FHFG - Key Persons
Adam D. Cline, CFP®, CLU®, ChFC®, CLTC® is the agency "Long Term Care Specialist" at Forest Hills Financial Group. Adam is dedicated to supporting his clients in their efforts towards securing and...
Job Titles:
- Director
- Managing Partner With
- Managing Partner, General Agent, Registered Principal
Amy Salo is a Managing Partner with Forest Hills Financial Group (FHFG) who is passionate about the financial services industry, the people she serves, and the potential for her team of advisors and clients to ensure the next generation lives better than the last. Amy's vision is to propel economic mobility in our communities through a culture that attracts, develops, and retains advisors, staff and agency leadership who believe that as an industry, we can do better.
Amy's personal practice focuses on comprehensive protection, savings and investment planning for both accumulation and retirement phases of a client's journey. She specializes in working with clients who have lost a loved one and want a trusted advisor to help with day-to-day financial decisions.
Amy is a director on the Finseca board, a member of the government affairs committee, and co-chair of the retirement and holistic planning working group. She also serves as a member of the Field Advisory Board Leadership Development Committee with Guardian. Amy grew up in Sudbury, Ontario Canada, graduated from the Hartt School of Music at the University of Hartford with her BMus, and the Eastman School of Music at the University of Rochester with her MM. She has completed her CFP® and CAP® designations with the American College and her CExP™ designation with the Business Enterprise Institute. Amy joined Guardian early in 2008, developing from Field Representative, Managing Director, Principal Director (building a scratch agency in Albany, NY) to General Agent.
Now partnered with the team at FHFG, Amy embraces her role as an educator and mentor and strives to build strategic alliances that both personally and professionally bring out the greater good in people.
Job Titles:
- Chief Operating Officer and Associate General Agent
- COO, Associate General Agent
Andie Perlmutter, Chief Operating Officer and Associate General Agent at Forest Hills Financial Group, is also the firm's Disability Income Specialist. Andie has embraced this role and is proactive in teaching the importance of disability insurance as the foundation to financial security to everyone she encounters, both personally and professionally. Andie has always had a genuine interest in helping people and a unique ability to understand the needs of others. Andie now brings this passion and commitment to FHFG.
Andie graduated from Boston University in 1999 with a Bachelors of Science Degree in Elementary Education. She taught both second and third grades in Boston while getting her degree and returned to New York to join the family business in 1999. Andie's Dad, Nathan M. Perlmutter, President and CEO of Forest Hills Financial Group, founded the agency in 1980 as a General Agent of The Guardian Life Insurance Company of America and FHFG is one of the leading agencies representing Guardian today. Andie's positive approach and teaching skills partnered with her Dad's industry knowledge, allow her to offer both associates and brokers the highest quality support and service they've come to expect at FHFG. Andie is actively involved with the New York City Association of Insurance and Financial Advisors (NYCAIFA), The National Association of Women Business Owners (NAWBO), and Women in Financial Services (WIFS).
Andie is a health enthusiast, and enjoys tennis and bowling. Her interests are diverse, and she also likes to knit and loves to cook. Andie's hometown is Merrick, Long Island, and she now resides with her husband Danny and their daughters Joey and Ray in New York City.
As Director of Advanced Planning with Forest Hills Financial Group (FHFG), Bryan takes pride in being a collaborator, and his mission is to provide the best teaching and case partnering experiences he can deliver to the associates at the firm. A teacher at heart, Bryan enjoys listening to case backgrounds and helping associates and clients solve problems. By providing top notch guidance, our clients are positioned to create and enjoy their best lives.
Bryan graduated from Drexel University in Philadelphia, PA with a Bachelor of Science Degree in Mathematics. He began his professional career working for a pension actuarial firm. Bryan always loved the intersection of mathematics and finance, and his career path was chosen after working 2 years under the mentorship of Sidney Friedman, a Guardian General Agent. Brian learned the vital importance of client relationships, and within eleven months acquired his ChFC and CFP designations. Brian has continued to obtain additional designations to add to his talent stack. In 2009 Bryan started working in Guardian's Business Resource Center in their home office, and for ten years he provided case consultation and technical research at every opportunity, one of the most fulfilling experiences in his life. Now with FHFG, Brian's primary role is to help associates provide exceptional guidance and create superior client experiences.
Bryan owns two Harley Davidson motorcycles and loves going for rides with his brother, also a Harley owner. He also enjoys puzzles and is a diehard Philly sports fan. Bryan was born in Philadelphia, raised in East Norriton and now resides in Admore, PA.
Job Titles:
- Principal
- Managing Partner, General Agent, Registered Principal
David A. Perlmutter is a Managing Partner, General Agent and Registered Principal at Forest Hills Financial Group (FHFG), a full service financial planning firm with sales offices in New York City and Melville, Long Island; a corporate office in Forest Hills and over 20 satellite offices in the tri-state area and Florida. David oversees the sales operations of the firm and he is proficient at building and fostering a successful network of talented advisors. He believes this is best accomplished by providing them with coaching, training, and a culture that motivates them to thrive. David serves as a valuable resource for the firm's experienced associates leveraging their established industry knowledge and experience with the specialized training of the firm's advanced planning team. He also enjoys mentoring new associates, laying the groundwork for rewarding and successful careers. Improving lives is the passion that drives his profession.
David's personal practice focuses on insurance planning, wealth accumulation, pension planning and estate planning strategies for individuals, families and business owners. Utilizing the Living Balance Sheet®, an innovative, web-based approach to better financial decision-making, He offers his clients unprecedented daily monitoring, insight and dynamic perspective into their own financial environment. David is a Registered Principal with his series 24 license and holds seminars for business owners and industry professionals. A third-generation financial services professional, his dad, Nathan M. Perlmutter, President and CEO of Forest Hills Financial Group, founded the firm in 1980 as a General Agent of The Guardian Life Insurance Company of America and has earned legendary status in the industry. FHFG is one of the leading agencies representing Guardian today, and David's sister Andie, COO at FHFG completes the Perlmutter team at FHFG.
David began his professional career on the New York Mercantile Exchange as a reporter and worked his way up to trading crude oil before deciding to enter the financial services industry and join the family business in 2007. His strong sense of industry and community keeps him actively involved and he is a consistent qualifier for numerous industry recognition awards. Cited for outstanding leadership, in 2015 David was the only manager recognized by Guardian Life as a recipient of GAMA's Brian H. Early Frontline Excellence Award, which recognizes managers who are role models for others and are emerging leaders of their companies. He is an active member of the Association for Advanced Life Underwriting (AALU) and the National Association of Insurance and Financial Advisors (NAIFA). David is also involved with the UJA Federation and Israel Bonds. Passionate about supporting organizations like No Kid Hungry and Toys for Tots, David is also instrumental in initiating many of the firm's philanthropic endeavors.
Always a sports enthusiast, David enjoys playing basketball and golf, and loves spending time with his family. David's hometown is Merrick, NY and he now resides in Syosset, NY with his wife Amanda, son Levi and daughter Stevie.
David A. Perlmutter is a General Agent and Registered Principal at Forest Hills Financial Group (FHFG), a full service financial planning firm with sales offices in New York City and Melville, Long Island; a corporate office in Forest...
Diane Neustadt has been with Forest Hills Financial Group (FHFG) for over thirty years and has seen the firm grow, flourish and prosper. Her diverse background in operations, administration, employee relations and sales brings unique value to the associates and staff at FHFG, clients that she serves and people she meets through networking and community involvement. Diane takes pride in being a people person and having a hand in shaping the culture and values of the firm.
Diane majored in Sociology at Queens College, NY and began her professional career working at a major retail store. She gained experience predominantly in Human Resources and found her niche in operations and administration with a strength for building relationships. When a friend referred her to FHFG, the firm had one small office in Elmhurst, NY, and today has three thriving offices in NYC, Forest Hills and Melville. Diane spends time in all three locations, working closely with management, associates and staff on a variety of projects and tasks. She loves helping people feel good about themselves and enjoys helping her colleagues and clients reach and surpass their personal and professional goals. Through networking and involvement in various philanthropic endeavors Diane finds nothing more rewarding than bringing people and resources together to meet their needs and help improve their lives.
A health and fitness enthusiast, Diane helped launch the wellness initiative at FHFG. She also plans and organizes the firm's company functions and events throughout the year. On a personal note, Diane participated in the 39.3-mile Avon Walk for Breast Cancer nine times since 2007 and continues to advocate to raise awareness to bring us closer to a cure. She enjoys working out, yoga, cooking, gardening, attending concerts and rooting for her favorite NY sports teams.
Diane was raised in Queens, NY and now resides in Plainview, NY with her two sons Russell and David.
Her diverse background in operations, administration and employee relations brings unique value to...
As Marketing Director at Forest Hills Financial Group (FHFG), Donna Rothar brings twenty plus years of experience in marketing, management, insurance, and sales support to the firm. Donna helps develop and execute integrated marketing plans to enhance the firm's brand awareness as well as their presence in the community and across social media. She takes great pride in her ability to collaborate and cultivate meaningful relationships, working closely with their team of advisors to help create unique marketing initiatives to help build their practices.
Donna graduated from New York Institute of Technology with a Bachelor of Science degree in Marketing. A natural leader, Donna always knew she wanted a career where she could help bring out the best in people by supporting their growth and development. She began her professional journey as a Marketing Manager with Yellow Book, USA where she exceeded all company sales objectives with market development, advertising, and existing market expansion. She worked in the medical field as a Finance Administrator before entering the financial services industry in 2019 as Manager of Marketing and Sales Support for Lighthouse Financial Network in Melville, NY. The ability to influence and cultivate company culture and individual successes attracted Donna most to financial services. She continued to hone her skills, adding life insurance and new business underwriting to her accomplished marketing capabilities as Marketing and Insurance Specialist with Hochheiser, Deutsch & Company. She now brings her diverse experience and passion to FHFG, where she likes nothing more than helping new and experienced associates discover the possibilities of well-crafted strategies brought to life.
Donna is enthusiastic about supporting causes she cares about, including breast cancer awareness and animal cruelty. A fitness enthusiast, Donna is an avid runner. She also enjoys cooking and spending time with her friends and family. A Long Island native, Donna now resides in Dix Hills, NY with her husband John, their two children Liam and Caitlyn, and their two Rhodesian Ridgebacks, Mac & Tosh.
Evelyn Gellar is a Managing Director with Forest Hills Financial Group (FHFG) who has flourished in many professional roles throughout her many years in financial services. A forward-thinking business development leader, Evelyn takes pride in her ability to build and nurture relationships as she helps associates be the best they can be through coaching and training. Throughout her career, Evelyn has been devoted to advocating for diversity and inclusion and to giving a voice to the needs of women, thus advancing a more equitable future for all.
An experienced agent in the financial services industry served as an early mentor for Evelyn, and when he introduced her to the career, she was off and running. Evelyn began her professional journey with MetLife, determined to gain industry knowledge and education to best serve her clients and confidently lead a team of advisors. During her eleven-year tenure with MetLife as a Sales Manager and Agency Sales Director, followed by seven years with Penn Mutual as a Sr. Vice President of Market Development, and AVP of Strategic Partnerships, Evelyn consistently translated the vision of her role into results.
Evelyn has qualified for Leaders conference both as an agent and Manager, and as a Top 10 office was a Chairman's Qualifier. Continued Development is at the core of her success through the industry designations. Evelyn currently holds the Certified Divorce Financial Analyst (CDFA®), Retirement Income Certified Professional (RICP®), Life Underwriter Training Council Fellow (LUTCF®), Financial Services Certified Professional (FSCP®) and Certification in Long Term Care (CLTC®). Her FINRA registrations include Series 6, 63, 7, 24 and 53. Evelyn graduated from Fordham University with a Bachelor of Science degree in Psychology. Now with FHFG, Evelyn is committed to cultivating the talents and skills of the firm's newest associates while motivating more experienced associates to reach and exceed their professional goals.
Evelyn's strong sense of professionalism and community keep her actively involved. She currently serves as National Board Trustee of the National Association of Insurance and Financial Services (NAIFA) and served as the first Latina President for the National Association of Women in Insurance & Financial Services (WIFS).
In her spare time, Evelyn enjoys playing golf, cruising and working on her personal development. Evelyn currently resides in West Islip, NY with her husband Steven. They have two adult children, Lindsey and Mark, currently studying Law and Engineering.
Job Titles:
- Financial Advisor
- Representative in the New York Office
Frank is a Financial Representative in the New York office of Forest Hills Financial Group, dedicated to helping secure the financial future of his clients. Frank takes pride in his ability to build long lasting relationships with both individuals and businesses alike, and is driven to maximize his knowledge and experience in the financial services industry. His primary objective is to use the knowledge he gains to offer his clients the highest level of service available.
Frank graduated with a Bachelors Degree in Economics from Stony Brook University in 2006 and entered the financial services industry where his father has had a successful career for over 20 years. Frank's background and life experiences have helped him cultivate his personal skills and develop a perceptive insight into the needs of others. He has a unique ability to listen and understand the needs of his clients, and can offer strategies to help them achieve their long-term financial goals so they can better enjoy their golden years. In all cases, his client's best interest always comes first. Prior to joining Forest Hills Financial Group, Frank worked as a swimming coach and lifeguard.
Always a sports enthusiast, Frank enjoys sailing, and playing ice hockey, baseball and golf. As with any job he has held or challenge he has faced, Frank strives to be the best at what he does, and he brings this same drive and passion to his new position at FHFG. Frank was born in Huntington and now resides with his wife Marissa in Astoria, NY.
Job Titles:
- Financial Advisor
- Managing Director
Fred Huang is a Managing Director and Financial Advisor at Forest Hills Financial Group (FHFG) with more than 20 years of experience in the financial services industry. Fred incorporates his professional financial knowledge and abilities to teach, coach, mentor and lead with his love for his community and culture. He takes pride in his ability to connect and motivate, and is passionate about team building, developing and mentoring an innovative team of professionals to grow and expand a diverse clientele in metro NY Asian American communities and across the U.S.
Fred began his professional career as a university teacher of English in China where he received his BA in English & Economics from University of International Business & Economics, Beijing. He then studied on government scholarship at National University of Singapore with a Diploma/MA in Education, and further obtained his MBA in Marketing & Finance from University of Pittsburgh in the U.S. The unique multi-disciplinary educational and cultural experiences have nurtured his understanding, care and empathy with whoever needs his help and support personally and professionally. Prior to joining Forest Hills Financial Group, Fred was in both advisor and leadership roles responsible for team building and sales growth at several Fortune 100 companies, earning prestigious honors and industry recognition during his tenures. In 2013 he achieved his Chartered Leadership Fellow (CLF) designation from The American College. Now at FHFG with a holistic platform, world-class resources, proprietary LBS planning tool and family-oriented culture, Fred strives to grow and lead a boutique team of high caliber financial professionals dedicated to serving the evolving needs of business owner, professionals, and high Net Worth Asian American and cross-border clients.
Fred's rich industry experience and strong sense of community keep him actively involved. He is a National Board Member of the Asian American Insurance & Financial Professional Association (AAIFPA) and President of the AAIFPA Northeast Chapter. He is a Board Member and Vice President of the Sino-American Commerce Association of New York, and a Member of the Chinese Community Church of New York, which supports new immigrants, students, and families as they establish new lives in the U.S. Fred is a National Gold Member of FINSECA, an industry association whose mission is "Financial Security For All" and is also a Member of USPAACC, the most established and largest non-profit organization representing Pan Asian American and their related groups in business, sciences, the arts, sports, education, public and community services.
In his spare time Fred enjoys running, hiking, photography, music, traveling and cooking! Having lived in Asia and the U.S., Fred now resides in New York City with his wife Yan and daughter Katlyn.
Fred Huang is a Managing Director at Forest Hills Financial Group (FHFG) with nearly twenty years of experience in recruiting, mentoring and management in the financial services industry. Fred incorporates his...
Job Titles:
- President, Group Services
Harvey E. Weiner has been in the financial services and insurance industry for over twenty-eight years. He is the founder; President and Chief Executive Officer of Forest Hills Group Services, Inc. Harvey began his career working for New York Life, joined Mutual of New York as a Sales Agency Manager, and then found a home with The Guardian Life Insurance Company of America in 1988, specializing in Group Insurance Benefits for the Small and Large Business Market.
Harvey's industry expertise, combined with his dedication to provide his clients with the resources available to help them obtain economical group insurance for themselves, their businesses and their employees, led to the creation of Forest Hills Group Services, Inc. in 1992. Harvey collaborated with Nathan Perlmutter, President and CEO of Forest Hills Financial Group, and became successful in providing Group Health and Dental Insurance to the Small and Large Group Business Market. Harvey has expanded FHGS to different horizons with the inclusion of Long Term Care, Individual and Group Life Insurance and Individual and Group Disability. Forest Hills Group Services, Inc. continues to thrive and takes pride in offering exceptional customer service to their clients.
Harvey stays very active in the business community. He is the former president and a current active member of the Garden City Long Island Chapter of LeTip International, Inc., a large professional networking organization founded in 1978. During Harvey's presidency, his Garden City Chapter was held high with over 50 members. Harvey is an active member of the National Association of Insurance and Finance Advisors (NAIFA). Harvey resides in East Meadow with his wife of 33 years, Judi. They have two grown children, Alison and Scott.
Job Titles:
- Director of Investments, Financial Advisor
Hector M. Rivera, CFP®, CLU® is the Director of Investments and a Financial Advisor with Forest Hills Financial Group (FHFG) working in both the NYC and Melville locations. As a Certified Financial Planner™, Hector helps his clients plan and achieve the goals that are most important to them. He is committed to simplifying the process so they can enjoy what they love most - spending time with their families, traveling the world or simply enjoying their retirement. With over a decade of wealth management experience, as Director of Investments, Hector trains the firm's financial advisors on investment strategies that will help achieve client goals and guide clients through the changing financial markets. Hector and the firm's advisors collaborate to analyze the investment portfolios from clients and potential clients to solve for any inefficiencies they may find. Hector has the unique ability to bring people and resources together while building and maintaining strong relationships with the clients and associates he works with.
Hector graduated from Bernard M. Baruch College (CUNY) in 2010 with a Bachelors of Business Administration (BBA) degree with a concentration in Finance and Investments. While attending school, Hector began his professional career as a Customer Service Representative at HSBC Bank in 2005. Working with clients and their finances inspired him to pursue his career in wealth management. He advanced through several roles at HSBC before becoming a high net worth client Relationship Manager at Citibank in 2012.
At Citibank, he took a leadership role as a mentor to new relationship managers helping them with product knowledge, prospecting, and best practices. Prior to joining FHFG, as a Business Development Manager at Guardian/Park Ave Securities, Hector partnered with top insurance agents and agency leadership in the Northeast region to help grow their investment relationships with their clients as a crucial part of the planning process. His strong interest in planning led him to attain the Certified Financial Planner™(CFP®) and Chartered Life Underwriter®(CLU®) designations. Hector has earned numerous awards in Sales Excellence, Customer Service and Leadership, and now brings his extensive industry knowledge and management skills to FHFG.
Hector's strong sense of industry and community keep him actively involved as a member of the NYC Chapter of the Financial Planning Association and a member of the Baruch College Alumni Association. He is also a member of the Association of Latino Professionals For America (ALPFA) and a Former Member and Public Relations Officer of Westchester Toastmasters. In 2010, Hector ran the NYC Marathon and raised money for the Leukemia & Lymphoma Society (LLS). In his spare time, Hector enjoys traveling, CrossFit and spending time with family and friends. Hector was born and raised in the Bronx, NY, and now resides in Westchester, NY with his wife Melissa and their dog Hershey.
Job Titles:
- Recruiting Director
- Recruiting Director With
Julie Engel, Recruiting Director with Forest Hills Financial Group (FHFG), has over twenty years' experience in full cycle recruitment and retention of qualified individuals in the dynamic industry of financial services. At the heart of Julie's success is her ability to easily connect with people, passionate about building meaningful connections and relationships both inside and outside the workplace. Meeting with individuals seeking new opportunities, Julie likes nothing more than playing a pivotal role in helping them discover the rewarding career possibilities at FHFG.
Julie graduated from Ithaca College, New York in 1993 with a Bachelor of Science degree in Marketing. She worked for The Money Store (TMS) during college breaks and began her professional career in the mortgage industry in NYC. Always enthusiastic about finance and helping individuals achieve their financial goals, she re-joined TMS in 1997. First Union Bank, which is now Wells Fargo, took over TMS in 2000 and Julie transitioned into a Recruiter role. In 2009, Julie continued to gain experience and success as a Senior Recruiter for several other large firms in the financial space. Julie now joins the team at FHFG, where she felt an immediate connection with the culture of the firm, and embraces the opportunity to assist candidates through this exciting path in their lives.
In her free time Julie practices power yoga, loves her Peloton and spends a lot of time outdoors taking hikes with her husband Gary. Family time is valued, and she also loves spending time with their three daughters. Rachel lives in Los Angeles, Jordyn lives in Israel, currently serving in the IDF, and her youngest daughter Samara attends Elon University in North Carolina. Julie was born and raised in Massachusetts and now resides in Springfield, NJ.
Job Titles:
- New Business Manager, ACO
Kenneth Cusick (Ken) has been at the helm as Manager of the New Business Underwriting Department of Forest Hills Financial Group (FHFG) since 2000. Based in the Forest Hills office, he is a proven leader and has thrived in managing his team and colleagues to establish and achieve their mutual objectives. Ken takes pride in his ability to simplify complex problems into simple terms, and is a team-oriented player whose focus is on offering detailed information and guidance to make it easier for his staff and associates to meet or exceed their business goals. This may entail advocating for a better rating, helping an agent design a product that will provide the coverage a client is looking for, or helping to find the right words to make an effective sales presentation. Often times Ken is the sounding board when someone needs to talk through an idea or work through an obstacle. He is committed to doing what's right, and continually works to expand his knowledge, skills and leadership abilities on behalf of FHFG as well as the individual clients and businesses he serves.
Ken graduated from New York University (NYU) with a Bachelor of Arts Degree in History and Political Science, and took graduate courses in Political Science at the City University of New York (CUNY). While still in school his first job was working for his father, who started one of the first Stock Loan firms on Wall Street. Ken began his professional career running a limousine company for several years, but still maintained an interest in financial services. Always enterprising, he found his opportunity too limited and entered the financial services industry where he earned his life/health licensing along with Series 6, 7, 24, 63 & ALMI.
Ken's strong sense of community keeps him actively involved as a member of the Wild Life Conservation Society and member of a Community Sponsored Agriculture program. He enjoys playing golf, reading history, and loves nothing more than a quiet Sunday brunch at home with his wife Harriet and daughter Elissa as they read through the morning papers.
Ken and Harriet reside in Queens, NY.
Job Titles:
- Director of Business Development
- Managing Director
Michael Librett (Mike) is a Managing Director and Director of Business Development at Forest Hills Financial Group (FHFG). With over fifteen years of financial services experience, Mike understands the critical needs of business owners in the modern corporate landscape. He specializes in crafting and servicing corporate insurance and wealth management programs for high-net-worth corporations, executives, and individuals. With the unique ability to take broad concepts and make them understandable and relatable, Mike works closely with business owners to develop comprehensive financial wellness and benefits programs that result in happier, more productive employees, ultimately helping their business thrive.
Mike graduated from Indiana University with a Bachelor of Arts degree in Journalism in 2006. Always fascinated by financial markets with a real desire to educate and help others succeed financially, Mike started his professional career with Smith Barney before joining Morgan Stanley in 2008. For twelve years as a Financial Advisor and Sr Vice President. Mike managed over two billion in assets, worked with Fortune 500 companies, and earned distinct recognition as Forbes Top Next Generation Advisor for four consecutive years from 2017 - 2020. Additionally, Mike was also recognized as a Barron's Top 50 Wealth Management Team in 2020. Mike's entrepreneurial spirt and extensive knowledge led him to found his own investment and consulting firm in 2020. Although he enjoyed success, he was driven to join FHFG, finding synergy with the company culture and core values he now brings to his existing network of professionals and clients. Mike also collaborates with FHFG's advisors to bring innovative programs and opportunities to their new and existing clientele.
A sports enthusiast, Mike enjoys watching hockey and football, playing golf and exercise. He also loves spending time with his family. Born and raised on Long Island, Mike now resides in Port Washington, NY with his wife Jenna and their daughters Colette and AnnaBelle.
Job Titles:
- Chief Administrative Officer
Michael P. DeLuccia, JD (Mike) brings over seventeen years of experience in financial services to Forest Hills Financial Group (FHFG). Throughout his career, Mike has been a valuable resource to management and associates on all compliance matters, and instrumental with recruiting, development and Agency growth. With strong management skills, Mike is proficient at building organizational infrastructure and meaningful personal relationships. Mike has a keen understanding of the industry, and assists managers as they grow their businesses while helping new associates build successful sales careers.
Mike graduated from SUNY University at Buffalo in 1992 with a Bachelor of Arts degree in Political Science. He earned his JD designation from Quinnipiac University and was NYS Bar Admitted in 1996. Mike began his professional career with New York Life as a contract attorney settling claims, and during his years there he worked in Corporate Compliance, as in-house compliance officer for the Melville General Office, and Chief Operating Officer for their Long Island General Office. As COO he managed all day to day operations, and grew the agency from one location employing 180 associates to five locations with approximately 630 associates. As Chief Administrative Officer at FHFG, with his Series 7 and 24, Mike is an integral and valuable member of the Management Team, assisting in the growth of the organization while maintaining a professional and compliant atmosphere.
Mike's strong sense of community keeps him actively involved as a member of the Zoning Board of Appeals, Village of Great Neck Plaza, and Treasurer of the Cuttermill Road Owner's Association (co-op board). In his spare time, Mike likes to read, travel and make new friends. He also enjoys participating in community activities. Mike was born in Bronxville, NY, and was raised and currently resides in Great Neck, NY.
*JD is not practicing [specialty] for Guardian or its subsidiaries or affiliates.
Job Titles:
- CEO
- Founder
- President and CEO, General Agent
Nathan M. Perlmutter, CLU®, ChFC®, the President and Chief Executive Officer of Forest Hills Financial Group, Inc., founded the agency in 1980 as a General Agent of The Guardian Life Insurance Company of America, New York City, NY. The Agency is one of the leading agencies representing Guardian. Forest Hills Financial Group, Inc. is presently a charter member of Guardian's Presidents Forum. Nat has served three terms as Chairman of Guardian's prestigious Field Advisory Board. His agency was built from scratch with two associates and 400 square feet, and Nat was one of the two associates and has become a Master Agency award winner.
Nat is a past NAIFA (National Association of Insurance and Financial Advisors) Trustee and the Past President of the New York State and New York City Life Underwriters Association. He is the recipient of both the Spencer McCarty and the Julian Myrick awards, the two highest professional honors given to a life underwriter by the New York State and New York City Associations respectively.
Nat is a Past President of AALU, (Association for Advanced Life Underwriting) and a Platinum contributor to its Legislative Circle. Nat is also a past member of the Board of Directors of the Life and Health Foundation for Education, as well as being an Emissary IFAPAC contributor and an associate member of the American Society of Pension Actuaries.
Nat has served numerous times on the boards of many local insurance organizations. He is a Past President of the Brooklyn/Queens Branch of the New York City General Agents and Managers Association, 1978-80; Atlantic Agency Managers Association, 1982-83; and the Queens Branch of the New York City Association of Life Underwriters, 1985-86 and 1988-89.
Nat Perlmutter, FHFG's founder and CEO, works side by side with his daughter, Andie, and son, David-FHFG's COO and co-managing partner, respectively. Managing partner Amy Salo joined the firm in 2021. As FHFG continues to grow, we delight in seeing many of our advisors work alongside their sons and daughters-a source of multi-generational advice that's bolstered by both technical expertise and lived experiences.
Richard Piazza brings over twenty years of diverse experience in wealth management, business development, sales, and service within the financial services industry to Forest Hills Financial Group (FHFG). Richard is adept at attracting, coaching, and developing experienced financial professionals focused on taking their business to new heights. In his personal practice, Richard helps his clients create healthy financial habits by employing innovative savings strategies that can help them protect and grow what they have to achieve future commitments and desires.
Richard graduated from Binghamton University, NY in 2000 with a Bachelor of Arts (BA) degree in Finance and Economics. He has worked his entire career in financial services and has built strong, gratifying relationships anchored by mutual trust and respect. Richard began his professional career as Director of Operations at CRT Capital Group and in 2007 became Vice President at Harbor Drive Asset Management. In 2013 he joined Park Avenue Securities as a Business Development officer and now brings his industry knowledge and experience to FHFG. Richard finds it incredibly rewarding to help his clients prepare for life's "what if" scenarios. He empowers them with the education needed to gain confidence that they are making informed financial decisions for themselves, their families, and their businesses. When working with associates at the firm, Richard likes nothing more than helping them build rewarding and successful careers in the industry.
In his spare time, Richard enjoys working with his hands, tending to his vegetable garden, or wood-working. He also loves spending time with his wife and kids, golfing and shooting photography.
Richard was born and raised on Long Island, NY and now resides in Berkeley Heights, NJ with his wife Danielle and their children Juliana and Christian.
Stephen J. DelliBovi is a Managing Director working out of the Melville office of Forest Hills Financial Group (FHFG). He loves engaging in conversation and takes pride in his ability to build strong and positive lifetime relationships. Stephen describes himself as extremely extroverted and feeds off being around people and their energy. He strives to grow personally and professionally by servicing clients and recruiting and developing new talent to help grow the firm. He is passionate about helping people cultivate their passion for helping others in their career while creating an amazing life for themselves.
Stephen graduated from Long Island University (LIU) in New York with a Bachelor's Degree in Business Administration with a concentration in Management. Always enterprising, while attending college he worked in athletics and became a certified personal trainer. After graduation Stephen began his professional career as a Fitness Director at Training Station Athletic Club in Port Washington, New York where he later became General Manager. Stephen found great satisfaction in helping people achieve their fitness goals so they could enjoy the quality of life they aspired to. When he was offered an opportunity to enter the financial services industry with Northwestern Mutual, Stephen realized he could continue to have a positive impact on people's lives by helping them achieve their financial goals. He now brings his passion, drive and experience to FHFG.
A sports enthusiast, Stephen loves basketball, football, and is a huge North Carolina Tar Heels college basketball fan. He's still a fitness advocate and hits the gym early every morning to work out.
Stephen was born, raised and now resides in Port Washington, New York with his wife Summer and four daughters Hannah, Emerson, Luccia and Taylor.