MEMO NAFARRATE - Key Persons
Job Titles:
- Estate Planning Specialist
Andrew has been an Estate Planning Specialist since 1993. He lives in Toronto with his wife, daughter and their dog. An amateur boxer until 1992, he was the Ontario middleweight champion. Now he's an avid squash player and fisherman.
Job Titles:
- Branch Operations Manager
Job Titles:
- Premier Banking Advisor, RBC Royal Bank
As a Premier Banking Advisor, Chandna Kamal provides banking and credit solutions to select high net worth individuals and their families. Partnering with Investment Advisors and Counsellors across the Vaughan, Richmond Hill and Newmarket regions, personalized service and tailored advice to help clients efficiently and effectively manage their day-to day banking needs.
With over 6 years of experience in financial services. Chandna is respected by her clients and industry peers. Prior to her current role, she worked as an Assistant Branch Manager at an RBC branch.
Chandna is committed to giving back to her community. Chandna volunteers with the Women's Shelter and Canadian Cancer Society. She is very passionate helping the less fortunate here at home as well as in other countries.
Chandna was born in India and raised in Toronto, where she currently resides in the Toronto area with her husband and her daughter. She loves spending time with her family and friends, travelling and listening to music.
You're the biggest beneficiary. Colin Ardill stays humble. Even so, he's not shy about being a man on a mission: to overturn 150 years of misunderstanding about life insurance, one day at a time. Most Canadians see only one dimension to life insurance: that it's of no use to the living. But Colin sees it in three dimensions. There is the death benefit that everyone can see - but life insurance also provides tax-exempt growth, and it allows the holder to spend more money in retirement than they otherwise could. Says Colin: "The person buying the policy is going to be the biggest beneficiary." Colin has been in the estate planning business for over 15 years. His core purpose - the heart of everything he does - is to leave everyone he meets better off.
David graduated from the Smith School of Business at Queens University with a Bachelor of Commerce degree in Finance. With over a year of banking experience, he has joined our team July 2022.
David is currently in his last steps of completing the licensing for the Canadian Securities Course and the Conduct and Practice Handbook Course. Excited to continue his pursuit of the financial industry move forward with RBC DS.
David loves spending his free time going to sporting events with friends.
As a Private Banker, Gio Greco provides over 14 years of financial planning experience to high-net-worth businesses, families and organizations in Vaughan and its neighbouring communities. Through RBC Wealth Management, Private Banking, he acts as a dedicated relationship manager for his clients and their families, who value his discretion and responsiveness, as well as his experience addressing a broad range of wealth, retirement and credit planning needs through all stages of their financial lives. As part of a tailored suite of Private Banking services, Mr. Greco designs sophisticated banking, personalized short- and long-term wealth plans and flexible credit packages for his clients. Through RBC, he provides a complete range of services - including commercial banking, estate planning, and domestic and international trusts - to meet each client's specific needs. To ensure that his clients receive a high level of financial planning expertise, he has also earned his designation as Certified Financial Planner (CFP) and Personal Financial Planner (PFP). Prior to joining Private Banking, Mr. Greco spent nine years as Manager, Financial Planning for the Vaughan and Toronto West regions. Before this he was an Investment and Retirement Planner with RBC Royal Bank, where he provided comprehensive financial solutions to his clients, collaborating whenever needed to ensure synergy with their investment and tax planning needs. Originally from Vaughan, Mr. Greco holds an Honours bachelor's degree from York University. He is married with three children, and for the past four years has been an RBC Market Champion in JDRF Canada's Ride for Diabetes Research. Outside of the office he enjoys jogging, fishing, travelling and fitting in a game of golf whenever possible.
Job Titles:
- Estate Consultant
- Will & Estate Consultant, RBC Family Office Services
Joanne obtained her Bachelor of Arts and Bachelor of Laws degrees from the University of the Witwatersrand, South Africa. She earned her Juris Doctor degree from the University of Victoria, Canada. She was called to the Ontario Bar and is a member of good standing with the Law Society of Ontario.
Prior to joining RBC Wealth Management, Joanne has had a rich and varied career working in both large and small firms in private practice as well as working for a number of years as in-house counsel for a large international technology company. In the last few years in private practice, Joanne specialized in the areas of will and estate planning, estate administration, trust planning, and family business succession planning.
As a Wills and Estate Consultant, Joanne provides comprehensive estate planning services to clients.
From humble beginnings, growing up the son of a father who was a small business owner and mother who was a banker, Jonathan was destined to be a byproduct of both, forging his own path as an entrepreneur and investor. "My parents provided me with a solid foundation for understanding that success doesn't come without a strong work ethic."
For Jonathan, his values in becoming a trustworthy steward of other peoples hard earned wealth was a responsibility that should be taken with the outmost respect and gratitude. Which meant himself being a successful investor in all facets of financial markets and bringing real world experience to the table when managing assets for his clients. "There's no greater responsibility I bear than when someone decides to include me in managing their financial affairs." Jonathan sought out to become a well-rounded investor, voraciously reading anything to do finance, macroeconomics, real estate and self-help. A natural-born entrepreneur, Jonathan leaped and never turned back, he built and managed a successful investment real estate portfolio for over a decade, acquired professional mentorship in risk management trading to truly comprehend the internal plumbing of financial markets. Jonathan's been a profitable trader in all market environments and humbly understands to not be married to a thesis. "Profits will naturally compound when you learn to mitigate risk and control drawdowns."
Jonathan is also an educator in the space, mentoring individuals from basic market principals to options trading, he has been a feature guest in live interviews on Facebook and other social media investment groups. Jonathan is a strong advocate in financial literacy and sees a need to help people feel comfortable talking about money so that they can feel confident in planning their financial future. "I am fortunate to be in a place where I can give back and help others understand this complex world of financial jargon and shed some light in a rather opaque space."
With decades of client facing experience in financial services, Jonathan has built and fostered countless relationships with his clients and within his community, serving affluent families, business owners and professionals. Bringing a family office experience to his practice in collaborating with industry leading experts in business succession planning, estate planning, private banking, tax strategy, trusts and insurance. Jonathan is building a one-stop shop for a holistic financial strategy to help navigate every life stage so that you can spend more time with what truly matters.
As a Will and Estate Advisor for the Greater Toronto Area, Lesley Donsky brings an approach to estate planning that centers on understanding and addressing the unique needs of each client, working collaboratively with both the client and their trusted advisors to help craft a comprehensive, effective estate plan that meets their particular needs. Lesley is a graduate of the University of Windsor Faculty of Law with a Juris Doctor degree, and holds a Trust and Estate Practitioner (TEP) designation. Called to the bar in 2016, she is a member of the Law Society of Ontario, the Junior Trust and Estate Practitioners (JTEP), the Canadian Bar Association (CBA) and the Ontario Bar Association (OBA), as well as a full member of the Society of Trust and Estate Practitioners (STEP). Prior to obtaining her law degree, Lesley earned an Honours Bachelor of Arts in Sociology and Criminology from Western University, where she was awarded the Gold Medal in Criminology for her academic achievement. Before joining RBC Royal Trust, Lesley worked under one of Toronto's top will and estate planners and completed her articling term at one of Toronto's top estate litigation firms. Whether clients hope to protect a disabled heir, incorporate succession planning for their business, address the unique concerns arising from second spouses and blended families, minimize family conflicts, or deal with beneficiaries or assets that are situated outside of Canada, Lesley can help craft a tailored estate plan that meets their individual needs. The combination of her professional experience and her commitment to provide practical solutions makes Lesley an invaluable resource for both clients and their financial advisors.
Job Titles:
- Advisor
- Senior Associate
- CIM / Senior Associate Advisor
As a trusted partner of your advisor's team, Peter champions the integration of insurance solutions as an essential part of holistic wealth management planning. Peter joined RBC in 2017. He has spent over 25 years in the financial services industry primarily focused on helping clients fulfill their financial dreams. Believing that it is never too early to plan, Peter is there to help discuss and provide solutions to protect yourself, your loved ones and your business in the event of the unexpected. Peter received a Bachelor of Arts (BA) degree from the University of Toronto and holds the Personal Financial Planner (PFP) designation. He is passionate about spending time with his two younger daughters and faithfully cheering on his hometown team, the Toronto Raptors.
Robyn, together with your primary RBC advisor, helps you explore succession, tax, retirement and estate planning issues you face as a high-net-worth client. Prior to joining RBC, Robyn acquired her expertise in estates, trusts and succession planning in both private practice and with a major trust company, practicing law in Toronto for 8 years with an emphasis on trusts, estates, succession, planning for incapacity and charities law, and as a will and estate consultant for a well-known Canadian trust company. In 2001, Robyn joined RBC, assisting clients with their overall tax and estate planning, and in 2011, assumed her present position, specializing in assisting high-net-worth clients with their succession, tax, retirement and estate planning. Robyn obtained her law degree from Osgoode Hall in 1991, and she was called to the Bar in Ontario in 1993. She has completed her in-depth tax courses, levels 1 and 2, as well as the Advanced Tax Issues for the Owner Managed Business Course and the Corporate Reorganizations Course. She has co-authored two books, "Drafting Wills in Ontario: A Lawyer's Practical Guide" and "Drafting Wills in Canada: A Lawyer's Practical Guide". In addition, Robyn was an instructor at the Estate and Trust Bar Admission Course at the Law Society of Upper Canada.She is an active member of the Society of Trust and Estate Practitioners (STEP) and has obtained the STEP Advanced Certificate in Family Business Advising.
Job Titles:
- Chartered Professional Accountant
- MTax / Financial Planning Associate, RBC Family Office Services
Ryan is a Chartered Professional Accountant (CPA) and is currently pursuing his Certified Financial Planner (CFP) designation. He has completed the Master of Taxation graduate degree from the University of Waterloo and holds a Bachelor of Commerce from Toronto Metropolitan University with a major in accounting and minor in finance. He is a member of the Canadian Tax Foundation.
Prior to joining RBC, Ryan was employed as a Tax Manager at one of the leading global accounting firms. He specialized in providing personal, corporate, and estate planning services to high-net-worth individuals and their owner managed entities. His work focused on tax minimization strategies and reorganizations.
Ryan believes that planning is critical to helping people meet their financial goals. Ryan's role is to work with and support your advisor in preparing and presenting your Compass Financial Plan.
Job Titles:
- Premier Banking Advisor, RBC Royal Bank
As a Premier Banking Advisor, Shelly Lall works as a single point of contact, providing personalized service and tailored advice to help save time and effectively manage day-to-day banking and credit needs for select clients of Wealth Management Canada and Partnering with Investment Advisors and Counsellors across the Vaughan, New market and Aurora Region.
Shelly holds her FP1 Financial Service Advice Certification and has been providing exceptional client experience in Financial Services with RBC since 2001. Shelly is respected by her clients and industry peers. She has received top performer recognitions on a regular basis and is also a proud recipient of RBC Convention Award.
Shelly has continued on delivering holistic advice and helped clients reach their financial goals. Shelly's proven collaboration success along with her business growth mindset is a great strength and asset for RBC premier banking and RBC wealth management Canada.
Shelly believes in giving back to community as she supports Women of Prayer Charity, where she motivates & encourages other women in tough times. Shelly enjoys listening to music, travelling & spending time with her family & friends.
Job Titles:
- Private Client Insurance Specialist, RBC High Net Worth Insurance
Teresa Anastasopoulos is a Private Client Insurance Specialist. Through a personalized risk assessment approach, she provides tailored insurance solutions to protect your client's wealth, possessions and lifestyle.
Teresa has over 26 years of industry experience. Prior to joining RBC, she was a trusted Account Executive at brokerages such as Gallagher and Jones DesLauriers. Teresa holds a Chartered Insurance Professional (CIP) and Canadian Accredited Insurance Broker (CAIB) designation with the Insurance Institute of Canada.
Teresa is proud to represent RBC Private Insurance and is passionate about providing best in class service. Together with her team, she will work with your client to protect what matters most.
Job Titles:
- Premier Banking Advisor, RBC Royal Bank
As a Premier Banking Advisor, Varsha Parray provides banking and credit solutions to select high net worth individuals and their families. Acting as a single point of contact, she partners with Investment Advisors and Counsellors across the Richmond Hill, Vaughan, Newmarket and Aurora regions, and provides personalized service and tailored advice to efficiently and effectively manage their day-to-day banking needs.
With 10 years of experience in financial services with RBC, Varsha is respected by her clients and industry peers, and has received top performer recognition.
Varsha is committed to giving back to her community, and volunteered and participated in the RBC Race for the Kids.
Born in Trinidad in the West Indies and raised in Toronto from the age of 7, Varsha holds a Bachelor of Arts in Psychology Degree from York University and a Human Resource Management Certificate from Seneca College.
She currently resides in the Toronto area with her husband and two children and when she isn't hard at work for her clients, you'll find her spending time with her family and friends, reading and developing her green thumb.