CALIFORNIA CONSUMER - Key Persons


Alex Nowak

Job Titles:
  • Personal Lines Rater / 302 - 645 - 9344 / 302 - 645 - 8547

Billy Wingate

Job Titles:
  • Loan Officer
  • Loan Officer for All American Mortgage
  • Member of the Church of Christ
Billy is a Loan Officer for All American Mortgage (AAM), specializing in residential home lending. Prior to joining AAM in 2004, Billy was a farmer in lower Sussex County, Delaware. In 1978, Billy earned his Associates Degree in Agri-Business from Delaware Technical Community College. During his free time, Billy enjoys officiating youth baseball, traveling and playing golf. Billy is a current member of the Church of Christ in Ocean View, Delaware and a Past Master of Doric Lodge #30 (Masonic Lodge) in Millville, Delaware.

Dave Willoughby

Job Titles:
  • Commercial & Agribusiness Specialist
Dave started his career with Carey Insurance Group in 2013 and is one of our Commercial & Agribusiness specialists. Dave specializes in Crop Insurance. Dave works out of our Princess Anne, Maryland office. Prior to Dave coming to Carey Insurance Group, he was the Regional Director of the Maryland Farm Bureau - Eastern Shore/Southern Maryland for over 16 years. Dave received his Associate of Arts Degree in Business Administration from Catonsville Community College. Dave's hobbies include hunting, fishing, and golf. Dave loves spending time with his family, and he volunteers with his local Ruritan Club, Little League and Church.

David J Clark Jr.

Job Titles:
  • Account Executive
  • Loan Officer
David J Clark Jr., a.k.a. "Save with Dave" is an Account Executive for Carey Insurance Group and a Loan Officer for All-American Mortgage. David specializes in Commercial Lines Insurance, as well as personal lines insurance. David joined Carey Insurance Group in June of 2021. Prior to Carey Insurance, David studied International Microeconomics at John Cabot University in Rome, Italy. In 2021, he earned his Bachelor of Sciences degree in Marketing & Management from the University of Delaware. David loves to golf, and is an avid fan of the Boston Red Sox & New England Patriots.

Donna Joiner

Job Titles:
  • Account Executive
Donna started her career with Carey Insurance Group in July 2019. Prior to coming to Carey Insurance Group, Donna was an Account Manager for Harrington Insurance Agency. Donna comes to us with over 25 years of experience in the insurance industry. Donna graduated from Caesar Rodney High in 1980. Donna loves to spend time with her grandchildren, family and friends. Donna is a PROUD daughter of a retired Air Force father. Donna loves to swim and has been an active member of American Pool Association since 1996 and holds two State Championships for Ladies Team Pool for the State of Delaware.

Gwen Fleetwood

Gwen started her career with Carey Insurance Group in 2016. Gwen oversees our Commercial & Agribusiness customer service department.

Hope Walls

Job Titles:
  • Account Executive
  • Office Manager
Hope joined Carey Insurance Group in July 2019. Hope comes to us with 30 years of experience in the insurance industry. Hope is licensed in Delaware and Maryland and specializes in personal lines, commercial lines and life insurance. Prior to joining Carey Insurance Group, Hope worked for Harrington Insurance Agency, Inc. for 14 years. Hope also holds a Real Estate License with Harrington Realty, Inc. Hope resides in Greenwood, Delaware with her husband Eric. She enjoys going to the beach, gardening and crafting with friends. Hope's priority in life is spending quality time with her sons, grandchildren, and extended family.

James Fritz

Job Titles:
  • Account Executive
  • Loan Officer
  • Associate Agent for Carey Insurance Group
Jim Fritz is an Associate Agent for Carey Insurance Group and a loan officer for All American Mortgage (AAM). Jim specializes in life insurance, reverse mortgages as well as personal lines insurance. Jim joined Carey Insurance Group and AAM in 1995.

Jennifer Carey

Job Titles:
  • HR Manager

Jennifer Miller

Job Titles:
  • Office Manager
Jennifer joined Carey Insurance Group in February 2020 as an Account Manager. Jennifer is originally from Baltimore, MD. She is married to her husband Jim, a manager at Mountaire Farms, in Millsboro, Delaware. Their two teenage boys keep them busy. Jennifer graduated from Our Lady of Mt. Carmel HS and TSU with a Degree in Mental Health / Psychology. Prior to joining Carey Insurance Group, she worked for Best Buy as Administrative Assistant to the Market Staff. Jennifer's hobbies include watching Baltimore Ravens football, baking, hiking, kayaking and going to the beach with her black lab, Poe.

Jennifer Yadacus

Job Titles:
  • Account Manager
Jennifer started her career with Carey Insurance Group in September 2020. She is an Account Manager in our Dover Office. Jennifer attended Old Dominion University and Virginia Commonwealth University. Jennifer's hobbies include crossword puzzles, reading, gardening, hiking, and bird watching.

Joanne Cerbino

Job Titles:
  • Office Manager

June Banks

Job Titles:
  • Account Manager
June joined Carey Insurance Group in 2014 and works out of our Dagsboro, Delaware office. She comes to us with over 13 years of experience in the banking industry. June is a graduate from Sussex Central High School. June loves the beach and spending time with her family.

Karen Bunting

Job Titles:
  • Account Executive
  • Agent
  • Office Manager
Karen is a personal lines agent with a knack in finding the right coverage for her clients' needs. Karen enjoys cooking, gardening, singing and spending time with her family and a household of rescued pets. Karen is a member of the St. Paul's by-the-Sea Episcopal Church and sings in the choir.

Kaye Jones

Job Titles:
  • Account Executive
Kaye started her career with Carey Insurance Group in July 2019. She comes to us with over 20 years of experience in the insurance industry. Kaye has a passion to help the community to better understand insurance. Kaye graduated from Georgetown Senior High in 1982 Kaye is a member of Bethel Worship Center. Kaye's hobbies include bowling, fishing and horseback riding.

Kim Hall

Job Titles:
  • Office Manager
  • Operations Manager
Kim holds the position of Associate Agent /Office Manager in our Princess Anne Office. Kim is licensed in Property & Casualty and Life Insurance.

Kim Steger

Job Titles:
  • Fiduciary Account Manager
Kim currently oversees our accounting department. Kim comes to us with over 25 years of experience in the insurance industry. Prior to her career in insurance, Kim had over 9 years in the banking industry. Kim attended Wor-Wic Community College for Business Administration. Kim loves boating & fishing. Kim also enjoys refinishing old furniture.

Kyle Fritz

Job Titles:
  • Account Executive
  • Account Executive for Carey Insurance Group
Kyle Fritz is an Account Executive for Carey Insurance Group. Kyle joined the team after graduating from University of Delaware in 2019 with a B.S. in Financial Planning and Wealth Management. Kyle specializes in Commercial Lines, Personal Lines and Life Insurance. Kyle can help clients select from a wide range of insurance products to make sure you and your business are adequately protected. Prior to Carey Insurance, Kyle worked as a golf professional for Mulligan's Pointe Country Club and has been an avid golfer throughout his life. Kyle continues to enjoy a round on the course whenever he can with his dog, Pro. Kyle's other passions include the Beach, History, Politics, and Traveling. It is also important to Kyle to give back to the community. Kyle volunteers for several different organizations including The First Tee of Delaware and Special Olympics Polar Bear Plunge.

Laura Rogers


Linda Johnson

Job Titles:
  • Account Manager

Linda Meilhammer

Job Titles:
  • Account Executive
Linda joined Carey Insurance in 2018, after retiring from Peninsula Insurance Company after 48 years. As a personal lines agent, Linda focuses on providing home, auto and renters insurance for her clients and is an important part of the team in our Princess Anne office. Linda enjoys the outdoors, yardwork and traveling to visit her family. She is a member of St. Francis de Sales Church in Salisbury, Maryland.

Lori Garvey

Job Titles:
  • Account Executive
Lori lives in Laurel Delaware and comes to us with over 23 years of Insurance experience. She enjoys spending time at the beach, the pool, shopping and working in her yard. Lori loves helping others save money and making sure they are protected with the proper coverage they need.

Marcy Medford

Job Titles:
  • Account Manager

Michelle Hudson

Job Titles:
  • Account Manager

Mitch McGee

Job Titles:
  • Account Executive

Monty E. Carey

Job Titles:
  • Office Manager / Commercial & Agribusiness Specialist
Monty E. Carey is the Commercial & Agribusiness Specialist for Carey Insurance Group. Monty joined Carey Insurance on November 10, 2010. Prior to joining Carey Insurance, Monty owned his own landscaping company for approximately 8 years and was a Correctional Officer for the Delaware Department of Corrections from 1998 until 2006. In 1997, Monty graduated from Wilmington University with a Bachelor of Arts Degree and in 1995 earned as Associates Degree from Delaware Technical Community College. Monty enjoys spending time with his family, coaching baseball, traveling and going to the beach.

Pat Taylor

Job Titles:
  • Account Manager

Robin Timmons Morgan

Job Titles:
  • Account Executive
  • Agent
  • Associate
Robin Timmons Morgan is an Associate Agent and joined Carey Insurance Group in 2000 with over 40 years of experience in the Insurance industry. Her focus is to provide her clients with the best coverage at the best price. Robin graduated from Sussex Central High School in 1979. Robin enjoys spending time with her grandchildren, exercising, going to the movies and is currently learning how to play golf.

Scott J. Carey - CEO, President

Job Titles:
  • CEO
  • President
  • CEO / President of Carey Insurance Group
  • Member of Mariner 's Bethel United Methodist Church
Scott J. Carey is the CEO/President of Carey Insurance Group and All American Mortgage. He began his career on June 13, 1992, by joining his father's insurance agency. In 2002, Scott and his father opened All American Mortgage. In addition to managing both companies, Scott specializes in commercial insurance. In 1992, Scott earned his Bachelor of Science Degree in Business Administration from the Perdue School of Business, Salisbury University. Scott enjoys boating, fishing and going to the beach with his family. Scott is an active member of Mariner's Bethel United Methodist Church, Ocean View, Delaware, current Board Member of Delaware Grange Mutual Insurance Company, Past Master of Doric Lodge #30 (Masonic Lodge) and a past Board Member of Lower Sussex Little League.

Stacy Lowe

Job Titles:
  • Account Executive

Stephen Whitley

Job Titles:
  • Account Executive

Sue Dailey

Job Titles:
  • Account Manager
Sue joined Carey Insurance Group in 2018 after retiring from Peninsula Insurance Company after 50 years. Sue holds the position of Customer Service Representative in our Princess Anne office. Sue enjoys going to the beach, traveling and spending time with family and friends. Sue's passion is quilting.

Susan Blades

Job Titles:
  • Personal Lines Rater / 302 - 934 - 8383 / 302 - 934 - 8395
Susan started her career with Carey Insurance Group in November 2020. Susan brings more than 34 years of experience in the insurance industry. Susan holds the position of Personal Lines Rater in our Dagsboro office. Susan graduated from James M. Bennett High School in 1982. Susan loves going to the beach, hanging out with friends and spending time with her 2 sons and 2 grandchildren.

Terri Hitchens

Job Titles:
  • Account Manager
Terri joined Carey Insurance Group in June 2019. She started her career as a Customer Service Representative and later moved into the position of Office Manager in our Dagsboro office. Prior to coming to Carey Insurance Group, Terri worked in Title Insurance and Title Searching. Terri graduated from Sussex Central High School in 1983. When not at work, Terri enjoys boating and spending time with her family & grandchildren.

Travis Timmons

Job Titles:
  • Account Executive
  • Loan Officer
  • Board Member of the Laurel Wesleyan Church
Travis started his career with Carey Insurance Group just one month after graduation in our All American Mortgage division. Travis was added to our Insurance Division in 2012. Travis now holds the position of Loan Officer / Processor at our Dagsboro, Delaware office. Travis graduated from Marist College in May 2004 with a BA in Finance. Travis enjoys spending time with his family and coaching youth sports. Travis is a board member of the Laurel Wesleyan Church in Laurel, Delaware.