FINANCIALPLAN

In the 2014 S&P Global Financial Literacy (FinLit) Survey, country financial literacy rates ranged from 13% - 17% among 150,000 adults from 143 economies. The Philippines was found in the bottom 30 in the survey, together with Cambodia and Vietnam, India, Jordan, Nepal and Yemen. Analytical support was provided by researchers at the World Bank and the Global Financial Literacy Excellence Center at the George Washington University... Despite the Philippines' growth stories, many may still not enjoy the benefits of the government's mandate for financial inclusion. With low knowledge on money management, the access to financial instruments may lead to high debt or bankruptcy. Although the well-educated and those with higher economic status have the necessary financial skills to manage these opportunities, there is still a gap in wealth management as seen by the strained relationships caused by money issues... Financial planning is a process, not a product. It is the long-term method of..

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