ALBION FINANCIAL GROUP - Key Persons
Anders (On-ders) joins the Albion team after experience working with high-net-worth families and small business owners across multiple firms, at both the local and national levels. Anders is a Utah native, studying financial planning at the University of Utah and graduating with a Bachelor of Science. Anders also went on to earn the CFP® professional and Enrolled Agent designations to further develop his technical skills as an Advisor.
He also has experience as a tax preparer, giving him unique insight into the various tax strategies high-net-worth families can utilize to pay less in taxes year after year. Anders is well-versed in all areas of financial planning, but is most passionate about helping families secure a legacy of wealth for generations to come, and avoid the "shirtsleeves to shirtsleeves in three generations" adage that plagues wealth creators and their families.
On a personal note, Anders grew up on the Wasatch back, in the small town of Coalville, and the second oldest of eight kids. Anders is now married and lives in Murray with his wife Paige and their two young kids, Ruth and Finn. On a day off, you can find Anders playing with his kids at Murray Park, skiing or snowboarding in one of the canyons, or working on his third-shot-drop at the Murray pickleball courts.
Bo Wilkinson joined Albion Financial Group with a strong foundation in business creation, athlete branding, and performance analysis-experience he now brings to the world of financial markets and investment strategy. His nontraditional path, from launching a nationally recognized NIL apparel brand to leading B2B sales efforts in the sports industry, brings a fresh, entrepreneurial mindset to Albion's trading desk. With a Master of Business Creation from the University of Utah and a background in communication, Bo combines strategic thinking, analytical rigor, and a people-first approach to problem-solving.
As the founder of Crossover Clothing, Bo partnered with student-athletes across multiple sports to help them develop and grow their personal brands. From merchandise design to marketing execution, he guided one-on-one brand strategies while also managing the financial modeling and forecasting that supported long-term business planning.
At Albion, Bo draws on this wide-ranging experience to support investment strategy, portfolio performance, and risk management. The firm's long-term, fundamentally sound, and ethically grounded investment philosophy strongly aligned with Bo's own values-making its culture and mission a natural fit.
A Utah native, Bo spends his free time with his wife and daughter. He's a lifelong basketball fan, and in recent years has developed a growing interest in golf. Outside of work, he enjoys staying active, following sports, and carving out time for the experiences that matter most to his family
Brad Curtis is passionate about helping individuals navigate complex financial decisions to achieve their goals. He loves working at a fee-only Registered Investment Advisor firm with the primary focus of putting clients' best interests first.
Brad graduated Summa Cum Laude from Utah Valley University (UVU) with degrees in Personal Financial Planning and Business Management as part of their nationally ranked financial planning program. He also earned a Certificate of Superior Business Spanish from the University of Alcalá in Spain and a minor in Spanish from UVU. He is a CERTIFIED FINANCIAL PLANNER™ professional and an Accredited Financial Counselor®.
In his free time, Brad enjoys spending time with friends and family, golfing, running, and water skiing.
Briana brings a unique blend of analytical expertise and personal passion to her role as a financial planning professional. With a Bachelor of Science in Psychology from the University of Oregon, where she graduated with honors, Briana honed her skills in understanding human behavior and decision-making processes. Her tenure as a Consultant in Deloitte's AI and Data practice further sharpened her analytical capabilities and technological acumen.
Inspired by the profound impact of her own financial advisor, Briana transitioned into financial planning to help others achieve their financial goals. Her background in psychology and data analysis allows her to approach wealth management with both empathy and precision. Currently pursuing her CFP certification, Briana is committed to continuous professional development to better serve her clients.
A self-described "mountain girl at heart," Briana recently relocated from Los Angeles to Salt Lake City to embrace the outdoor lifestyle. When she's not assisting clients, you'll likely find her skiing down slopes, hiking scenic trails, or paddleboarding on serene lakes. Her adventurous spirit extends to travel, woodworking, and cherishing moments with friends and family.
Briana's diverse interests and experiences, coupled with her dedication to serving others, make her an asset to our team and to the clients she advises.
Carrie Kerr has been an integral part of Albion's Operations Team since 1998. She manages all the various pieces of data including portfolio reconciliation, corporate actions, performance measurement, and client billing. She quickly absorbs knowledge and always strives for more. With a deep understanding of Albion's systems, figures, performance, and "all things numbers," Carrie's knowledge is fundamental to the team. She is our go-to troubleshooter, and has a deep pride for Albion and the services we provide. Her motivation is to provide reliable information for our clients and the Albion Team to work with every day.
Carrie has a passion for science and technology, is an avid book reader and enjoys collecting rare books. She is a devoted mother to her teenage daughter and spends most of her spare time with her family.
Job Titles:
- Operations Associate
- Operations Associate / Financial Paraplanner Qualified Professional™
David Clark joined Albion in October 2015 as an Associate Wealth Advisor and currently serves on the Operations team. Prior to joining Albion David engrained his dedication to client service while working for Apple Computers as a ‘Mac Genius' - providing one-on-one technical assistance and preserving customer confidence in all things Apple. David's thoughtful and thorough nature is apparent in each of his interactions with our clients. His experience in the world of investing and financial planning in league with his dedication to data integrity and procedure efficiency have made him a natural fit with our Operations group.
David has an ear for foreign language and has spent years learning Spanish, Arabic, and Catalan. As his proficiency in those languages atrophies over time David maintains a disciplined native tongue as evidenced by his advanced skill with the New York Times daily crossword puzzle. David is a passionate proponent of minimizing his environmental impact and owns a bicycle in lieu of a car. He is committed to a thriving, healthy and clean-air community on the Wasatch Front. In his spare time, David volunteers with the Salt Lake Film Society at the Broadway and Tower Theaters.
Job Titles:
- Associate Wealth Advisor
- Associate Wealth Advisor / FINANCIAL PARAPLANNER QUALIFIED PROFESSIONAL™
Originally from San Diego, California, Daymian Vajda joined Albion Financial Group in August of 2021 after graduating from Westminster College eight months prior. Albion's fiduciary model that focuses on the best interests of clients is what attracted Daymian to join the team. Daymian has a passion for learning new topics and developing skills to share with others. His interest in financial literacy was developed during his youth when his own family experienced the life-changing effect of employing a financial advisor. This history has opened his perspective on everyone's potential ability to succeed financially.
In his free time, Daymian enjoys spending time with his friends and family or playing basketball wherever he can find a game. He loves to be active and outside enjoying camping and hiking in the amazing scenery of Utah. Along with these activities, Daymian is also a video gamer and movie enthusiast.
Heath brings a robust background in financial planning to his role as a Financial Planner. With years of experience at a leading financial planning firm, he has developed a comprehensive understanding of both the technical and relational aspects of the profession. Heath's expertise spans from paraplanner to advisory roles, where he has refined his ability to craft detailed financial strategies and foster strong client relationships.
Heath's approach to financial planning is centered on empowering clients to achieve their personal and professional goals. He believes that effective financial planning extends beyond asset management-it's about building confidence and providing tailored advice that aligns with each client's unique aspirations. His dedication to understanding and addressing individual needs ensures that clients receive customized solutions that promote long-term success and financial well-being.
Outside of work, Heath is an avid skier who enjoys the challenge of the slopes and the excitement of mastering new skills. He has a passion for working on and modifying cars, finding satisfaction in tweaking their performance and enhancing their speed. The intricate engineering behind high-performance vehicles fascinates him, and he relishes the hands-on experience of bringing out their full potential. Additionally, Heath values the joy and companionship provided by his dogs, which add a sense of balance to his daily routine.
Ian joined the Albion team after four and a half years of sales and customer service in the outdoor industry where he worked with each customer to understand their goals and craft an appropriate solution. During this time, Ian discovered he's highly motivated to help people achieve their goals through a combination of a relationship built on trust and broad and deep subject matter expertise.
Ian is no stranger to the financial advising world as he was raised in a household where the Wall Street Journal, Fortune, and Forbes were ever present and conversations around investing and how to think about financial decisions were commonplace. At Albion he enjoys the environment of continuous learning and applying his knowledge on behalf of Albion clients.
When not in the office, Ian can be found in the mountains, most often frequenting Albion's birthplace of Little Cottonwood Canyon engaging in skiing, mountain biking, and trail running. Ian thrives on social interaction and whether in the mountains or in town enjoys sharing experiences with friends, family, and Bowie, his favorite golden retriever.
Education:
Bachelor of Arts in Politics from Whitman College
Jackson joins Albion after working at a Boston-based RIA for several years. That experience of working at a fee-only firm as a fiduciary led him to appreciate the benefits of putting clients' best interests first. Jackson loves the analytical aspect of creating a comprehensive financial plan and then implementing an investment portfolio that aligns with clients' goals and risk tolerance.
Jackson graduated Summa Cum Laude from Middlebury College, is a Charted Financial Analyst®, and a Certified Financial Planner®. Jackson enjoys building strong relationships with clients, taking pride in listening to their goals and objectives, and helping solve complex financial planning problems including estate and tax planning. He also places immense value in continued education to improve his skills and knowledge base to further his personal development and provide quality service to his clients.
A native of Vermont, Jackson grew up with an appreciation for the outdoors. Moving to Utah has allowed him to continue his passions of skiing, mountain biking, and running. He also loves exploring new places with friends and continues to play soccer, hockey, and tennis in his free time.
Education:
Bachelor of Arts, Economics; Middlebury College
Jason Ware - Chief Investment Officer
Jason Ware is the Chief Investment Officer (CIO) for Albion Financial Group, joining in the spring of 2008. His leadership as CIO guides the firm and our clients through complex and ever-changing markets through a rigorous investment approach underpinned by an unwavering core long-term investment philosophy. Specifically, a thorough blend of macroeconomic and sector research, individual security selection, and an overlay of studying the psychology and behavioral biases behind investing informs his process. With two decades of experience, Jason's work is the foundation for Albion's portfolio management strategies and forms the basis for the firm's opinions and outlook on the economy and financial markets.
Jason holds the esteemed Behavioral Financial Advisor (BFA™) designation. His academic background includes an MBA from Westminster where his work was recognized by Delta Mu Delta - an international honor society in business founded at NYU - as well as a Bachelor of Science in economics from the University of Utah.
With a deep understanding of financial markets and its economic underpinnings, Jason has a vigorous work ethic and enjoys looking deep to discover new investment ideas. His knack for sizing up good investments, identifying market trends, and thoughtful views on the world economy has distinguished him as a recurrent resource for the financial press - frequently quoted in articles from Reuters, The Wall Street Journal, USA Today, American Banker, both The New York & LA Times, and Barron's magazine. Jason is also a frequent guest across several flagship CNBC programs (both domestic and international), Cheddar TV, Yahoo Finance TV, TD Ameritrade Network, CNA Asia, and PBS' storied ‘Nightly Business Report'. Local press includes Deseret News, KSL TV, KSL NewsRadio, and KPCW.
Jason is on the (Advancement) Board for the College of Social & Behavioral Sciences at the University of Utah. He is also an honored inductee (2017) of Utah Business Magazine's ‘Forty Under 40' list of executives and business leaders to watch.
Outside of the office, Jason loves spending time with his brilliant wife and their two kids (a son and daughter); spending time in Oceanside (CA); and staying physically active across a variety of pursuits. An avid reader, and a constant student of the world, Jason enjoys ever broadening his knowledge base.
John Bird's fascination with social and economic systems gives invaluable context to Albion's investing and wealth-management strategies. Specializing in complex financial planning issues, client investment policy formulation, and private account portfolio structure, he helps each client chart a course for long-term prosperity. Empowering clients to make educated decisions in an ever-changing world is his passion.
John has received numerous recognitions in national and local publications including Bloomberg Magazine, Worth Magazine, Medical Economics, The Salt Lake Tribune and Deseret News. John currently serves as a member of the CFA Institute, the Salt Lake Society of Financial Analysts, the Utah Estate Planning Council and as Finance Chair on the Board of Trustees of Rowland Hall School. Additionally John serves as the Finance Chair on the Executive Committee of the Board of Trustees of the American Alpine Club. He has also served as a board member for the Utah Chapter of the Financial Planning Association, and as Chairman of the Western Region of the National Association of Personal Financial Advisors.
At home, John and his wife try to stay a step ahead of their two boys, but with increasing frequency, have to settle for being one step behind.
Job Titles:
- Administrative Services Manager
José, whom we call Joe, joined Albion's Operations team in February 2016. Joe's keen interest in staying abreast of the latest and greatest computer and internet technology make him a natural fit to assist with the nuts and bolts of Albion's intricate information systems. His collegiate studies of communication led Joe to begin his career in the television and print industries.
Leticia discovered her passion for financial advising during the pandemic, understanding the critical importance of sound financial guidance during challenging times. Before joining Albion Financial Group in 2024, she served as an Adjunct Instructor for the Utah Valley University RISE Program, where she taught Personal Finance, reflecting her commitment to empowering others with financial knowledge.
Leticia holds a Bachelor of Science in Biochemistry from Brigham Young University - Hawaii and a Masters in Financial Planning and Analytics from Utah Valley University. She is currently working towards completing the experience requirement for the Certified Financial Planner (CFP) designation.
Outside of work, Leticia enjoys speed puzzling, exhibiting her problem-solving skills and attention to detail. She is also an avid listener of audiobooks and values quality time with her family, whether watching movies, playing board games, or supporting her children's athletic pursuits. With her diverse background and interests, Leticia is poised to make a meaningful impact on the Albion team as she helps clients achieve their financial goals.
Education:
Bachelor of Science in Biochemistry
Job Titles:
- President
- in 2009 As an Associate Wealth Advisor
Liz joined Albion in 2009 as an Associate Wealth Advisor, marking the beginning of her career in wealth management. Drawn to the industry for its unique blend of analytical problem-solving and meaningful client relationships, she quickly found both the role and Albion to be a perfect fit. Her dedication and expertise led her to become a Senior Wealth Advisor in 2011, where she deepened her knowledge of financial planning and investment management.
Working closely with the Albion team, Liz has guided clients through critical financial decisions, helping them align their wealth plan with their life goals. Whether navigating market uncertainties, planning for the future, or facilitating multi-generational wealth discussions, she provides clients with a clear and comprehensive financial roadmap.
As President, Liz continues to champion collaboration-ensuring Albion's success in exceeding client expectations, growing the firm, and fostering an exceptional workplace for the team.
Originally from Michigan, Liz moved to Utah to fulfill her dream of being a ski bum. After spending several years working and skiing in Alta, she now enjoys hitting the slopes as a "weekend warrior," introducing her two kids to the joy of skiing. Beyond the mountains, Liz is passionate about food-crafting delicious and healthy meals her kids will actually eat. She also loves traveling with family and friends and spending as much time outdoors as possible.
Michelle Buxton has built an extensive background in client service and financial advising since joining the team at Albion Financial Group in 2005. In the process, Michelle has developed a particular aptitude for solving complex, one-of-a-kind issues. Prior to her role as a Senior Wealth Advisor Michelle served as an Associate Wealth Advisor, building many longstanding relationships with Albion's client families. As a Senior Wealth Advisor, Michelle works daily to implement each of her clients' specific investment and financial planning goals aiming to guide her clients to a lifetime of good decisions.
Michelle appreciates learning new skills and expanding her horizons, both professionally and personally. She attended the University of Utah earning a double major in Human Development and Consumer and Community Studies with an emphasis in Financial Planning. Recreationally, Michelle enjoys mountain biking, snowboarding, and traveling with her husband and two children.
Natalie Richards joined Albion Financial Group in May of 2019 as an Associate Wealth Advisor, bringing with her a passion for organization and a strong attention to detail. During her time in the Associate Wealth Advisor role, Natalie developed a thorough understanding of holistic wealth management and the financial planning process, recognizing the importance of understanding how all elements of a client's financial plan work together.
In the end of 2024, Natalie passed her CFP® certification exam and in 2025, transitioned into her current role as a Financial Planner. With a keen ability to connect on a personal level, Natalie builds strong relationships with clients, ensuring that their needs and aspirations are truly understood. Natalie is committed to delivering personalized financial solutions that align with each client's unique objectives. Above all, Natalie takes pride in empowering clients, providing them with the tools and knowledge they need to make informed decisions at each step of their financial journey.
In her free time, Natalie enjoys watercolor painting and being outdoors. She loves hiking, skiing, camping, traveling, and spending time in the mountains or the red rock desert with her husband and their Golden Retriever.
Job Titles:
- Associate Wealth Advisor
- Associate Wealth Advisor / Financial Paraplanner Qualified Professional™
Paige joined Albion Financial Group in March 2019. She previously worked for Morgan Stanley for 8 ½ years in their tax operations team. She values great customer service and strives to provide great customer service to all of Albion's clients. Paige's cheerful demeanor and steady work ethic exemplify her "P.A.C.E." life motto: "Positive Attitudes Change Everything."
During her spare time, Paige enjoys spending time with her three boys, road biking with friends on the weekends, and exploring the world of baking.
Patrick is a highly experienced financial professional with over a decade of advisory experience from multiple firms. Prior to joining Albion, he served as an advisor at a broker-dealer and insurance company, thereby gaining a deeper appreciation for the opportunity to work with a fee-only and client-focused team at Albion.
Patrick takes pride in taking on challenging financial planning projects and enjoys genuinely immersing himself in his clients' lives. Helping clients achieve their goals through a fiduciary approach is the most gratifying aspect of his finance career. He places significant value on continuous learning and personal development and continually strives to improve his skills and knowledge base.
Job Titles:
- Associate Wealth Advisor
- Associate Wealth Advisor / Financial Paraplanner Qualified Professional™
Peggy Knodel joined Albion in 2010. She has an extensive background in sales, marketing, and customer service. Approaching each challenge with immense compassion and attention to detail, Peggy has flourished in her rapport with clients and co-workers. She works directly with Albion's Senior Wealth Advisors to ensure clients' needs are met in a timely and accurate manner. She is easy to talk to and is always available to handle whatever task may arrive.
In her spare time, Peggy and her husband share a passion for preserving and driving antique automobiles. She also enjoys cooking, boating and traveling with friends and family.
Ryan Jacobs - Chief Compliance Officer
Ryan joined Albion Financial Group in 2021. As Chief Compliance Officer, Ryan works to ensure that Albion adheres to all regulatory requirements and internal policies, while also mitigating our legal and financial risks. Whether it is monitoring for new industry regulations, implementing new policies, or training our team on new and existing rules, Ryan strives to ensure that Albion contributes to the integrity and accountability of the financial services industry as a whole.
A graduate of the University of Utah in 2002 with a degree in economics, he began his career in the financial services industry as a financial advisor. After 8 years as an advisor, Ryan moved to the operational side of the business, joining Goldman Sachs in 2009, where he worked in their Private Wealth Management and Global Markets Divisions, until joining Albion in 2021.
Ryan's attention to detail, commitment to increasing operational efficiencies and focus on mitigating risk, make him a great fit for Albion. His extensive industry experience, both as an advisor and as an operational specialist, gives Ryan a unique perspective and allows him to better serve our clients.
Outside of work Ryan enjoys hiking, exploring National Parks and sometimes golf.
Education:
Bachelor of Science in Economics, University of Utah
Job Titles:
- Associate Wealth Advisor
- Associate Wealth Advisor / Financial Paraplanner Qualified Professional™
- in 2018 As an Associate Wealth Advisor
Sara joined Albion Financial Group in 2018 as an Associate Wealth Advisor to support Senior Wealth Advisor Danielle Gregory as well as the firm's marketing and outreach initiatives. Sara takes pride in her attention to detail and desire to build quality relationships with clients; skills she honed while working in customer service and consulting with clients in the luxury kitchen market.
As a culinary school graduate, most of Sara's spare time is spent cooking and exploring Salt Lake City's local culinary scene. Outside of the kitchen, Sara's time is spent walking her dog, traveling, scuba diving, and camping.
A Utah native, Sarah Bird joined the Albion Team in 1999. She loves the experience of working with clients as they establish, progress towards, and accomplish their goals. Sarah works with several multi-generation client families and enjoys serving as a sounding board and guide to these clients as they transition family values toward money from one generation to the next. She is always excited to learn about new ideas and processes in the financial advising world, and is always willing to jump in and help.
Continuing education and personal development are among her passions. Her commitment in these areas shows in her engagement in several youth and teen leadership and development projects in the community.
Outside of the office, Sarah and her husband can be found exploring the world and undertaking new and exciting adventures with her boys, giving them unique experiences and learning opportunities.
Job Titles:
- Associate Wealth Advisor
- Associate Wealth Advisor / Financial Paraplanner Qualified Professional™
Shannon Leonhart joined Albion Financial Group in October 2020 as an Associate Wealth Advisor to support Senior Wealth Advisor Debbie Knotts. For over 20 years Shannon served the community dedicated to Health, Fitness and Aquatics and shared her passion to motivate clients to reach their fitness goals and lead a healthy lifestyle. Now after two decades Shannon is excited to switch gears and serve clients with the goal of wealth health.
As a Fitness enthusiast most of Shannon's free time is spent running, hiking, dancing and being active with her three boys and two dogs. She loves to be outside in the natural beauty of Utah. On the weekends in the summer she loves to go camping with the family or splash around at a water-park or lake.
Trey brings 25 years of technology and infrastructure experience to the firm. His broad ranging skills include network administration and software development. In his free time, Trey enjoys trading in the IT manuals for a little light gaming and spending time with his family and dogs.
Toby Levitt has been driven by a relentless commitment to each client's best interest since the day he co-founded Albion Financial. He treats every client like the first client, inspiring the rest of our team to do the same.
A voracious learner, Toby hunts for new information and elusive insights, building on his formidable understanding of economic systems, trends, and opportunities. Albion clients benefited from his broad range of investment management skills, including individual industry and security analysis and overall portfolio structuring.
Toby is driven by a love of knowledge. An avid photographer, pilot, and paddleboarder, Toby is not one to sit back and rest. He shares his life of adventure with his wife and five children.
In December 2019, after helping build a strong and caring team to take Albion into the future, Toby embarked on a well-earned retirement.
In the summer of 1982, Toby Levitt and John Bird found themselves discussing flaws prevalent among financial firms nationwide. "Although there was lip service to the idea of putting the client first," recalls Bird, "at the end of the day, advisors got paid for selling a product."
The two envisioned a firm free from any product sales agenda, a firm where clients truly come first. This vision became a reality later that year when Levitt and Bird founded Albion Financial Group: a fee-only Registered Investment Advisor (RIA) legally and culturally committed to each client's best interest. A fee-only pioneer, Albion has become a nationally recognized, award-winning investment manager and wealth advisor. And, no surprise, the client still comes first.
Job Titles:
- Head Trader
- Head Trader / Analyst
In his role as Head Trader, Walter brings a unique and diverse set of skills acquired through an unusual career path. His degrees in philosophy and finance supplement experience across different sectors of the financial industry (including trading roles at retail brokers, corporate financial analysis, and financial reporting for institutions and the ultra-wealthy), Walter brings a broad and informed perspective to Albion's investment team.
Albion's investment philosophy of finding fundamentally solid and socially conscious investments that provide long-term stability resonate strongly with Walter's own investment philosophy. He has a passion for cultivating objective, realistic, and optimistic investment strategies that align not only with clients' financial goals but with their personal values as well. He firmly believes there is no reason to give one up for the other.
Originally from Denver, Walter has spent considerable time living in several cities/states before landing in Utah including Idaho, Chicago, Atlanta, and Mexico. In his spare time, Walter's interests are as diverse as his professional career. He enjoys reading, basketball, creating art, composing music, and more traveling.
In his role at Albion Financial Group, Zack brings a diverse and well-rounded background shaped by more than a decade in investment banking and financial services. His career has included roles in institutional operations, fund reporting, and portfolio analysis, with experience spanning both major financial institutions and boutique firms. This breadth of exposure has given him a deep appreciation for the systems, precision, and people that drive sound financial management.
Albion's emphasis on thoughtful, long-term investing and client relationships aligns closely with Zack's own values-namely, that precision and empathy are not mutually exclusive in wealth management. He thrives on helping teams and clients turn complex information into clear insights, and he's passionate about building the kind of operational infrastructure that makes great advice and high-level execution possible.
Originally from Arkansas, Zack now lives in Salt Lake City, where he enjoys the outdoors year-round-whether he's skiing, mountain biking, golfing, or camping in the mountains.