Stan The Annuity Man® only recommends fixed annuities. He does not sell variable annuities, life insurance, or long term care insurance. His entire focus is on contractual guarantees using all fixed annuity types. Stan is a firm believer that annuities should NOT be purchased for market growth, even though too many advisors push annuities for non-guaranteed return scenarios. Those fixed strategies that Stan uses can contractually provide full principal protection or lifetime income, with the policies able to be customized to fit your specific goals. Even though The Annuity Man® LLC is a top annuity sales leader, the true focus is educating the consumer so that they can make an informed decision on their terms and on their time frame... The other unique strategy that Stan has developed for potential annuity buyers is his "2 Question" method for determining what type of (if any) annuity would provide the highest contractual guarantee... From those two answers, you will know what type..