PACRA - Key Persons


ADNAN DILAWAR

Job Titles:
  • Chief Solutions Officer
Adnan holds a MBA degree with concentration in finance from the University of Indianapolis, USA. He has over three years of work experience, primarily in the capacity of analyst, in financial institutions in the United States. He possesses in depth expertise in Banking, Real Estate, Insurance, Micro Finance and Oil and Gas sectors.

Arfa Waheed Malik

Mr. Malik passed from BCCI training academy in 1982. Of his three decade long banking career, he spent the initial 10 years working for BCCI (Middle East Region). During his mid-career stage, he was exposed to managing a Modaraba Fund and an Investment Bank in Pakistan. Mr. Malik then worked at senior positions at Bank Alfalah. From the year 2008 to 2012, he was Group Head - Corporate Investment Banking and had several key milestones to his credit. For one thing, he managed to double the corporate banking book size while keeping its credit quality better than the industry average. For another, his efforts served to increase profitability multifold by developing multiple income streams in the corporate banking group. His deep credit knowledge of corporate segment of Pakistan is key contribution to PACRA RC which he joined since July 2014.

M Rafique Janjua

Job Titles:
  • Head MIT

Madiha Sohail

Job Titles:
  • Manager - Rating

Mr. Amanullah Khan

Mr. Amanullah Khan is a seasoned professional with more than 40 years of experience at various leading domestic and foreign banks. His areas of focus include commercial banking, corporate banking and risk management. He has traveled widely during his assignments abroad and attended several professional training courses including those organized by Citibank in Athens, Dubai and Hong Kong. Starting his career with National Bank of Pakistan, he kept on moving to senior positions in Middle East Bank Dubai, BCCI (Hong Kong) and Bank Al-Habib. He was the only top management person retained by ABN AMRO Bank after its acquisition of Prime Bank. He retired as Head of GRG of RBS (Pakistan) in December 2009. He has been an External RC Member at PACRA since January 2010. Mr. Khan brings vast and diversified banking experience with strong professional background and market knowledge to the RC.

Mr. Iftikhar Taj Mian

Job Titles:
  • Professional Accountant
Mr. Iftikhar Taj Mian is a seasoned professional Accountant and currently is President of The Institute of Chartered Accountants of Pakistan (ICAP). He also holds a position as Director Governance & Strategy in Crowe Hussain Chaudhary & Company, Chartered Accountants. He is a Certified Director and is also a Governance trainer for Directors Training Program run by ICAP and recognized by SECP. He has diversified professional experience of over 30 years in Pakistan including Governance and Strategy, Finance, Organizational Restructuring, International Controls Assessment and Risk Management. Mr. Iftikhar brings extensive and varied industrial experience with strong professional background and market knowledge to PACRA's Rating Committee .

Mr. Jhangeer Hanif

Job Titles:
  • Chief Rating Officer
Mr. Jhangeer Hanif specializes in the banking, insurance, asset management, refining and fertilizer sectors. Mr. Hanif has led the development of a highly sophisticated asset management rating model and an insurance rating model. He has in-depth knowledge of PACRA's rating universe. He is an ACCA by profession. He joined PACRA RC in July 2013.

Mr. Khalid Imran

Mr. Khalid Imran carries a distinguish profile. He is a seasoned banker with diverse experience profile spread over 45 years. He started his career with BCCI in 1975 after achieving his MBA from IBA, Pakistan. He has been at distinct leadership positions; last of those was CEO/President of JS Bank from 2014 to 2018. He was also part of the founding team of Prime Bank, where he remains associated from 1992 to 2010. Mr. Imran carries rich understanding of businesses in local and regional geographies operating in multiple sectors. This diversity and depth of knowledge is a key contribution to PACRA's Rating Committee

Mr. Mumtaz Hussain

Job Titles:
  • Member of the Board of Directors
  • Non - Executive Director

Mr. Najaf Yawar Khan

Job Titles:
  • Independent Director

Mr. Sameer Khan

Job Titles:
  • Chief Business Officer

Mr. Sardar Ali

Job Titles:
  • Member of the Board of Directors
  • Non - Executive Director

Mr. Sikandar Afzal - Shareholder

Job Titles:
  • Shareholder

Mr. Tariq Jamil

Job Titles:
  • Independent Director
  • Member of the Board of Directors

Mr. Usman Haider - CEO

Job Titles:
  • Chief Executive Officer
  • Member of the Board of Directors

Ms. Iram Tahir - Secretary

Job Titles:
  • Company Secretary
  • Compliance Officer
DISCLAIMER: "In case your complaint has not been properly redressed by us, you may lodge your complaint with Securities and Exchange Commission of Pakistan (the "SECP"). However, please note that SECP will entertain only those complaints which were at first directly requested to be redressed by the Company and the company has failed to redress the same. Further, the complaints that are not relevant to SECP's regulatory domain/competence shall not be entertained."

Muhammad Hassan

Job Titles:
  • Manager - Product Development

Sajjad Salman

Job Titles:
  • Head Finance & Account

Saniya Tauseef

Job Titles:
  • Manager - Research

Sehar Fatima

Job Titles:
  • Manager - Rating

Shahid Idrees

Job Titles:
  • Senior Manager Administration