TOTH LAW

Toth Law and Applied Pension Professionals support service providers who develop, distribute and maintain retirement plan products and services, as well as fiduciaries, boards, plan sponsors and individuals using these products. We provide unbiased advice related to complex product issues, ongoing administration and process improvement, and plan corrections... In the end, Congress could not agree on just what the legislative securities law "fix" should be before the law was passed. Any fix would be complicated, nuanced, and involve a number of important competing trade-offs, in part because of the difference in the very nature of 403(b) and 401(k) plans. The Code still refers to 403(b) investments as individual arrangements. It calls for the "purchase for an employee by an employer" of an annuity contract. This is a fundamentally different approach than the "trusteed governed" rules which governs 401(k) plans, where 401(a) recognizes "a trust created …. forming part of a …. plan of an..

Primary location: Fort Wayne United States