CALIFORNIA CONSUMER - Key Persons

Job Titles:

• Client Relationship Manager

Amber began her career in financial services at our firm in August of 2006. She was able to quickly perform at a very high level. Her focus and intense attention to detail is an essential component of her ability to contribute to the many areas, including overall efficiency, which are an integral part of Financial Planning Associates operation. Amber has proven herself to be a highly-valued, involved associate. Amber enjoys traveling with her friends and experiencing the various events Dallas has to offer throughout the year. Amber Shelley is not affiliated with Osaic Wealth, Inc.

Dani began his career in 2000 with UBS in New York. After spending two successful years working in various aspects of investment management and research, which developed his strong analytical knowledge base, he moved to Dallas and... Dani began his career in 2000 with UBS in New York. After a successful experience working in various aspects of investment management and research, he moved to Dallas and joined FPA Private Wealth Management, where he currently holds the office of President, with a tenure of more than 20 years. Dani completed the Certified Financial Planner (CFP ®) program at Southern Methodist University, earning the designation in 2009. He also attended the University of Texas in Austin with a focus in Business Foundations at The McCombs School of Business. He is a member of the Financial Planning Association, the Society of Financial Service Professionals, amongst other professional organizations. Dani has significant experience addressing asset protection and accumulation, income generation, tax mitigation, and guiding a wide array of clients throughout the US with complex aspects of their respective unique financial circumstances. Dani's focus is on continuing to established lasting and meaningful relationships with clients from all facets of life. Dani enjoys spending as much time as his busy schedule allows with his wife and two sons. He believes strongly in supporting numerous charitable entities, and serves a number of boards for non-profit organizations.

Job Titles:

• CEO
• Founder and CEO of Financial Planning
• Founder and CEO of FPA Private Wealth Management

Darryl Meyerovitz, founder and CEO of Financial Planning Associates, established an independent financial services boutique in Dallas in 1982, after the sale of his financial wealth management practice in Johannesburg, South Africa. In... Darryl Meyerovitz, Daniel Meyerovitz CFP®, and Mark Spalding are Investment Advisor Representatives of, and offer securities and investment advisory services through, Osaic Wealth, Inc. Member FINRA/SIPC, a registered broker-dealer and registered investment advisor. In this regard, this communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, GA, IL, NC, NJ, NM, NV, NY, PA, TN, TX, and WI. No offers may be made or accepted from any resident outside the specific states referenced. In this regard, kindly note the following information: Darryl Meyerovitz, founder and CEO of FPA Private Wealth Management, established an independent financial services boutique in Dallas in 1982, after the sale of his financial wealth management practice in Johannesburg, South Africa. In the process of moving with his wife Janice and three young children, he transplanted the innovative concept of providing full service financial and wealth management for high net worth individuals and families, which at that time had yet to be locally implemented. Darryl's financial counsel and service to successful entrepreneurs, physicians, professionals, and retirees, has resulted in providing advice to a third generation of family, and a client base built with referrals from clients and their professional advisors. Darryl has been a speaker at industry conferences, and authored a number of articles in a variety of publications relating to his field. He is a Registered Securities Principal and has significant client relationships in various states, nationwide. Darryl and his wife Janice live in Dallas, where they feel most privileged to share their city of residence with their three married children and grandchildren. Darryl values the opportunity to partake in active leadership positions in his community.

Job Titles:

• Insurance Benefits Specialist

Jay joined our firm in 2007 with a focus on devoting his considerable skills to services offered by the Firm. He has proven to be a strong resource to our firms' capacity for analyzing, evaluating, and implementing complex insurance strategies. This diverse and ever-evolving landscape includes sophisticated uses of Life, Disability Income, Long Term Care, Health, and Medicare Supplement Insurance. Jay has an extensive knowledge of wine and enjoys being with his wife and two young children, and traveling when time permits. Jay is not affiliated with Osaic Wealth, Inc.

Job Titles:

• Executive Wealth Manager

For two decades, Mark has advised high net worth individuals and families experiencing a variety of financial issues including divorce, business sales, retirement planning, and inheritance. Mark brings to FPA his extensive experience providing financial and wealth management advice, which in many cases includes wealth preservation and income strategies as the cornerstone of the portfolio design and construction. He takes special care to tailor each portfolio to meet the unique requirements, specific goals and objectives, and stated risk tolerance of each client. Mark is regularly engaged by other professional advisors, CPAs, and attorneys whose clients require financial advice on such matters as property division recommendations, tax and wealth preservation strategies, and asset allocation recommendations. Mark transitioned into being a financial advisor after many years of practicing law. In that role, he regularly worked with clients experiencing large financial transactions, noting that the all too frequent lack of effective planning for major life events left many legal clients bereft of their financial goals. Mark's legal expertise enhances his financial advice and adds a layer of comfort to clients facing complex financial issues. By applying a proper balance of both disciplines, he more ably helps clients plan for their futures and build portfolios that account for taxes and estate planning laws. Outside of work, Mark enjoys spending time with his wife and three children. He's served on the boards of several non-profit organizations focused on veterans and children. He is an avid athlete, having played college football at UCLA, but he has since replaced his cleats with snowboard boots, golf clubs, and a fishing pole. Mark is a former Marine Corps officer who deeply values integrity, honesty, and loyalty in his relationships.

Muriel joined the FPA Private Wealth Management team in 2019 to assist the firm in the many administrative and procedural requirements that maintain our organization's goal of maximum operational excellence. Her considerable experience and organizational skills allow for consistent and sustained efficiency in fulfilling her career objectives. Muriel enjoys reading, world travel, and volunteering when time permits. Muriel is not registered with Osaic Wealth, Inc.

Job Titles:

• Senior Operations Manager

Shelley joined our firm in June of 2000, bringing her distinct combination of a broad creative background, together with strong organizational and problem-solving skills. Her ability to oversee the essential aspects of day-to-day client relationships has proven her to be a unique asset to the firm. Shelley's ability to connect with clients has facilitated long-standing, highly-valued relationships and increased rapport and communication. She is a highly-valued associate, who takes ownership in all aspects of her daily activities. Shelley currently does art in her free time and enjoys plants, animals, and the outdoors. Shelley Williams is not affiliated with Osaic Wealth, Inc.