FINANCIAL CONCEPTS - Key Persons


Judy Zehringer

Job Titles:
  • Registered Representative

Lani Stein

Job Titles:
  • Office Manager

Ryan O'Neill

Job Titles:
  • Financial Representative
Ryan is excited to work with clients in all stages of life. He always knew he had a passion for seeing people succeed in life, and being a financial planner he is very passionate about your success. Ryan has a background in computer science so he is excited to see where technology will take the world of financial planning. He brings a strong business background to clients. Ryan previously worked in sales at a manufacturing company for 3 years while obtaining his MBA. Ryan resides in Spencerville, with a 4-year-old German Shepard. Outside of work, He enjoys hiking, lifting, and cooking.