DYNAMIC VERTICAL SOLUTIONS - Key Persons


Dirk Goldgar

Job Titles:
  • Senior Software Engineer
Dirk Goldgar did his BS in Information Technology from Princeton University and has been with CBD since 2003. He is the chief developer and architect of CBD's software products and overseas other developers in all aspects of software development.

Harbir Ransi - CEO

Job Titles:
  • CEO
Harbir Ransi has been managing all kinds of scoring and software development project for CBD for the last 25 years. He did his BS in Accounting and then completed his JD. and has worked in the banking and IT industry since 1990. He is primarily responsible for managing all aspects of client interaction and product delivery. He has been instrumental in developing the various software deployments methods used by CBD and clients. He has been mentored by Pat Nanda, who founded CBD, and has successfully established the company in the world of credit.

Roger Lustig

Job Titles:
  • Scoring Dept. Head
Roger has worked for CBD since 1983. He has developed many scoring and decision tree models and has provided support and consulting services to clients. Roger received his A.B. in Statistics from PrincetonUniversity in 1979, and pursued graduate studies at The University of Chicago after a year working at Educational Testing Service in Princeton, NJ. In recent years, he has developed scoring models for recovery, loss projection, and other purposes; designed and implemented databases and data warehouses; and designed the company's proprietary credit-analysis report sets.

Vijay Patil

Job Titles:
  • Strategic Advisor
Vijay Patil has been involved in the lending industry for the last 20+ years. He has been responsible for starting and updating lending portfolios at Mitsubishi and Yamaha. He is primarily responsible for taking the company to new horizons with his resources and knowledge and new marketing initiatives.