USDALENDERS.ORG

Closing on a loan with USDA lenders is the same as any other loan type. If you chose to pay your USDA closing costs upfront, you will have to bring cash to the closing table. This includes your funding fee of 2.75 percent of the loan amount. If you choose to wrap your funding fee and closing costs that include processing, underwriting, title, recording, and tax fees into the loan, you just bring yourself to the closing to sign the paperwork to fund and start your loan for your USDA purchase or refinance... In order to apply for a USDA loan, you have to approach a USDA-approved lender. Don't assume that every lender in your area is approved for this loan type - you should ask around before you start applying. If you are unable to find a lender through your contacts or referrals, use our comprehensive directory on this site to do so quickly and easily. Once you find a lender or two you wish to apply with, you will need to fill out a loan application form. On this form, you will disclose..

Also known as: USDA Lenders

Primary location: Philadelphia United States