MS&AD INSURANCE - Key Persons

Atsuko Suto

Job Titles:

Audit & Supervisory Board Member

Hiroshi Tatematsu

Job Titles:

Sales Executive Officer / Chief Digitalization Officer

Hiroyoshi Owada

Job Titles:

General Manager of Corporate / Planning Dept. Executive Officer

Mr. Junichi Tobimatsu has a wealth of insight and experience concerning overall corporate legal affairs including those of overseas companies as an attorney-at-law. We expect to continue to draw that insight and have him supervise management and provide advice on management overall from his expert perspective, particularly in regard to securing soundness of the management of the Group.

Keiji Suzuki

Job Titles:

Audit & Supervisory Board Member

Keisuke Niiro

Job Titles:

Executive Officer

Kyoko Uemura

Job Titles:

Outside Audit & Supervisory Board Member

As a legal professional, Ms. Kyoko Uemura has held a number of posts, including a judge and attorney-at-law. She has been stating opinions at meetings of the Company's Board of Directors and on other occasions based on her knowledge and experience. We propose to reappoint her as Outside Audit & Supervisory Board Member in order to draw on her knowledge and experience in the management of the Company. *2 Messrs. Kunio Chiyoda and Kyoko Uemura have been nominated as Independent Directors/Auditors in accordance with the provisions of Tokyo Stock Exchange, Inc., and Nagoya Stock Exchange, Inc., and have been registered as such with said exchanges.

Mariko Bando

Job Titles:

Outside Director

Mitsui Sumitomo

Job Titles:

Aioi Life Insurance Co
Insurance Co
Primary Life Insurance Co

Mitsuru Sato

Job Titles:

Claims Services

Mr. Jun Suzuki

Job Titles:

Outside Director

Mr. Jun Suzuki has extensive experience as a management executive by having served as Representative Director, President & CEO of Teijin Limited, and has a wealth of knowledge on global management by having served as the Teijin Group Chief Representative in Europe and other positions. The Company expects to draw from that experience and insight and have him supervise management and provide advice on overall management from his expert perspective, particularly in regard to global management.

Mr. Kunio Chiyoda

Job Titles:

Audit & Supervisory Board Members
Expert
Outside Audit & Supervisory Board Member

Mr. Kunio Chiyoda is an expert in accounting and auditing and has served as a university professor and a member of a public institution. He has been stating opinions at meetings of the Company's Board of Directors and on other occasions based on his knowledge and experience. We appointed him as Outside Audit & Supervisory Board Member to reflect his wealth of knowledge and experience in the management of the Company.

Ms. Akemi Ishiwata

Job Titles:

Outside Director

Ms. Akemi Ishiwata has a wealth of insight on sustainability gained from previously serving as Executive Officer of Kao Corporation, leading its ESG activities. She also has experience as a general manager in charge of public relations and corporate branding.We expect to draw that insight and experience and have her supervise management and provide advice on management overall from her broad perspective. *1 Messrs. Mariko Bando, Junichi Tobimatsu, Rochelle Kopp, Akemi Ishiwata and Jun Suzuki have been nominated as independent officers in accordance with the provisions of Tokyo Stock Exchange, Inc., and Nagoya Stock Exchange, Inc., and have been registered as such with said exchanges.

Ms. Rochelle Kopp

Job Titles:

Outside Director

Ms. Rochelle Kopp has a wealth of insight into cross-cultural communication and experience in both Japan and the U.S. as a management consultant. We expect to continue to draw that insight and experience and have her supervise management and provide advice on management overall from her expert perspective, particularly in regard to the Group's global expansion.