VICKERY FINANCIAL - Key Persons

A Roth IRA is a retirement account you fund with after-tax income. You can make withdrawals from your contributions anytime you want to, but they are not tax-free until you're over the age of 59 ½, and the account holding is older than five years. Roth IRAs are an attractive option for those in a higher tax bracket, or if you have the time to let these grow. Any Roth IRAs that are qualified will be free from federal income tax but are still subject to local and state taxes. If you're interested in a retirement plan with tax benefits, then a Roth IRA may be what you're looking for.