NORTHERN INITIATIVES

Northern Initiatives is a non-profit CDFI that provides loans to Michigan small business owners and entrepreneurs. We offer affordable, accessible financing for all types of businesses, including commercial real estate, equipment, inventory more... Our impact is measured through the success of our businesses and their employees. We have been able to give loans to hundreds of businesses and helped businesses create thousands of jobs, but our real success is when we see businesses across our region thrive. You can help us support that vision with a gift or ongoing partnership... Northern Initiatives provides loans to small business owners and aspiring entrepreneurs in Michigan that might not qualify for a small business loan from traditional banks for various reasons. Northern Initiatives offers access to capital at reasonable rates to those who would never have the chance or who would have entered business undercapitalized.