W. R. BERKLEY CORPORATION

Products and services are written or provided by subsidiaries and affiliates of W. R. Berkley Corporation. Each operating unit of W. R. Berkley Corporation writes on behalf of one or more of the below statutory insurance companies. Not all products and services are available in every jurisdiction, and the precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued. Insurance products may be distributed through affiliated or unaffiliated entities. Certain coverages may be provided by a surplus lines insurer. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued. Evaluations, reports and recommendations are made solely to assist in underwriting and loss control, and no subsidiary or affiliate of W. R...