FIRST CHOICE INSURANCE AGENCY - Key Persons


Jeremy Bryan

Job Titles:
  • Senior Portfolio Manager for Gradient Investments
  • Senior Portfolio Manager of Gradient Investments, LLC
Mr. Bryan is a Senior Portfolio Manager for Gradient Investments. He has been with Gradient Investments since 2016 and has over 15 years of total investment management experience. Mr. Bryan's job history includes equity research and portfolio management roles for institutional asset managers in Minneapolis and New York. He has been a frequent contributor to media outlets including CNBC, Fox Business, Reuters, and The Wall Street Journal. Mr. Bryan graduated with a bachelor's degree from St. Cloud State University, earned an MBA from the University of St. Thomas, and is a CFA® charterholder.

Keith Gangl

Job Titles:
  • Portfolio Manager for Gradient Investments
  • Portfolio Manager of Gradient Investments, LLC
Mr. Gangl is a portfolio manager for Gradient Investments, LLC. He has been with Gradient Investments since 2018 and has over 22 years of institutional investment management experience. Prior to Gradient, Gangl worked as a senior portfolio manager for over 18 years covering various asset styles and market capitalizations for Thrivent Financial. As a senior portfolio manager, he developed and oversaw the tactical investment strategies utilized within mutual funds, variable annuities, pension funds and insurance company products. Mr. Gangl has been featured in Investor's Business Daily, quoted in Bloomberg, Wall Street online, Reuters, Yahoo! News and other local and national publications. Mr. Gangl graduated from St. John's University earning a Bachelor of Arts in Math and Computer Science. He received his Master of Business Administration graduate degree from the University of St. Thomas. Gangl is a CFA® and a member of the Twin Cities Society of Security Analysts.

Michael Binger

Job Titles:
  • President of Gradient Investments, LLC
Mr. Binger is the President of Gradient Investments. He has been with Gradient Investments since 2012 and has more than 30 years of total investment management experience. Mr. Binger's prior roles include managing multi-billion dollar investment products for a large institutional asset manager. He graduated with a bachelor's degree from the University of Minnesota and is a CFA® charterholder. We believe that he brings a depth of market experience that is rare within the industry and has been a featured contributor with several media outlets including CNBC, Fox Business, Barron's, and The Wall Street Journal.

Michael Perna - President

Job Titles:
  • President
  • President of First Choice Financial Services
Michael Perna serves as President of First Choice Financial Services, LLC and First Choice Insurance Agency Incorporated. He boasts several years' experience within the insurance and financial services industries. Mike Perna is an approved member of the National Ethics Association for over nine years. First choice has been rated A+ by the Better Business Bureau and has been the recipient of the Compliant Free Award as well. Michael specializes in financial planning, his strength is in the areas of retirement planning and his primary goal is to continually improve his clients' financial position, while protecting their assets. He accomplishes these goals through a blend of financial services that are tailored to his clients' specific financial needs.