The banks usually award loan amounts of 10,000 to 50,000 euros for a modernization loan. Some banks even go up to 80,000 euros here... If a higher sum is required, usually a mortgage lending is ideal. This is the case, for example, when a complete overhaul of an old building is planned. However, it is often the case here that a land register entry takes place and that the deposit of equity capital is necessary... In addition, the banks only grant a modernization loan to owners of a property. It can also be a condominium or a house, where the most diverse modernization measures are to be carried out. The reason for this is quite simple: Tenants are allowed by law to make any structural changes to an apartment or a house. Furthermore, many banks behave in such a way that the property may be used privately and not commercially.
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