MONUMENT BANK PA

Did you know that taking care of your financial health can be as important as taking care of your physical health? Without a routine financial check you may overlook some warning signs that could turn out to be dangerous in the future. Good finances are the key to leading a happy and healthy life and this makes it necessary to measure one's financial health from time to time... One of the first things to do is to understand your net worth. This means knowing where exactly you stand financially; this is possible when you take into account your assets' value and deduct the liabilities. While you can use some handy apps to calculate this, you can also determine it easily when you consider what you own, like a house, car, and investments, and subtract what you owe as debt like credit card payments, home loans, etc... You must then consider the debt-to-income ratio. This is done by measuring the amount you pay for debt payments and then dividing this by your income. This calculation is..