EXACTVAL - Key Persons

Job Titles:

• Adviser With the Pensions Ombudsman

Andy is a qualified actuary with extensive experience in pensions, built up at Bacon & Woodrow, Hewitt Associates, Verulam Consultants and Gemmell Financial Services Limited, where he worked before joining ExactVAL in 2018. He has focused mainly on final salary schemes and has been a Scheme Actuary since 1997, but also has significant experience of other areas, including money purchase pensions (both occupational and personal pension), automatic enrolment, flexible benefits and pensions administration. Andy is also a volunteer adviser with The Pensions Ombudsman's dispute resolution team (previously The Pensions Advisory Service).

Job Titles:

• Managing Director

Bill is a qualified actuary with over 25 years' pensions experience. He started his career in 1992 at HSBC Actuaries and Consulting (now JLT Benefit Solutions), where he worked as a consultant, playing a fundamental role in the development of valuation procedures. In 2001 he moved to Bacon and Woodrow. After their merger with Hewitt, he spent two years heading up a team responsible for all automated administration calculations. In 2005 he got involved in the concept of creating a valuation centre at Hewitt, and spent his last 18 months there making this concept a reality. He defined and implemented the technical valuation processes, and built and headed up its UK team of 20 staff. Bill set up ExactVAL early in 2007. In his spare time, Bill plays rugby and runs marathons. He recently retired as chairman of a national charity (the UK Narcolepsy Association) and is chairman of an award-winning investment club.

Job Titles:

• Member of the Institute

Divyangi is a student member of the Institute and Faculty of Actuaries and joined us in March 2022. This is her first job after graduating with a degree in Actuarial Science. She has undertaken training and is now a member of the valuation team and continues to work towards qualifying as Fellow of the Institute.

Job Titles:

• Member of the Institute
• Valuation Technician

Kabir is a student member of the Institute and Faculty of Actuaries and joined us in November 2018 having worked outside of the actuarial and pensions field until then. Having initially undertaken training, he now is a valuable member of the valuations team and also continues to work towards qualifying as a Fellow of the Institute.

Job Titles:

• Hons ) Senior Valuation Technician
• Senior Valuation Technician

Richard is a part qualified actuary (DAT) and has over 15 years' experience in the employee benefits sector - the majority working with DB schemes. Until 2017 he worked for Willis Towers Watson - initially on the traditional DB consulting side and latterly expanding to health and group benefits both in the UK and the USA. He spent his last two years managing the automation of admin calculations for a number of large clients.

Job Titles:

• Senior Valuation Technician

Winnie is a part-qualified actuary with 20 years' experience in pensions. She started her career at Entegria Limited, moving to HSBC Actuaries and Consultants Limited in 2001. She worked as an actuarial technician and was involved in a wide range of actuarial work within a consulting environment, including carrying out actuarial valuations, preparing pension scheme disclosures and training junior staff. She also worked as a shadow consultant to a number of schemes. She moved to ExactVAL in 2011.