ELAH - Key Persons

Job Titles:

• Chairman of the Board
• Co - Founder and Principal of 210 Capital

Clark Webb has served as the Chairman of the Board since May 9, 2018. Mr. Webb is Co-Founder and Principal of 210 Capital, LLC. Currently the Vice Chairman of P10, Inc. (NYSE: PX), he has been a member of the Board of Directors since 2017, and served as P10's Co-CEO from 2017 until 2023. Mr. Webb is also currently Chairman of the Board of Collaborative Imaging, LLC, a director of Crossroads Systems, Inc. (OTCQB: CRSS), and was a director of GlobalSCAPE, Inc. (NYSE American: GSB) until its sale in August 2020. Previously, he was Co-Portfolio Manager of the Lafayette Street Fund, a multi-billion dollar opportunistic equity strategy, and a Partner at Select Equity Group, L.P. Mr. Webb graduated from Princeton University and serves on the Board of Trustees of Christian Union.

Job Titles:

• Founder / CEO of TTE

Doug Tabor is the Founder/CEO of TTE-Airgroup/DFW, a Radiant Logistics Company that supports small to medium size manufacturers and Fortune 100 companies with cargo movement and project management by air, ocean, truck, and rail. Prior to his time in the freight forwarding business, Mr. Tabor was a multi-unit franchisee for Domino's pizza in North Texas and worked with a minority venture capital company that specialized in acquisitions, operations, and financial analysis. Mr. Tabor has a Bachelor of Business Administration from Dallas Baptist University, an M.B.A. with a concentration in International Business from Dallas Baptist University, and a Doctorate in Education from Inter American University. Mr. Tabor has served on the boards of a variety of civic and philanthropic organizations and held numerous leadership positions.

Job Titles:

• Executive Vice President
• General Counsel

Kelly G. Howard has served as Executive Vice President and General Counsel of the Company since December 2016. Prior to joining the Company, Ms. Howard served as a Partner in the Corporate Group of the law firm of Crowell & Moring, LLP, where she counseled public and private companies, hedge funds, private equity firms, individual investors, corporate executives and entrepreneurs on matters of securities, mergers and acquisitions, capital raising, and general corporate law. Prior to joining Crowell & Moring in 2005 as an Associate, Ms. Howard practiced corporate, securities and intellectual property law at Miles & Stockbridge, P.C. Ms. Howard earned her Juris Doctorate degree from the University of Virginia School of Law in 2002, and her Bachelor of Science degree in Biology with a Minor in Chemistry from the University of North Carolina at Chapel Hill in 1999.

Job Titles:

• Chief Executive Officer
• Chief Investment Officer
• President

Kyle Ross is the Chief Executive Officer, President, and Chief Investment Officer at Elah Holdings, Inc. Mr. Ross held the CEO, President and CIO role and was a member of the Board at Real Industry from August 2016 to November 2017 and prior to that served as its Chief Financial Officer since March 2011. Mr. Ross was part of the team that sponsored the Company's predecessor entity, Fremont General Corporation's ("Fremont") reorganization process in bankruptcy, joining the reorganized entity as an Executive Vice President in June 2010. Prior to participating in the Fremont bankruptcy, Mr. Ross was a cofounder of Signature Capital Partners, LLC, a special situations investment firm formed in 2004. Mr. Ross was directly involved in all of Signature Capital's investment activities. Mr. Ross began his career with the investment banking firm Murphy Noell Capital where he was directly involved in more than 20 transactions, including both healthy and distressed mergers and acquisitions, capital raises, and debt restructurings. Mr. Ross holds a Bachelor of Science degree and a Bachelor of Arts degree from the Haas School of Business and the College of Letters and Science, respectively, at the University of California, Berkeley.

Job Titles:

• Chief Financial Officer

Michael Hobey is currently the Chief Financial Officer of Elah Holdings. Previously, Mr. Hobey served as President and Interim CEO at Real Industry from November 2017 and thru the period of its restructuring, along with serving as its Chief Financial Officer, a position he held since September 2016. Prior to that, he served as CFO of Real Alloy and, prior to its acquisition by Real Industry in February 2015, Mr. Hobey served as the CFO of the Global Recycling & Specification Alloys business unit of Aleris. Mr. Hobey joined Aleris in June 2006 as Vice President, Corporate Development and was named Vice President and Treasurer in July 2009. Before joining Aleris, he served as Vice President in the Investment Banking Division at Citigroup Global Markets and held various positions with McDonnell Douglas and Boeing immediately following college. Mr. Hobey holds a Bachelor of Science degree in Mechanical Engineering from Brown University and a Master of Business Administration degree from the Sloan School of Management at the Massachusetts Institute of Technology.

Job Titles:

• Managing Director of Fortress Investment Group

Randy Brown is a Managing Director of Fortress Investment Group and was one of the founding partners of the firm's Drawbridge Special Opportunities Fund which launched in August of 2002. Mr. Brown has been involved in corporate and real estate senior and mezzanine lending and the management of distressed corporate, commercial and real estate assets since 1984. Prior to joining Fortress Investment Group, Mr. Brown served as the Chairman and Chief Executive Officer of AMRESCO, Inc., a publicly traded finance company from 2000 to 2001, where he played a significant role in AMRESCO's entry into the distressed portfolio acquisition arena. In 1996, he founded and served as the President of AMRESCO Commercial Finance, Inc., its business lending and specialized industries lending subsidiary. Mr. Brown was previously a Director at Nations Bank North Carolina where he was responsible for the management of problem commercial and real estate loans and assets in the Southeastern United States. Mr. Brown received a B.A. in Economics from Southern Methodist University. Mr. Brown has served on the boards of a variety of civic and philanthropic organizations and held numerous leadership positions.

Job Titles:

• Chief Investment Officer of Ridge Run Partners

Richard Shapiro is Chief Investment Officer of Ridge Run Partners, LLC. From October 2020 to October 2021, and previously from 2007 to 2011, he was a Managing Director and Portfolio Manager with Millennium Management LLC, managing a long-short portfolio. Mr. Shapiro joined Wexford Capital LP in 2011, and at the time of his departure in 2020, he was Partner, Portfolio Manager, Co-Head of Equities, and a member of Wexford's hedge fund investment committee. From July 2015 to August 2020, Mr. Shapiro served on the board of directors of BBQ Holdings, Inc. (Nasdaq: BBQ; f/k/a Famous Dave's (Nasdaq: DAVE)), where he served as its Compensation Committee chair and a member of the Nominating & Governance Committee. Mr. Shapiro's prior investment experience includes positions with the equities division of Amaranth Advisors, Putnam Investments, and Lee Munder Capital. Mr. Shapiro holds an MBA from Georgetown University and a BS in Business Administration from the University of Southern California.

Job Titles:

• Co - Founder and Principal of 210 Capital

Robert Alpert is the Co-founder and Principal of 210 Capital, LLC. He has been Chairman of the Board of P10, Inc. (NYSE: PX) since 2017 and served as its Co-CEO from 2017 to 2023. He is also Chairman of the Board of Crossroads Systems, Inc. (OTCQB: CRSS). Until its sale in August 2020, he was the CEO and Chairman of the Board of GlobalSCAPE, Inc. (NYSE American: GSB). Prior to founding 210 Capital, LLC, Mr. Alpert was the founder and portfolio manager of Atlas Capital Management, LP, a long-short strategy investment adviser from October 1995 to September 2015. He was responsible for the investments and operations of Atlas. Mr. Alpert holds a BA from Princeton University (1987) and an MBA from Columbia University (1990). Mr. Alpert and his wife founded a private foundation, Covenant Charities, Inc, and he is currently on the Board of The Halftime Institute and Dallas Theological Seminary.