Christian Credit Counseling Service isn't your typical credit counseling agency. Our goal is not to make money but to help individuals and families who find themselves in financial crisis...
As a result, Harold founded Christian Credit Counseling Service in 1991. In 1992, it became a division of the non-profit, religious corporation Christian Asset Resource Educational Services (CARES). The second division of CARES - CARES Recovery - was established in 1994.