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Buying a home without a mortgage is something most of us can only dream about. Finding the right mortgage, however, is very challenging, especially after the 2008 financial crisis which has clearly revealed a number of weaknesses of the existing systems. In order to make the best choice possible, you therefore have to know your options very well but above all, you need to be realistic about how much you can afford to borrow... Before you start looking for the best mortgage - the one with the lowest interest rates, you are recommended to inform yourself about different types of mortgages and both advantages and disadvantages of a particular mortgage. The thing is that the cheapest mortgage is not necessarily also the cheapest in the long term. And considering that mortgages are usually repaid only after 20 or 30 years, you cannot afford not to be careful in the selection of the best offer because your monthly payment can quickly exceed your financial capabilities and in worst case even..

Primary location: United Kingdom