CALIFORNIA FINANCIAL ADVISORS - Key Persons
Job Titles:
- Kayla 's Executive Assistant
- Mark 's Executive Assistant
Job Titles:
- Ryan 's Executive Assistant
Job Titles:
- John 's Executive Assistant
Job Titles:
- Financial Advisor
- Financial Planner With
John A. Cordano is a Financial Planner with California Financial Advisors. Mr. Cordano earned his Bachelor of Science Degree in Business Administration with an emphasis in Finance from California State University, Chico, in 1992. While at the university, he also completed the Financial Planning curriculum authorized by the International Board of Standards and Practices for Certified Financial Planners (IBCFP).
Job Titles:
- Financial Advisor
- Financial Planner With
Jonathan L. Becker is a Financial Planner with California Financial Advisors. Mr. Becker received his Bachelor of Arts degree from Stanford University in 1976, his Juris Doctor degree from UC Davis in 1979, and his MBA from the University of Hawaii in 2003. Mr. Becker was an editor and writer for the UC Davis Law Review. He is a member of Beta Gamma Sigma International Business Honor Society.
Mr. Becker helps clients navigate the pre-retirement (accumulation) and post-retirement (distribution) phases of their financial lives, recognizing that the two phases require different approaches, not just to the structure of portfolios but also to how clients think about their money. Mr. Becker believes that structuring portfolios should be informed by financial planning that takes into account variables such as spending patterns, taxation, social security, corporate and public pensions and executive compensation.
Jonathan likes to play tennis and attend football games at Stanford Stadium with his son (whose art can be seen at Instagram.com/dsb.art). Jonathan is active in the Stanford East Bay community. He is a supporter of the Lindsay Wildlife Museum in Walnut Creek.
Job Titles:
- Financial Advisor
- Advisor Highlight
- Financial Planning Executive With
Kayla R. Fernandez is a Financial Planning Executive with California Financial Advisors in San Ramon, California. Ms. Fernandez graduated with honors from Santa Clara University. She earned a Bachelor of Science degree in Business Administration with a concentration in Finance.
Ms. Fernandez takes pride in developing highly specialized financial plans for individuals and families. She specializes in wealth accumulation, retirement planning, legacy planning, education funding, and estate planning. She empowers clients by presenting comprehensive financial plans in a clear, concise and easily digestible format that enables her clients to make sound financial decisions.
Ms. Fernandez is a proud supporter of Song for Charlie and frequently finds time to prepare and distribute bagged lunches for those in need. In her leisure time, Kayla loves being outside in nature enjoying hiking, snowboarding and running.
Job Titles:
- Financial Advisor
- Financial Planning Executive With
Kyle D. Dennehy is a Financial Planning Executive with California Financial Advisors in San Ramon. Mr. Dennehy attended the University of California, Santa Barbara, where he graduated with a Bachelor of Arts degree in Economics & Accounting and was a member of the College of Letters & Sciences Honors Program.
Mr. Dennehy specializes in creating personalized financial plans for individuals and families. Additionally, after gaining extensive experience within the Public Accounting industry, Mr. Dennehy has returned to California Financial Advisors with a nuanced take on financial planning and analysis. His financial plans incorporate wealth accumulation, budgeting, investment strategies, retirement goals, education funding, taxation, legacy planning, and more.
Kyle is a Bay Area native and currently resides in San Francisco. When he is not in the office, he can be found hiking, snowboarding, or spending time with family and friends. Kyle is a proud supporter of the Trevor Project, Rooms of Hope, and PFLAG.
Job Titles:
- Financial Advisor
- Advisor Highlight
- Financial Planning Executive With
Madeline E. Maloon is a Financial Planning Executive with California Financial Advisors in San Ramon. Ms. Maloon graduated with honors from California Polytechnic State University, San Luis Obispo. She earned a Bachelor of Science degree in Business Administration with a double concentration in Financial Management and Accounting.
Job Titles:
- Financial Advisor
- Principal
- Advisor Highlight
- Financial Planner and Principal
Mark A. Pitre is a Financial Planner and Principal of California Financial Advisors in San Ramon. Mr. Pitre earned his Bachelor of Science degree in Business Administration with an emphasis in Finance from the University of San Francisco in 1986, and his Master's in Business Administration with an emphasis in Finance from the University of San Francisco in 1988.
Job Titles:
- Financial Advisor
- Principal
- Advisor Highlight
- Financial Planner and Principal
Michael F. Maloon is a Financial Planner and Principal of California Financial Advisors in San Ramon. Mr. Maloon earned his Bachelor of Science degree in Business Administration with an emphasis in Finance from California State University, Hayward in 1986. The following year, he completed his M.B.A. degree in Financial Planning from Golden Gate University in San Francisco.
Job Titles:
- Financial Advisor
- Principal
- Advisor Highlight
- Financial Planner and Principal
Michelle Perry Higgins is a Financial Planner and Principal of California Financial Advisors in San Ramon, California, rated top 10 in the nation on CNBC's FA 100 List and a Financial Times Top 300 firm with over $1.5 billion AUM. Since 1996, she has built a thriving practice advising Fortune 500 company executives and young professionals alike. She specializes in wealth management and promotes financial literacy throughout the retirement planning process.
Her work has been recognized numerous times over the last 25 years. Among her many achievements, Ms. Higgins was named Investopedia's Top 100 Most Influential Financial Advisors list in 2017 and 2018. Previously, WealthManagement.com ranked her on their Top 25 Women-Owned RIAs list in 2012, 2014, and 2015, on the Top 50 Women-Owned RIAs in 2013, as well as the "Top 40 Under 40".
She has appeared on CNBC, CBS, and Fox, and has been quoted in Oprah.com, Forbes, USA Today, The Los Angeles Times, and many more publications. Ms. Higgins is a regular contributor on The Wall Street Journal Expert Panel. She is a frequent public speaker on retirement planning, investments, wealth management, college education funding, estate planning, and insurance. In addition, she has published three Amazon Best Sellers: The Everything Binder Book: Financial, Estate and Personal Affairs Organizer; Stocks, Bonds & Soccer Moms: 7 Steps to a Balanced Life; and College Poor No More! 100 $avings Tips for College Students (100% of her profits from the sale of this book are donated to scholarships).
Ms. Higgins graduated from Saint Mary's College with a concentration in Business Administration and Economics. She currently serves on her alma mater's Board of Trustees as it is her passion and her privilege to give back to the community by mentoring young talent and helping to raise scholarship funds.
Ms. Higgins and her husband reside in the East Bay, and enjoy spending time with their two daughters.
Job Titles:
- Tom 's Executive Assistant
Job Titles:
- Financial Advisor
- Financial Planner With
Raymond Tan is a Financial Planner with California Financial Advisors. Mr. Tan graduated from California State University, Hayward in 1987 with a Bachelor of Science Degree in Marketing. He received his Chartered Financial Consultant (ChFC®) designation from The American College based in Bryn Mawr, Pennsylvania in 1997.
Mr. Tan has been a featured speaker at numerous seminars in the area and has spoken at the Hayward Financial Management Association at California State University. He is a member of the American Society of ChFC®.
Job Titles:
- Financial Advisor
- Principal
- Advisor Highlight
- Principal and Financial Advisor With
Ryan D. Dennehy is a Principal and Financial Advisor with California Financial Advisors in San Ramon, California. Mr. Dennehy earned his Bachelor of Science degree in Business Administration with a concentration in Financial Management from California Polytechnic University, San Luis Obispo.
Job Titles:
- Madeline 's Executive Assistant
- Michelle 's Executive Assistant
Job Titles:
- Raymond 's Executive Assistant
Job Titles:
- Financial Advisor
- Principal
- Financial Planner and Principal
Thomas J. Powers is a Financial Planner and Principal of California Financial Advisors. Mr. Powers graduated from California State University, Chico, in 1988 with a Bachelor of Science degree in Finance. He received his Chartered Financial Consultant (ChFC®) designation from The American College in 1991. Mr. Powers received his Chartered Life Underwriter (CLU®) designation in 1993 and his Certified Financial Planner (CFP®) designation in 1994.
Job Titles:
- Mike 's Executive Assistant