CAPE COD FIVE CENTS SAVINGS BANK - Key Persons

Alison Benz Czuchra

ac..@capecodfive.com

Job Titles:

Member and past President of the Estate Planning Council of Cape Cod
Senior Vice President, Chief Fiduciary Officer

Alison has over thirty years of experience in wealth management and fiduciary services. Prior to joining Cape Cod 5's Trust and Asset Management team in 2011, she served as vice president and manager of estate settlement and trust administration on the Cape at a regional financial institution. Earlier in her career she served in a similar capacity with the Private Clients Group of a large bank in Connecticut. After receiving her degree in Economics from Trinity College, Alison went on to earn the designation of Certified Trust and Fiduciary Advisor (CTFA) as a high honors graduate of the American Bankers Association's National Graduate Trust School at Northwestern University. Alison is a member and past President of the Estate Planning Council of Cape Cod and past member of the Board and Finance Committee of the Cape Cod Museum of Art.

Amanda Constant

ac..@capecodfive.com

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Assistant Vice President, Orleans Banking Center Manager

Anna Hays

ah..@capecodfive.com

Job Titles:

Attorney
Certified Financial Planner
Vice President, Senior Wealth Management Officer

Anna Hays is an attorney and a Certified Financial Planner (CFP®) with over 25 years of experience developing estate and trust plans that integrate financial goals. Anna has provided advice on all facets of wealth management including retirement, business succession, college funding, charitable contributions, Social Security, health care and long-term care. Her experience includes wealth management, private legal practice and state agencies that administer the Federal Medicare and Medicaid programs. Anna received her Bachelor of Science in Finance from Duquesne University and her Juris Doctor from Duquesne University of Law. Anna also holds a Master of Laws from National University of Ireland.

Benjamin M. Wigren - VP

bw..@capecodfive.com

Job Titles:

Senior Investment Officer
Vice President

Ben brings more than two decades of investment experience to his role as Senior Investment Officer with Cape Cod 5. His career began in Boston with the investment management arm of a large regional bank, which quickly became national in scale via mergers and acquisitions. Prior to joining Cape Cod 5's Wealth Management team, Ben was responsible for and oversaw all taxable fixed income trading within the Private Bank at his previous institution. Ben has extensive background and knowledge in managing fixed income instruments and their role in the total portfolio management process. Ben earned his Bachelor of Arts in Economics from Hobart College in New York. Ben grew up in Rhode Island and spent summers on the Cape with his family. He and his wife live in Orleans with their two dogs. Ben is the co-founder of the Atlantic White Shark Conservancy and also serves on the Executive Committee at the Orleans Yacht Club.

Brad Whetstone

bw..@capecodfive.com

Job Titles:

Provincetown Banking Center Manager

Brewster Banking

Job Titles:

Brewster Banking Center Manager

Caitlan Chausse

cc..@capecodfive.com

Job Titles:

Brewster Banking Center Manager

Courtney Healy

ch..@capecodfive.com

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Chatham Banking Center Manager

Craig J. Oliveira

co..@capecodfive.com

Job Titles:

Investment Officer
Member of the Board of Directors of Wild Care, Inc

Craig has been part of Cape Cod 5 since 2010, joining the Trust and Asset Management Department in 2012. Prior to that he worked as an equity analyst for an insurance company. Craig holds degrees in Finance and Economics from Stonehill College and an MBA from Bryant University. In addition, Craig has earned the Chartered Financial Analyst (CFA®) designation. Craig has a keen interest in Socially Responsible Investing and actively continues to expand his knowledge. He has presented on SRI and ESG topics to numerous groups as part of the Cape Cod 5's financial education initiative. Originally from the South Coast, Craig moved to the Cape in 2010. He lives in Orleans with his wife and two daughters. Craig is a member of the Board of Directors of Wild Care, Inc., an animal rehabilitation nonprofit located Eastham.

Dennis Banking

Job Titles:

Dennis Banking Center Manager

Elizabeth M. Thompson

Job Titles:

Vice President, Senior Wealth Management Officer

Elizabeth "Beth" Thompson has been in the Cape Cod 5 Trust and Asset Management Department since 2004 and currently serves as a wealth management officer. Prior to this role, she was a trust and administrative officer, providing direct client service as well as administrative and operational support. Beth has been with Cape Cod 5 since 1997, having served as a branch manager before joining the Trust and Asset Management Department.

Elizabeth P. Grady

eg..@capecodfive.com

Job Titles:

Vice President, Wealth Management Officer

Beth began her career with Cape Cod 5 in 2001 as a Seasonal Teller. She has since held several positions of increased responsibility within the Bank, ranging from banking center manager to training specialist. Beth joined the Wealth Management team in 2015 and quickly advanced to her current position as Wealth Management Officer. She graduated magna cum laude from Bridgewater State University with two Bachelor of Science degrees and continued on to graduate from The New England School for Financial Studies. Beth completed her Financial Planning Certificate Program from Bryant University and earned her Chartered Financial Consultant (ChFC®) designation from The American College of Financial Services. Additionally, she added the Retirement Income Certified Professional (RICP®) designation in 2020 and the Accredited Investment Fiduciary (AIF®) designation in 2022. Beth was recognized as a 40 Under 40 Award Honoree of Cape & Plymouth Business Magazine in 2019. Beth is on the board of the Estate Planning Council of Cape Cod and a member of the Financial Planning Association® of Massachusetts. Beth resides in Sandwich with her husband and two children.

Glenn Sherman

gs..@capecodfive.com

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Wareham Banking Center Manager

Holly A. Michniewicz

hm..@capecodfive.com

Job Titles:

Assistant Vice President, Wealth Management Officer

Holly began her career with Cape Cod 5 in 2008. She joined the Trust and Asset Management Department in 2012. Holly quickly advanced to Trust Administrative Manager and her current position of Wealth Management Officer. Holly graduated from the University of Massachusetts Amherst with an Associate of Science degree and continued on to graduate from The New England School of Business and Finance with a Bachelor of Science degree. In addition to over a decade of experience in wealth management, Holly completed her Financial Planning Certificate Program from Bryant University and earned her Chartered Financial Consultant (ChFC®) designation from The American College of Financial Services. She is also a member of the Estate Planning Council of Cape Cod. Although Holly spent her early years in Central Massachusetts, she has been a resident of the Cape since 2007. Holly and her husband are raising their family in Brewster.

James L. Botsford

jb..@capecodfive.com

Job Titles:

Senior Vice President, Senior Financial Advisor

Jim has over 30 years of experience in helping people achieve their financial goals and gaining financial peace of mind. His entire career has been here on Cape Cod, including prior experience with a regional financial institution and a Boston based financial institution. He holds a Bachelor of Arts in Business Administration from Salem State University and is a Certified Financial Planner (CFP®). Jim is also a member of the Estate Planning Council of Cape Cod and a board member of the Lower Cape Outreach Council.

Jason R. Lilly

jl..@capecodfive.com

Job Titles:

Senior Vice President, Chief Wealth Management Services Officer

Jason joined Cape Cod 5's Wealth Management team in 2017. He has over two decades of investment and wealth management experience, including institutional investment management, comprehensive financial planning and high net worth wealth advisory. Prior to joining Cape Cod 5, Jason was senior vice president and director of portfolio management for a Massachusetts-based publicly-traded bank. Jason received his undergraduate degree in Resource Economics from the University of Massachusetts, Amherst and his Master of Business Administration degree from Arizona State University. Jason is a Chartered Financial Analyst (CFA®) as well as a Certified Financial Planner (CFP®). Jason, his wife and two daughters make their home in South Yarmouth and can be found on Bass River most weekends in the summer paddle boarding, swimming, kayaking or fishing.

Jennifer L. Turner

jt..@capecodfive.com

Job Titles:

Vice President, Senior Financial Advisor

In April 2009 Jennifer joined Cape Cod 5's Trust and Asset Management team as a Wealth Management Officer and currently serves as a Senior Financial Advisor. Her professional background began in 1992 with experience in the investment industry, covering a wide range of responsibilities, including operations manager, compliance officer, account administrator and portfolio manager. Following her graduation from the University of Massachusetts in Amherst, Jennifer began her career in the brokerage industry. Prior to Cape Cod 5, she worked in the field of private wealth management in the local office of a major wealth management firm. She is a member of the Estate Planning Council of Cape Cod. Jennifer is a graduate of the American Bankers Association National and Graduate Trust School at Emory University in Atlanta and has earned the designation of Certified Trust and Fiduciary Advisor (CTFA) and Certified Financial Planner (CFP®). Jennifer is a long-time resident of Duxbury where she resides with her two children and two dogs. Outside of work, Jen loves going to the beach, walking with her pups and traveling.