experience to the table. With a remarkable track record of producing over two billion dollars in residential mortgage loans, Ken's expertise shines in guiding clients to achieve their goals of homeownership. For Ken, a loan is not just a transaction; it's an opportunity to truly get to know his customers. He understands that buying or constructing a home is a deeply personal endeavor, and he approaches each project with a commitment to integrity and balance.
Linda Toogood joined Columbia Bank in 1984 as a teller in their Voorhees branch; her son was born the same year. With true South Jersey grit and an eye for detail, Linda soon joined Columbia's mortgage lending division as an account executive. For more than a quarter century, Linda has applied her understanding of the mortgage industry to assist clients, from baby boomers to millennials and beyond, achieve the dream of homeownership. Linda prides herself on being constantly available.
Mariama Balde has been in the mortgage industry since 2016 and is knowledgeable in all aspects of purchase and refinance residential mortgage transactions. She is proud to speak French, Wolof and Pulaar. Additionally, she is an Army Veteran that brings strong dedication and commitment to her role. As a CRA Account Executive, she is focused on helping those in the broader Camden community achieve their dreams of homeownership. She looks forward to being a trusted advisor to her clients.
With over 20 years of experience in the field, Mohammed Badr has developed a deep understanding of the mortgage process and is dedicated to providing exceptional service to every client. Mohammed's top priority is understanding his client's goals in an effort to recommend the best solution for them. With extensive industry knowledge, Mohammed takes pride in walking his clients through the entire mortgage process from pre-qualification to closing.
Nuno Poitevin has over 20 years of experience within the banking industry. Nuno began his career as a processor assistant before becoming a loan officer, which gives him a strong advantage to create a stress-free customer experience. Nuno has extensive product knowledge and experience in many mortgage programs, as well as home refinancing.
Paula Matias has over 17 years of mortgage experience in the New Jersey area. Paula is originally from Portugal and is fluent in Portuguese and Spanish. Her goal is to equalize the playing field for borrowers, helping them with their dreams of becoming a homeowner in designated census tracts. Paula enjoys helping her clients from prequalification to closing, supporting them with any questions they might have throughout the process.