ACUMEN FINANCIAL ADVANTAGE - Key Persons
Job Titles:
- Chief Growth Officer
- Principal
- Expert
Alex Bebis is an expert in designing, implementing, and managing bespoke Non-Qualified Deferred Compensation plans and Supplemental Executive Retirement Plans (SERPs) for nonprofits and closely held businesses. He also specializes in advanced tax mitigation strategies tailored for senior executives, directors, and other highly compensated individuals.
Job Titles:
- Head of Case Design
- Senior Case Design Analyst / Head of Marketing
Ameya is the Head of Case Design at Acumen Financial Advantage where he focuses on proposal design, plan review, and corporate analytics. He leverages his expertise in business, finance, and statistics, gained from previous roles at TriscendNP, Citigroup's Financial Planning and Analysis Department, and an internship at the Central Bank of India's Risk Management Department. Ameya holds a Bachelor's degree in Information Technology and an MBA in Finance from Narsee Monjee Institute of Management Studies in Mumbai, India. He also earned a Master's in Business Analytics from Southern Methodist University in Dallas, Texas, where he achieved Beta Gamma Sigma and Alpha Iota Delta honors, and completed a Professional Certificate in Data Science and Business Analytics from the University of Maryland in 2023.
Carly is Regional Vice President of Acumen Financial Advantage. As a former SVP at GQR Global Markets and Regional Director and Managing Partner at Adaptive Medical Partners, Carly has been consulting in the healthcare industry for 10+ years. She has been primarily focused on partnering with C-level executives in all clinical and hospital settings to develop successful strategies to recruit physicians, nurses and executives. Carly has been a valued consultant with her clients. In addition, she adds significant value to her company through gaining strategic partnerships, building out dynamic internal teams, and streamlining costs & operational workflows. In her spare time, Carly enjoys investing in startups, traveling, yoga, and anything water related.
Job Titles:
- Senior Financial Consultant / Head of Administration
As a Senior Financial Consultant and a CPA, Chris has 30 years of corporate finance and audit experience, with 25 years in the financial services industry. He most recently served as Chief Financial Officer and Chief Strategy Officer for SAFE Credit Union in Northern California. His responsibilities included financial and strategic planning, board governance, treasury, risk management, and data analytics. Chris specializes in analyzing the financial products and investment strategies that help businesses achieve their objectives.
Job Titles:
- Head of Administration
- Regional Vice President
Deanna is the Head of Administration at Acumen Financial Advantage. She joined the team in 2005, following five years with CBIZ Special Risk Insurance Services as a Life Case Manager. She is responsible for processing and managing new business by working directly and indirectly with many different insurance companies and lending institutions. She also provides assistance in life insurance policy case design. Deanna is a San Diego native, who enjoys hiking, baking, photography and quality time spent with family and friends.
Job Titles:
- Events Coordinator
- Regional Vice President
Dr. Jordan S. Josephson is an internationally renowned expert in nasal and endoscopic sinus surgery, specializing in both functional and cosmetic procedures. A board-certified otolaryngologist, he earned his medical degree from SUNY Downstate and completed his residency at Long Island Jewish Hospital. He was the first fellowship-trained endoscopic sinus surgeon in the U.S., training under Dr. David W. Kennedy at Johns Hopkins, where he later served as faculty.
A leader in his field, Dr. Josephson has trained hundreds of physicians, been a consultant to the NIH, working on groundbreaking techniques in nasal and facial reconstruction, and has lectured globally. His research and textbooks are widely recognized, and he has been featured as an expert on CBS, NBC, FOX, and NY1.
An active member of the American Academy of Otolaryngology's Rhinology and Paranasal Sinus Committee, Dr. Josephson has helped set national standards for sinus surgery. He continues to practice in Manhattan, providing state-of-the-art care to his patients.
Job Titles:
- Case Design Analyst / Regional Vice President
Francis joined Acumen Financial Advantage as a Case Design Analyst. He combines his quantitative background in finance and statistics with years of experience serving institutional investors, enabling him to provide complex analysis tailored to each client's specific needs. Previously, Francis worked as an Analyst at BNY, meeting the financial reporting and data analysis goals of several Institutional investors. He holds a Master's in Applied Economics from the University of Michigan, focusing on Business Strategy and Data Analytics, and a Bachelor's in Managerial Economics from UMass Amherst, where he contributed to academic research and taught financial analysis to over 100 undergraduates.
Job Titles:
- Vice President / Strategic Relations
Iain is the Vice President/Strategic Relations for Acumen Financial Advantage. Specializing in strategic partnerships, Iain has worked the better part of a decade building and managing pipelines for financial service firms. Specifically, focused on providing alternative investment, executive benefits, and charitable giving solutions for the tax exempt entity space. Iain graduated from Belmont University in Nashville, TN with a degree in business. In his spare time, Iain is serving his community through church and various local nonprofits as well as enjoying the vibrant music scene of Music City, USA.
John (Bernie) Winne has recently retired after a lengthy career in the credit union industry which spanned more than 40 years. He was the President and CEO at Boston Firefighters Credit Union for the past 20 years and grew that credit union from $75M to $425M in assets. He was a long-time member of the Board of Directors and Chairman of the Massachusetts Credit Union League and the Cooperative Credit Union Association. He has been a member of several CUNA committees including Advocacy and Consumer Compliance and Charter Enhancement. He is now entering a new phase in his professional life as a Regional Vice President with Acumen Financial Advantage. In this role he will continue his dedication to the credit union industry working on issues pertaining to executive compensation and retention, prefunding employee benefits and charitable donation accounts.
Job Titles:
- VP of Sales Operations & Product / Chief Financial Officer / Head of Servicing
Judah provides strategic leadership in digital innovation, product development, and mission-aligned technology solutions at Acumen Financial Advantage. As the founder of The Community Impact Fund-a nonprofit focused on helping organizations identify and meet the needs of their employees, customers, and communities-Judah is passionate about leveraging technology to create meaningful, measurable change. His work empowers mission-driven organizations to scale their efforts, deepen their influence, and maximize long-term impact.
Judah has led successful software initiatives for Fortune 500 companies, startups, and social enterprises. He has also partnered with dozens of credit unions and nonprofit organizations to develop purpose-driven solutions that align technology, strategy, and community impact-enabling leaders to "do well by doing good."
Judah holds a double major in Aeronautical Science and Business from Saint Louis University and is a graduate of the Oxford Fintech Program at the Saïd Business School at the University of Oxford.
Based in Castle Pines, Colorado, Judah enjoys life outdoors with his wife, Shanna, and their two children. He finds joy and inspiration in flying, fishing, snowboarding, and exploring new adventures with his family.
Job Titles:
- Chief Financial Officer / Head of Servicing / Chief Sales Officer
Karen joined Modern Capital, now Acumen Financial Advantage, in January 2023 as an Office Administrator. She comes with over 19 years of experience in the financial planning and insurance industry. She prides herself with her client service expertise and relations. Karen is a native of Southern California, where she still resides with her family. While not at work, she spends her free time with her children and grandchildren. She also enjoys reading and is a huge fan of USC football.
Job Titles:
- Chief of Staff
- Chief Underwriting Officer
Katrina joined Modern Capital, now Acumen Financial Advantage, in 2024 as Head of Case Management, bringing over 30 years of experience in financial services with a focus on life insurance and wealth transfer. She holds both the Associate, Life Management Institute (ALMI) designation and the Associate, Customer Service (ACS) designation. She is passionate about delivering exceptional service to clients and advisors. Previously, Katrina led Underwriting and New Business operations for two large General Agencies, where she managed teams, optimized processes, and strengthened partnerships. Now based near Nashville, TN, she enjoys traveling, photography, and scrapbooking adventures with her family and two pugs.
Job Titles:
- Events Coordinator
- Regional Vice President
As the Events Coordinator at Acumen Financial Advantage, Luisa Lora plays a key role in shaping the company's event strategy, overseeing sponsorships and trade show presence to maximize engagement and impact. Luisa joined Modern Capital in 2023, bringing with her a strong background in event management and brand activation. Prior to that, she held a similar role at Co-op Solutions, where she managed industry events, partnerships, and sponsorship initiatives.
Lynn Weirick began her career as a recruiter in Chicago before joining a Fortune 500 telecom company in 1989, where she excelled in roles including Sales, District Management, and Regional Sales and Service Manager. After relocating to South Carolina in 1993, she established a medical practice and became deeply involved in community initiatives, eventually serving as Financial Development Officer for a not-for-profit organization. In 2003, Lynn succeeded her father as president of the financial services company he founded. She later co-founded WKA Financial, LLC, and Evans-Weirick Business Consulting, LLC. Lynn holds a Bachelor of Science degree from Aquinas College and is a Certified Family Business Specialist. She and her husband have five children and enjoy outdoor activities like boating, tennis, and pickleball.
Job Titles:
- CIO
- Regional Vice President
- Vice President
Mark provides strategic leadership in executive compensation, retention solutions, and institutional asset management for credit unions, hospital systems, and other nonprofit organizations. He also oversees all aspects of strategic partner relationships to ensure exceptional and seamless service delivery.
Previously, Mark spent over 15 years in private wealth management, specializing in alternative investments with a focus on non-market-correlated assets. His expertise spans direct investments in operating businesses, real estate, long-only public markets, long/short hedge funds, private equity, and private credit. Over time, his focus evolved toward helping nonprofit organizations optimize their financial strategies.
Mark holds a degree in Economics from Miami University (OH) and studied business at NYU's Stern School of Business through the Stern Advantage Program. He maintains FINRA Series 7, 63, and 65 licenses, as well as life/health and long-term care insurance licenses. Additionally, he holds the Accredited Portfolio Management Advisor® designation from the College of Financial Planning.
Outside of work, Mark enjoys the beach, travel, tennis, and spending time with his wife and son.
Job Titles:
- Regional Vice President / VP of Sales Operations & Product
Job Titles:
- Head of Marketing / President, RAF Insurance Services
Pam leads all digital content, paid, owned, and earned media, channel partner marketing, as well as oversees events and speakerships for the company. She joined Acumen in late 2024 and previously served as Senior Vice President of Corporate Communications at Velera, the industry's premier credit union service organization, leading internal and external communications and integrated marketing. As a seasoned leader and strategist, she has more than 25 years of experience in both agency and corporate settings, managing high-performing cross-functional teams, implementing marketing and brand strategies, employee engagement initiatives, and effectively executing crisis communication plans. Brands she has supported include Toyota, Volvo, Honda, Mattel, and Nestle.
Pam holds a bachelor's degree in speech communications and a master's degree in professional communication. An active thought leader, she is an adjunct instructor at Temple University and serves on the board of the International Association of Business Communicators in Philadelphia.
Rick is the Regional Vice President for Acumen Financial Advantage. He is an Experienced Senior Executive Benefits Consultant with over 35 years of expertise in the key Manager & executive benefits consulting, specializing in design , implementation, and administration of Supplemental Retirement Benefit Plans. Proficient in the administration, finance, compliance, and technology of benefits programs, including 457(f), SERPS, Section 162 Plans, Collateral Assignment & Endorsement Split Dollar plans, and employee Benefit Liability Offset funded by Institutionally Owned Life Insurance (IOLI). Adept at delivering complex financial models and strategies in simple, client-friendly formats. Highly skilled in advising financial institutions and their outside auditors including banks, credit unions, and not-for-profit institutions, on key employee and executive benefit structures that align with both client goals and regulatory requirements. Rick earned a BA from the University of Florida, Gainesville and an MBA from Washington University, St. Louis.
Job Titles:
- President, RAF Insurance Services / Senior Financial Consultant
Robert A. Fink, J.D., is a former tax and estate planning attorney who, over the past 30 years, has worked with high-net-worth individuals and business owners to devise strategies that reduce market volatility while also minimizing the impact of taxes on his clients' assets and estates. Rob uses his combination of legal, tax, and insurance expertise, often through the use of premium financing, to craft creative solutions through which his clients can meet their financial goals.
In 2016, inspired by a desire to use his skill set to give back to his community, Rob came up with an idea on how to help nonprofits build a sizable endowment on a guaranteed basis. Called the Charitable Endowment Plan™, this strategy magnifies the impact of funds contributed by donors to help ensure the nonprofit's work and the donor's legacy live on for generations to come.
Although no longer a practicing attorney, Rob is a member of the bar in both Michigan and California and maintains a life insurance license. He is married and is a proud father to two young boys.
Job Titles:
- Co - Founder
- Principal
- Regional Vice President of BFB Gallagher
A former Senior Partner of Stearns Financial Group & Regional Vice President of BFB Gallagher, Ryan is recognized as an industry expert regarding non-qualified deferred compensation. He has worked with over 200 tax-exempt organizations with updating, enhancing, and designing their supplemental executive & key leadership member retention plans. A common theme across his consulting engagements at Acumen Financial Advantage, Ryan focuses on aligning data, relationships, and circumstances to drive mutually beneficial outcomes for both the organizations and individuals in question. Ryan graduated from Tufts University in 2015 with a dual degree in Quantitative Econometrics and Entrepreneurship. At heart, Ryan is an entrepreneur that is driven by helping individuals in all aspects of his life.
Job Titles:
- Principal, Chief Growth Officer / Vice President / CIO
As leader of Acumen Financial Advantage's Credit Union practice, Scott brings over twenty-five years of experience in the financial services arena. He specializes in working with CEOs, CFOs and key executives of credit unions, nonprofits, and successful businesses using tools and techniques custom-designed to minimize taxes and maximize the efficient use of assets. As a member of the California Bar in addition to being a Certified Financial Planner CFP, he brings unique perspective and expertise in the structure and funding of insurance programs that benefit both the employer and key executives. Scott loves to golf, surf, and spend time traveling with his wife and three kids.
Job Titles:
- Case Designer / Chief Underwriting Officer
- in 2025 As a Case Designer
Shannon joined Acumen Financial Advantage in 2025 as a case designer. She has 20 years of experience in financial services, including over a decade in the non-qualified space with CUNA Mutual Group (now TruStage), Prudential Retirement, and Empower Retirement. She has a Bachelor of Arts from Vassar College and a doctorate in Modern European History from Pennsylvania State University, which provides her with a unique creative approach to problem-solving. She enjoys gardening, hiking, writing, and music in her spare time. She lives in northern Vermont with her husband, 3 dogs, and 5 cats.
Job Titles:
- Chief Sales Officer
- Principal
- Chief Sales Officer / Vice President / Strategic Relations
Steve is the Principal and Chief Sales Officer for Acumen Financial Advantage, bringing over 20 years of expertise in financial services. He is dedicated to building growth and delivering exceptional value for clients and their stakeholders. Before joining Acumen Financial Advantage Steve advised national financial firms and multi-family offices on relationship development strategies. He holds certification from Michael Gerber's E-Myth Academy in business development and is a graduate of the Strategic Coach program for entrepreneurs.