Specialist home insurance is a term that denotes a home insurance policy that covers "non standard risk"...
Make sure that you chose an insurance that gives you the coverage you need without being over insured...
Home insurance is a necessity. It is tempting to think that you never going to use it and that you can save money by not having insurance. Not having home insurance can however prove to be disastrous if an accident does happen. You should never be without home insurance. If you choose good insurance you can get a lot of value for your money. Some home insurance includes things such as travel insurance, legal liability insurance, and other perks. All these perks can save you a lot of money by eliminating the need for additional insurance and you should therefore always consider their value when you are looking for cheap insurance.