EDGEWOOD FINANCIAL GROUP - Key Persons

Job Titles:

• Investment Advisor Representatives of Woodstock Wealth Management Inc. ( WWM )

Marjorie and David Netkin are Registered Representatives of St. Bernard Financial Services, Inc. (SBFS) David began his career in fixed income management and sales, enjoying helping people save and earn. In time he realized his clients needed broader guidance to fulfill their financial dreams and began concentrating on portfolio management. David takes great pride in the personal attention he provides every Edgewood client, including getting to know their financial goals and performing ongoing review of their account's performance to ensure they are on target to meet them. David is a graduate of Fairleigh Dickinson University with a bachelor of arts degree in Political Science, Magna Cum Laude with Phi Omega Epsilon honors. He and Marjorie reside in Springfield, New Jersey with their son, Brett. David spends his spare time watching Brett play soccer and is an avid sports fan who also loves walking and traveling.

Marjorie has financial planning in her blood, with her father running a small brokerage firm at which she enjoyed working during college and where she learned about the sales and trading of securities. After graduation she headed for Wall Street and launched a successful career in finance before joining forces with David in 2002. She takes great pride in her organizational, analytical and listening skills and closely monitors market trends to quickly adjust client accounts to fully leverage favorable changes. Marjorie is a graduate of the University of Michigan with a bachelor of arts degree in Economics and Fordham University with an MBA in Finance. She has served as a panelist for the New York Stock Exchange Disciplinary Hearing Board. She and David reside in Springfield, New Jersey with their son, Brett. She spends her spare time watching Brett play soccer and is an avid sports fan who also enjoys running, skiing, yoga and traveling.