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Payday loans are designed for people with bad credit or little credit history. These loans come with sky-high interest rates and payday lenders can be predatory. Taking out high interest loans to cover everyday expenses often launches borrowers into a cycle of deeper debt. Despite this, IBISWorld, an industry research firm, predicts that the payday loan industry will grow 5.1% …... Student loan payments can drain your monthly budget and make it more difficult to reach other financial goals, like saving money for retirement or buying a home. Thankfully, there are ways to lower your student loan payments, whether you have federal loans, private loans or a mix of both. Here are five strategies for reducing student loan payments: Change Your …... Mortgage rates increased at one of the fastest paces on record in 2022, nearly doubling within a 12-month period. At the same time, most homeowners currently have a mortgage rate below 4%, which makes a mortgage refinance an impractical choice...