TOWER - Key Persons

Job Titles:

• Lead Investment Administrator

Connie is passionate about accuracy. An original member of The Tower Group since 1998, Connie brings over 20 years of investment industry experience to the team. A fiercely loyal individual, Connie's strengths lie in her diligent work ethic, meticulous attention to detail, and ensuring all client transactions comply with their risk tolerance, goals and timelines. Focused on processing client investment transactions, Connie manages deposit and withdrawal forms, and coordinates RESP transactions for clients and their children's schools. Connie graduated from the University of Calgary's Haskayne School of Business with a Bachelors of Commerce degree, and has successfully completed the Canadian Securities Course. She continues to expand her educational background by regularly attending seminars to compliment her financial knowledge. Connie was born in Hong Kong and has called Calgary home for 22 years. Her favorite pastimes include spending time with her family, venturing out to the mountains and camping.

Dean and The Tower Group have had a productive, ongoing working relationship for over 18 years. Our philosophies match, as we believe in proactive, future oriented planning using past experience effectively in decision making as a team. We value Dean's ability to explain the applicability of complex tax and financial concepts in a simple way to our clients. Dean was formerly the Controller for Stride Management, a Calgary based marketing firm that specializes in not for profit fundraising such as managing and audit for charitable lotteries. Not only was he an accountant for the Corporation, but also for individual clients, where he began to build his book of business with The Tower Group. Prior to joining Stride Management in 1998, Dean was a Senior Auditor for the Canadian Customs and Revenue Agency in the tax avoidance department for 8 years. We are glad he came back from the "dark side". Dean leverages his unique strengths along with his academic knowledge and work experience to contribute to our team effort inside the Wealth Creation System TM, helping clients piece together the tax effectiveness of their plan, and a meticulous way to work your business so you can take more home than you pay to the government. Dean grew up in Medicine Hat and has lived in Calgary for 30 years, obtaining his degree in Commerce (accounting) at the University of Calgary. Family priorities were the core reason Dean made a transition into running his own practice and dealing with The Tower Group's Wealth Creation clients. The name "J & N" came from Jacob and Nancy, his rambunctious twins. In his spare time Dean loves reading, enjoys camping and riding his Harley Davidson bike with his wife Naomi.

Job Titles:

• Certified Financial Planner

Kelly is passionate about helping his clients grow and succeed. A highly skilled risk manager with over 16 years of experience, Kelly provides his clients with the tools they need to align their financial matters with their passions, goals and values. As co �founder of The Tower Group's proprietary Wealth Creation System TM, Kelly firmly believes in developing a personal plan and then sticking to it. Don't follow the crowd, he says, follow a plan. Sometimes this means giving up a short term goal with limited benefits for a much better long term one. It's about trading up, not trading off. Kelly leverages his unique strengths, supported by continued learning, to optimize the services he offers his clients. A Certified Financial Planner ("CFP"), he is a member of a number of financial organizations such as the Million Dollar Round Table - an elite group recognizing the top 3% of financial professionals worldwide, and Advocis - the premier Canadian association for insurance and financial advisors. Kelly grew up in Central Alberta following the glory days of the Edmonton Oilers. They are still his favorite team, but don't hold it against him! Kelly keeps busy in his free time with downhill biking, snowboarding and golfing; learning how to play the piano and guitar; and reading, typically finishing a few books every week.

Job Titles:

• Communications and Social Media Consultant

Nathan is passionate about clear communications. With over eight years of experience in digital media and communications, Nathan is a hardworking and committed member of The Tower Group team. Responsible for our external communications, Nathan writes our client emails and creates content for The Tower Group and Canadian Medical Advisors Network's social media channels. Nathan was born and raised in southern Alberta and is currently attending Lethbridge College. When he is not busy with school or work, he enjoys expanding his photography portfolio, jogging, playing the piano, building the story of his family history, and spending time with family and friends.

Job Titles:

• Certified Financial Planner

Pam is passionate about people. With over 25 years of asset management experience, Pam is a visionary wealth creation manager who goes over and above for her clients. She is focused on building relationships and understanding her clients' financial hopes and dreams. As the co-founder of The Tower Group's proprietary Wealth Creation System™, Pam knows how to shape her clients' financial affairs positively through her belief that when we change our choices, we change our results. Her endless energy and enthusiasm, backed by her educational and career achievements, provides her clients with the necessary tools, resources and expertise to create a financial plan that works. In addition, Pam has assembled a network of industry experts to further support her clients beyond the traditional scope of a wealth management specialist. A believer in lifelong learning, Pam continually invests in her understanding of all facets of the financial industry. A Certified Financial Planner ("CFP"), Pam is a member of a variety of industry organizations, including the Million Dollar Round Table - an elite group recognizing the top 3% of financial professionals worldwide, and Advocis - the premier Canadian association for insurance and financial advisors. Pam is a proud born and raised Calgarian who loves spending her free time outdoors. Whether she is golfing, boating or hiking with her dog, Beau, Pam enjoys being surrounded by family and friends.

Job Titles:

• Client Service Coordinator
• Dean Powell

Tricia is the Client Service Coordinator, where she is focused on the client experience from the moment you arrive to the moment you leave and everywhere in between. Coming from 2 years experience in our industry, she is the necessary link between our clients, insurers and investment companies and is responsible for setting up and maintaining their accounts. She is our insurance underwriting and investment transfer concierge. She manages the administrative aspect of our client accounts, changes to them, banking, day-to-day processing and anything extra the team may need from her including project work while assisting in gathering the necessary information to complete and follow through with the task at hand in a seamless and timely manner. Tricia also comes from an emergency medical background as a firefighter and EMT, with further education and experience as a Legal Assistant. Seeing people at their worst has given her a productive mindset to be prepared for anything that can and will go wrong…and knowing the outcomes of not having the proper risk management and investments can lead to long-term financial issues. This enthusiasm immediately shines the moment you walk in or call - she's found her calling! Born out on the East Coast, but raised in Northern Alberta has provided Tricia with some lifelong memories and loves to recreate those memories with her Husband and Daughter. Life is also filled with hiking, crafting, reading and anything to avoid baking!