CALIFORNIA CONSUMER - Key Persons
With 20 years' experience in the securities industry, Gail, knows how to get things done and make it look easy. Gail works closely with Jamie, and the rest of the RMG team to execute and expedite the decisions our clients make. Our clients and their professionals know her as the "go-to" person for questions regarding their accounts.
Gail and Jamie have been working as a team for fifteen years, and in so many ways Gail has helped Risk Management Group develop its concierge practice, ensuring that front-end attention to people and back-end attention to detail come together seamlessly.
It makes sense that Gail is such an expert navigator: in her off hours, she is an avid sailor, never missing a Wednesday night race. She also loves to travel, opting for adventure over luxury almost every time. She is a proud mom to two young men--three if you count her Wheaton Terrier, Charlie.
Job Titles:
- President, Private Wealth Advisor
Jamie has spent her career on the cutting edge of the financial services industry. One of the first advisers to earn the CFP designation, she's been helping clients make rational and responsible financial decisions for many years. Jamie knows first hand that a financial plan includes much more than a portfolio: in the "sandwich generation" the physical and emotional health of a family can have profound financial consequences. Real life is never "plug and play," and Jamie's clients have the dual advantage of cutting-edge money management and an adviser who is expert at "quarterbacking portfolios" through variations in the market and through the planned and unplanned changes that re-shape an investor's needs and goals - sometimes at a moment's notice.
Jamie's certification in divorce financial planning (CDFA), mediation, and deep study of behavioral economics allows Jamie to come to the table understanding that money is both a tool and a metaphor. Our decisions are never just about numbers but about our relationship to money, to our families, and our own history. Her unique ability to help clients get to the right questions allows her to tailor a financial strategy for each client's particular goals, challenges, and values.
Jamie has a grown daughter, son and daughter-in-law, as well as two trilingual grandsons (English, German and baby) and a grand-dog.
She's a Scrabble player, movie and theatergoer and traveler whose European grandchildren have helped her become expert in family friendly travel - and travel friendly family.
Jamie Lapin is registered to sell securities in the states of CA, CO, CT, DC, FL, KS, MD, MI, NJ, NY, VA, VT and WV. She is also insurance licensed in the states of CA, CT, DC, DE, FL, MA, MD, NJ, NV, NY, OH, PA, VA AND VT. This is not an offer or solicitation in any other state(s).
Lore came to Risk Management Group with over fifteen years of experience in finance, and we are proud to call her our accounting manager. Lore's precision and wide array of skills helps keep the wheels turning: Lore produces client Quarterly Reports, manages daily bookkeeping and financial management of the office, and arranges our beautiful flowers.
As a native Hawaiian, beauty, family and community matter a lot to Lore. A devoted mom and volunteer in the neighborhood, at church and with her kids' teams, Lore is constantly in motion making sure that needs are met and her community is thriving. Lore loves sports, especially football, and spending time with her two grandsons.
Thiago spent the early portion of his career as a Principal for a broker-dealer, supervising broker-dealer accounts totaling over $10 billion. While there, he developed his expertise on a higher level of total wealth management and financial planning. Thiago joined Risk Management Group in order to serve clients directly, expanding his base of customized wealth management and financial planning strategies to provide to clients.
Thiago takes a multi-dimensional wealth management approach to his clients. He understands that there are many moving parts to someone's entire financial picture, and that the best outcome for them comes from understanding how all of those pieces influence each other.
Thiago's certifications as an Accredited Investment Fiduciary (AIF®), Chartered Federal Employee Benefits Consultant (ChFEBC®), and his extensive study in behavioral economics allows him to lead clients through a unique process to understand their finances and guide them to make the right decisions. He understands that money is a tool to allow us to live comfortably and safely, and to help us accomplish the goals we've set for ourselves, our families, and our communities.
Thiago's specialized training and expertise in federal compensation and benefits packages allows him to offer elevated advice to Feds and former Feds. The rules and opportunities afforded by the CSRS and FERS systems are unlike one another, and unlike any other pension. TSP is different than other 401Ks, IRAs and other retirement investment vehicles. Having these benefits entirely changes how your investments and other financial planning topics should be discussed and established.
Thiago is multi-lingual, an avid cyclist, and daring and accomplished chef in the kitchen. He and his bride Sofy recently relocated to Columbia, MD from downtown where they appreciate the pace and space of suburban living.