LIFEGUARD RETIREMENT PLANNING - Key Persons

Richard Kirk has teamed up with Virtue Capital Management as an Independent Investment Advisor Representative. Virtue Capital Management is a client-centric, hands-on registered investment advisory firm that allows advisors to choose from proven, specialized financial models addressing each client's unique investment goals while providing exceptional back office support and leading the industry in our dedication to quality service. Richard Kirk offers a thorough and careful financial discovery, we analyze your personal financial situation - risk tolerance, time horizon, liquidity needs, and retirement goals - and create a retirement plan through Retirement Analyzer that is unique to your situation. Using a combination of assets under management, annuities, and life insurance to bring our clients the best combination of money management. Richard Kirk is a fiduciary. As fiduciaries, we are tasked with providing the most appropriate advice for the benefit of the client. We are not under orders from a Broker-Dealer to place stocks, bonds, or mutual funds and act as though we are working on behalf of the client. We work with you to determine your risk tolerance and then match your risk tolerance as close as possible to money managers with one goal, to bring you the best possible outcome.