LOGISTICS - Key Persons
Bill previously worked as a commercial lender at community and regional banks for over 20 years in addition to founding a business consultancy firm. Bill holds a history degree from San Diego State University, and is a graduate of the California Bankers Association Commercial Lending School.
Dennis has performed collateral exams for Cascade since 2004, joining the team fulltime in 2013. As a senior collateral examiner for US Bank, National Bank of Canada and LaSalle Business Credit, he has over 15 years field experience. He also worked in compliance and loan administration for US Bank, specializing in non-negotiable collateral, UCC and loan portfolio reporting to senior management. Most recently, Dennis was Operations Manager for a startup venture capital entity specializing in renewable energy and green investments. He is an alumni of Vassar College and PSU Scholars Program, specializing in the liberal arts. His outside interests include space (NASA JPL Solar System Ambassador), music, theater and writing.
Fred has worked for over 30 years in commercial finance with hands on experience in auditing. He co-owned and ran his own factoring firm for 13 years eventually negotiating its sale to an international firm. Fred holds a BA in economics from UC Santa Barbara. He frequents the gym and enjoys sailing, travel, music and the outdoors.
Julia comes to CCS with a background as an entrepreneur who ran a successful wood products manufacturing operation for more than 15 years. Julia has a degree in business from George Fox University. She oversees HR, bookkeeping, technical coordination, inventory test counts and other examination support services at CCS. She enjoys hiking, bicycling, fiber arts and gardening.
Job Titles:
- Founder
- Member of the Managing Team
Rich founded Cascade Credit Services in 1995, providing due diligence for Pacific Northwest lenders. Seven years later he co-founded Cascade Financial Management, a complementary financial consulting practice. Prior to founding CCS, Rich spent over twenty years at US Bank, principally in the Portland, OR headquarters. From 1984 to 1994, Rich managed US Bank's Accounts Receivable Department, overseeing the ABL portfolio monitoring function. Responsible for commitments in excess of $1B, Rich also helped to structure the bank's first trade receivables securitization. Rich holds a BA in Economics from Oregon State University and is a graduate of Pacific Coast Banking School at the University of Washington. Rich does Bikram (hot) Yoga in his off-hours and also climbs mountains. He enjoys hiking and cycling around the Northwest as well.
Prior to joining Cascade Credit Services in January 2018, Rylan worked as a Senior Accountant for a variety of companies, including a start-up company, a wastewater utility district, and a large restaurant franchise. Rylan attended Washington State University, double majoring in Accounting and Finance. He then attended Seattle University earning a Master of Science in Finance degree. He enjoys spending time with his two sons, learning guitar, and playing video games.
Sharon has an outstanding customer service and project management background with over twenty years experience. Sharon is an alumna of the University of Portland and Marylhurst College. Sharon has been with Cascade since 2002. In her spare time Sharon enjoys bowling, photography, reading, cycling, rafting, and cookie baking day once a month with her grandchildren.
Job Titles:
- CEO
- Member of the Managing Team
- President
Owens has spent 30 years serving private, middle market businesses and the families that own and operate them. Prior to joining Cascade, Owens led high performance teams in both commercial banking and wealth management and operated private operating companies both as full-time and fractional CFO. He also led numerous successful "sell-side" and "buy-side" M&A mandates, including structuring and sourcing capital for clients operating in the middle market. He holds a BA in Philosophy & Political Science from The University of Arizona, a MBA from the University of Dallas, and a Master's level certificate in bank management from the Southwestern Graduate School of Banking at SMU and a Masters level certificate in Wealth Transition from The Wharton School at the University of Pennsylvania.