NCUA - Key Persons


Amber Gravius

Job Titles:
  • Director of the Office of Business Innovation
  • Director, Office of Business Innovation
Amber Gravius is the NCUA's Director of the Office of Business Innovation and Chief Data Officer. In this role, Ms. Gravius is responsible for working with stakeholders to deliver improved business processes with secure, innovative, and reliable technology solutions and data to support the NCUA mission.

Andrew Leventis

Job Titles:
  • Chief Economist
Andrew Leventis is the NCUA's Chief Economist. In this role, he supports the NCUA's safety and soundness mission by developing and distributing economic intelligence for NCUA's offices and leadership. He is also the director of the Office of the Chief Economist, which enhances the NCUA's understanding of emerging microeconomic and macroeconomic risks and participates in the development of agency and interagency policy. Before joining the NCUA, Mr. Leventis served as Deputy Chief Economist with the Federal Housing Finance Agency. Prior to his government service, he had extensive private-sector experience as an economist and decision engineer. Mr. Leventis holds master's and doctoral degrees in economics from Princeton University and a bachelor's degree in quantitative economics from Stanford University.

Catherine D. Galicia

Job Titles:
  • Chief of Staff
  • Senior Board Staff Member
  • Chief of Staff to the
Catherine D. Galicia serves as the NCUA's Chief of Staff. Prior to being named to this position, she served then-Board Member Harper as his Senior Policy Counsel. Ms. Galicia has wide-ranging experience in financial services policy, including subject matter expertise in consumer financial protection, and the legislative and rulemaking processes. During her 15 years on Capitol Hill, Ms. Galicia gained bicameral Congressional experience working for Chairmen Christopher J. Dodd and Tim Johnson as Counsel on the Senate Banking Committee; Senator Evan Bayh as staff director of the International Trade and Finance Subcommittee and Banking Committee Counsel; Congressman Jim Maloney as legislative director and financial service policy aide; and Congresswoman Nydia M. Velazquez as legislative director and financial service policy aide. She distinguished herself during her tenure on the Hill through work on major pieces of financial services legislation including the Credit Union Membership Access Act, the Gramm-Leach-Bliley Act, and the Sarbanes-Oxley Act. While serving as Counsel for Banking Committee Chairman Dodd, Ms. Galicia was an integral part of the team that led staff negotiations and the drafting of Title X of the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act, which created the Consumer Financial Protection Bureau. Ms. Galicia later served as the head of the Office of Legislative Affairs under three directors at the Consumer Financial Protection Bureau. In this role, she managed the CFPB's communications and interactions with Congress. Ms. Galicia also worked for Banco Popular as Vice President for Government Affairs, where she led the bank's Washington office. She served on the Board of Women in Housing and Finance during that time. Ms. Galicia holds a bachelor's degree in history from the University of Connecticut and a Juris Doctor degree from Rutgers University School of Law. She is a member of the Massachusetts Bar Association.

Charles Vice

Job Titles:
  • Named Director, Financial Technology and Access

Cherie Freed

Job Titles:
  • Director, Western Region
  • Regional Director of the NCUA 's Western
Cherie Freed is the Regional Director of the NCUA's Western Region, located in Tempe, Arizona. As Regional Director, she oversees the examination and supervision of federally insured credit unions in Alaska, Arizona, California, Colorado, Guam, Hawaii, Idaho, Illinois, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming. Prior to being selected as Regional Director in 2016, Ms. Freed served as the Associate Regional Director for the region. She also previously served as the Director of Supervision and as the Loss-risk Analysis Officer in the NCUA's Office of Examination and Insurance. Ms. Freed began her career in 1987 as an examiner in Phoenix. In 1991, she became a Problem Case Officer and later a corporate examiner. Before joining the NCUA, Ms. Freed served as the Controller for a manufacturing company in Phoenix. Throughout her NCUA career, Ms. Freed received numerous awards and recognition, including the Specialized Examiner of the Year in 2009 and Supervisor of the Year in 2010. Ms. Freed holds a bachelor of science in accounting from Northwest Missouri State University.

Cory Phariss

Job Titles:
  • Named New AMAC President

Donald J. Trump - President

Job Titles:
  • President
President Donald J. Trump nominated Rodney E. Hood for the NCUA Board on January 19, 2019. The U.S. Senate confirmed him on March 14, 2019, and he was sworn in as the eleventh NCUA Chairman on April 8, 2019. Mr. Hood served as the NCUA's Chairman until January 25, 2021. As a Board Member, Mr. Hood serves as the NCUA's representative on the Board of Directors of NeighborWorks America, one of the nation's leading affordable housing and community development organizations. Mr. Hood was named Chairman of NeighborWorks America on June 22, 2023. This is his second time serving as the agency's representative on the board of NeighborWorks. Mr. Hood was previously nominated to the NCUA Board by former President George W. Bush and served from November 2005 until August 2009. During his first term on the Board, he was appointed Vice Chairman. Immediately prior to rejoining the NCUA Board in 2019, Mr. Hood served as a corporate responsibility manager for JPMorgan Chase, managing national partnerships with non-profit organizations, financial regulators, and community stakeholders to promote financial inclusion and shared prosperity in underserved communities throughout the United States. His previous experience includes serving as associate administrator of the Rural Housing Service at the U.S. Department of Agriculture. In this role, he helped to address the housing needs in rural communities and administered the agency's $43 billion mortgage portfolio. Prior to his public service, Mr. Hood served as marketing director and group sales manager for the North Carolina Mutual Life Insurance Company in Durham, North Carolina. He also served as national director of the Emerging Markets Group for Wells Fargo Home Mortgage and served on the board of the Wells Fargo Housing Foundation. Earlier in his career, he worked for Bank of America as a Community Reinvestment Act officer and completed the management development program at G.E. Capital. In addition to his public and private sector service, Mr. Hood served as a member of the University of North Carolina at Chapel Hill Board of Visitors and as member of the UNC School of Arts Board of Trustees. He also served as a member of the Board of Trustees for the North Carolina Museum of Art and as a member of the Board of Governors for the University of North Carolina College System. Mr. Hood's professional awards include being named one of the "40 Young Leaders Under the Age of 40" by the Triangle Business Journal in Raleigh, North Carolina. He is the first recipient of the "Dream Award," an award given by the Wells Fargo Housing Foundation to honor individuals who have exhibited an outstanding commitment to affordable housing. A native of Charlotte, North Carolina, Mr. Hood holds a bachelor's degree in business, communications, and political science from the University of North Carolina at Chapel Hill.

Elizabeth A. Eurgubian

Job Titles:
  • Director
  • Director of External Affairs and Communications
Elizabeth A. Eurgubian serves as the Director of External Affairs and Communications and Policy Advisor, where she oversees the agency's communications, website operations, and congressional outreach efforts.

Elizabeth Fischmann

Job Titles:
  • Chief
  • Chief Ethics Counsel
Elizabeth Fischmann serves as Chief Ethics Counsel. In this role, she oversees the Office of Ethics Counsel, which certifies the agency's compliance with relevant federal ethics laws and regulations, promotes accountability and ethical conduct, and helps ensure the success of the NCUA's ethics programs, including programs designed to prevent harassment and misconduct in the workplace. Ms. Fischmann previously served as the Associate General Counsel, Ethics, and Designated Agency Ethics Official for the U.S. Department of Health and Human Services, administering the HHS-wide ethics program, and supervising the implementation of the HHS ethics program. Her professional experience includes serving as an Associate Counsel at the U.S. Office of Government Ethics and Deputy Counsel for the U.S. Department of the Navy. Ms. Fischmann attained a Juris Doctorate from Georgetown University Law Center and a Bachelor of Arts from the University of Virginia. She is a member of the District of Columbia Bar and Maryland Bar.

Eugene H. Schied - CFO

Job Titles:
  • Chief Financial Officer
  • Senior Executive
Eugene H. Schied is the NCUA's Chief Financial Officer. In this role, he oversees the daily financial operations of the National Credit Union Share Insurance Fund and the NCUA Operating Fund. He leads a team of over 50 dedicated staff who perform essential functions, including accounting and financial reporting, enterprise risk management, strategic and performance planning, budgeting, procurement, facilities and logistical support, the administration of credit union operating fees, and Share Insurance Fund capitalization deposits and operations. He previously served as the agency's Acting Chief Financial Officer and Deputy Chief Financial Officer. He joined the NCUA in March 2017. Mr. Schied has been a senior executive in the federal government for more than 20 years. His prior executive positions include Assistant Commissioner for Administration at the U.S. Customs and Border Protection; Budget Director and Deputy Chief Financial Officer at the Department of Homeland Security; Deputy Assistant Attorney General/Controller at the Department of Justice; and Chief Financial Officer at the Drug Enforcement Administration. He received the Presidential Rank Medal for Meritorious Service in 2006. His career in federal service began in 1992 at the Department of Justice as a Presidential Management Intern. Mr. Schied holds a Master of Public Administration degree from Ohio State University and a Bachelor of Arts degree in political science from the University of Iowa.

Frank Kressman - Chief Legal Officer

Job Titles:
  • General Counsel

H. Lenwood Brooks

Job Titles:
  • Senior Board Staff Member

James Hagen

Job Titles:
  • Inspector
  • Inspector General
James Hagen serves as the Inspector General for the National Credit Union Administration. As Inspector General, he oversees the accountability, integrity, and efficiency of the NCUA's programs and operations. Mr. Hagen joined the NCUA in 2005 as the Assistant Inspector General for Audit, and served as the agency's Deputy Inspector General from 2010 until his selection as Inspector General in 2013. As Deputy Inspector General, Mr. Hagen was responsible for auditing and evaluating NCUA's programs, as well as overseeing the NCUA's efforts to maintain the safety and soundness of federal credit unions and the National Credit Union Share Insurance Fund. As the Inspector General, he is responsible for keeping the U.S. Congress informed of his office's audit efforts on such matters as the agency's Financial Statement Audit, Federal Information Security Management Act reviews, Material Loss Reviews of failed credit unions, and discretionary program audits. Mr. Hagen has spent the majority of his federal government career in the Inspector General community having held management positions at the Offices of Inspector General at the U.S. Postal Service, the Social Security Administration, and the Department of the Treasury. Mr. Hagen holds a bachelor's degree in marketing and management from the University of Baltimore. He is a member of the Institute of Internal Auditors, and is certified as an Inspector General, a Government Financial Manager, and a Fraud Examiner.

John Kutchey

Job Titles:
  • Director, Eastern Region
  • Regional Director for the NCUA 's Eastern Region
John Kutchey is the Regional Director for the NCUA's Eastern Region. As Regional Director, he oversees the examination and supervision of federally insured credit unions in Connecticut, Delaware, the District of Columbia, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont, Virginia, and West Virginia.

Keith Morton

Job Titles:
  • Director, Southern Region
  • Regional Director for the NCUA 's Southern
Keith Morton serves as the Regional Director for the NCUA's Southern Region, which is headquartered in Austin, Texas. As Regional Director, Mr. Morton oversees the examination and supervision of all federally insured credit unions in Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, Louisiana, Mississippi, North Carolina, Ohio, Oklahoma, Puerto Rico, South Carolina, Tennessee, Texas, and the U.S. Virgin Islands. Mr. Morton's career began in December 1986 as a field examiner in Washington, D.C. He was also a Problem Case Officer before moving into management in 1994. He spent nearly eight years in management roles in then-Region II (Alexandria, Virginia) as a Supervisory Examiner, Director of Special Actions, and Director of Supervision before joining the Western Region as Associate Regional Director in 2002. Additionally, he served as president of the NCUA's Asset Management and Assistance Center from 2016 until 2023. A native of Silver Spring, Maryland, Mr. Morton holds an accounting degree from Frostburg State College.

Kelly Gibbs

Job Titles:
  • Director
  • Director, Office of Continuity and Security Management
Kelly Gibbs joined the National Credit Union Administration as the Director of Continuity and Security Management in April 2018. As the NCUA's top security official, Ms. Gibbs develops and implements the agency's personnel security, physical security, continuity of operations, emergency management, and intelligence programs. Ms. Gibbs joined the NCUA from the United States Securities and Exchange Commission (SEC), where she served as Chief of the Office of Security Services. In this role, she was responsible for the oversight of the personnel security, physical security, continuity of operations, emergency management, insider threat, and safety programs. Ms. Gibbs joined the SEC in 2012 as a personnel security specialist before being promoted to Branch Chief of Personnel Security Operations and ultimately to Chief of the Office of Security Services. From 2006 to 2012, Ms. Gibbs served as a Special Agent, Supervisory Agent-in-Charge, and as an Inspector at the U. S. Office of Personnel Management responsible for conducting background investigations and conducting reviews of personnel security offices through the federal government. She started her federal career in 2003 working for the United States Postal Service in various roles in the Privacy Office and United States Postal Inspection Service. Prior to working for the federal government, Ms. Gibbs worked as a private investigator in Las Vegas, Nevada, and Seattle, Washington. She is originally from Las Vegas, Nevada and has a bachelor's degree in criminal justice from the University of Nevada, Las Vegas.

Kelly Lay

Job Titles:
  • Director, Office of Examination and Insurance

Kyle S. Hauptman

Job Titles:
  • Vice Chairman
Kyle S. Hauptman was nominated by the President to serve on the NCUA Board on June 15, 2020. The U.S. Senate confirmed him on December 2, 2020, and he was sworn in as a member of the NCUA Board on December 14, 2020. The NCUA Board approved his designation as Vice Chairman of the NCUA on December 18, 2020. Prior to his joining the NCUA Board, Mr. Hauptman served as Senator Tom Cotton's (R-Arkansas) advisor on economic policy, as well as Staff Director of the Senate Banking Committee's Subcommittee on Economic Policy. Previously, Mr. Hauptman was Senior Vice President at Jefferies & Co. He worked at Lehman Brothers as a bond trader in New York City as well as in their international offices in Tokyo and Sydney, and served as a voting member on the U.S. Securities and Exchange Commission Advisory Committee on Small and Emerging Companies. Mr. Hauptman served on President Donald J. Trump's transition team in 2016 and was Senator Mitt Romney's (R-Utah) policy advisor for financial services during the 2012 presidential campaign. Mr. Hauptman holds a Master of Business Administration from Columbia Business School and a Bachelor of Arts from University of California, Los Angeles.

Larry Fazio

Job Titles:
  • Executive Director

Mark Treichel

Job Titles:
  • Executive Director

Martha Ninichuk

Job Titles:
  • Director, Credit Union Resources and Expansion

Matthew J. Biliouris

Job Titles:
  • Director, Office of Consumer Financial Protection

Miguel Polanco

Job Titles:
  • Director, Office of Minority and Women Inclusion

Rendell L. Jones

Job Titles:
  • Deputy Executive Director

Robert Foster - CIO

Job Titles:
  • Chief Information Officer

Sarah Bang

Job Titles:
  • Senior Advisor
  • Senior Board Staff Member
  • Senior Advisor to Vice Chairman Hauptman
Sarah Bang serves as senior advisor to Vice Chairman Kyle S. Hauptman. Ms. Bang is a credit union system veteran with nearly 40 years of experience at all levels of the industry. Prior to retiring in 2017, she was the Executive Vice President of Industry Relations at CO-OP Financial Services. Prior to joining CO-OP, she was the President/CEO of Financial Service Centers Cooperative Inc., (FSCC) a credit union shared branching and payments network with branches in all fifty states and five countries. FSCC was in six states with less than 100 branches when she became CEO. During her tenure, FSCC grew to over 3,300 branches and 2,200 full service financial kiosks giving 50 million members real-time access to their credit union accounts. While at FSCC, Ms. Bang leveraged the shared branch technology to include P2P text banking, 24-hour call center services, remote deposit capture services and more. She also converted FSCC from a for profit structure to a cooperative to maximize engagement and benefits for owners. Ms. Bang's previous experience includes management of credit union service organizations including a regional shared branch and ATM network, an item processing center and companies providing insurance, mortgage processing, call center, and auditing services to credit unions. She was a frequent speaker at conferences around the country and facilitated dozens of strategic planning sessions for institutions of all sizes. In 2014, she received one of the highest honors in the credit union movement - the Herb Wegner Memorial award. Ms. Bang is a graduate of the University of Wisconsin-Madison.

Scott Hunt

Job Titles:
  • Director, ​ National Examinations and Supervision

Towanda Brooks

Job Titles:
  • Chief Human Capital Officer