SRIGIRI MALLAYYA SOUHARDA

The Bank is mainly concentrating in the area of funds management. The theme of the funds management is to adopt a proper Asset & Liability Management System, which enables to invest the funds with the criteria of Profitability, Liquidity and Security... The Bank may lose in terms of profits by holding surplus cash and bank balances. So, the Bank is cared about the cash and bank balances, which is averagely maintaining about 3.50 % on its Net Time & Demand Liabilities. This is only 0.50% more than the required Cash Reserve Ratio... Yes, Profit earning and Wealth maximization is the prime motto of every business organization. Bank is also having the same concept of goals and objectives, even though it is a Co-operative Bank. Apart from this primary objective, the Bank is also having so many secondary objectives. In this way, every year the Bank is fixing certain goals to achieve during that period.

Also known as: Sri Giri, SRIGIRI MALLAYYA SOUHARDA SA