CMG CAPITAL MANAGEMENT GROUP - Key Persons

Job Titles:

• Director of Operations and Trading

Adam Agosti joined CMG Capital Management Group, Inc. in 2011 and currently serves as Director of Operations and Trading. Previously, Mr. Agosti served as Senior Trader with responsibility for the trading of both the managed account and mutual fund strategies. He is a member of the Global Investment Performance Standards (GIPS) committee and plays a key role in calculating and reporting the performance of those strategies. Mr. Agosti graduated in 2011 with a Bachelor of Science degree in Management and Finance from La Salle University.

Job Titles:

• Executive Assistant to Stephen Blumenthal

Amy McOsker joined CMG Capital Management Group, Inc. in October 2018 where she currently serves as Executive Assistant to Stephen Blumenthal, Executive Chairman and Chief Investment Officer. Mrs. McOsker recently expanded her role supporting the Client Relations Team. She brings an extensive background in organization and project management skills. Before joining CMG, Mrs. McOsker served as a Marketing Specialist and Event Coordinator in the health care industry, working with external agencies and vendors to execute marketing programs. She previously owned and operated a boutique corporate gift and event business featuring gourmet cookies and sweets of her creation.

Job Titles:

• Managing Director, Head of Institutional Platform Services & Senior Wealth Manager, Private Wealth Group

Avi Rutstein has over 15 years of experience in the financial services industry as a trader, advisor and wholesaler. Mr. Rutstein joined CMG Capital Management Group, Inc. in 2006 and serves as Managing Director and Head of Distribution. Mr. Rutstein is responsible for directing the overall sales and distribution strategy which includes building and developing the sales team along with new product/platform initiatives. As a leader in tactical investments, Mr. Rutstein continues to grow the strong CMG brand and ensures advisors have the necessary resources to grow their practices. Prior to joining CMG, Mr. Rutstein was a securities trader with Wheatley Capital Series Fund LLC, specializing in NASDAQ stocks. Earlier, he was a Financial Advisor with Metropolitan Life working with families and small businesses. Mr. Rutstein began his career at MarketVision, Inc. where he partnered in the launching of a direct marketing company. Mr. Rutstein graduated from Pennsylvania State University with a Bachelor of Science degree in Management. He resides in Berwyn, Pennsylvania where he enjoys spending time with his wife and two sons. Mr. Rutstein holds a FINRA Series 65 license.

Job Titles:

• Senior Vice President of the Private Wealth Group

Brian Schreiner joined CMG Capital Management Group, Inc. in July of 2015 as Senior VP of the Private Wealth Group. He has more than 19 years of investment experience serving individual investors, families and small businesses. Prior to joining CMG, Mr. Schreiner was President and Chief Operations Officer of Schreiner Capital Management, Inc., a registered investment advisor firm that specialized in managing tactical investments. Mr. Schreiner holds a B.S. in Business Administration from Widener University. His writings and commentaries appear often in industry publications and he is a frequent speaker at industry events as well as at regional and national conferences. Mr. Schreiner holds a FINRA Series 65 license.

Job Titles:

• Client Relations Representative

Charlene Allen joined CMG in June of 2021, as the most recent addition to the Client Relations Team, in the capacity of Client Relations Representative. She is a seasoned professional and comes to us having a wealth of knowledge and experience in client care in the financial services industry in Jamaica. She believes in going the extra mile to ensure that all clients' needs are exceeded. Mrs. Allen holds a Bachelor of Science in Business Administration, finance emphasis, from Northern Caribbean University in Jamaica. She also has certifications in counseling, speaking, success habits and problem-solving and is currently pursuing her real estate license. She is also an artist, enjoys reading and spending time with her family.

Job Titles:

• Client Relations Representative

Jorge Llamas Jr. joined CMG Capital Management Group, Inc. in September of 2022 as a Client Relations Representative. Mr. Llamas supports both the administrative and operations teams, working directly with CMG clients and advisors on the new account process. Mr. Llamas comes to CMG with an exceptional background in client services and operations. Prior to joining CMG, Mr. Llamas worked for Wells Fargo as a Home Loan Processor managing new home loans, processing necessary documentation to underwrite while interacting with clients to ensure and exceed expectations. Mr. Llamas is a U.S. Navy veteran who served at the Portsmouth Naval Hospital in Portsmouth, Virginia and onboard the Ticonderoga-class guided missile cruiser USS Monterey (CG-61) based out of Naval Station Mayport, Florida. He is also a musician, enjoys mixed martial arts and spending time with his wife and two sons.

Job Titles:

• Client Relations Manager

Linda Cianci joined CMG Capital Management Group, Inc. in 1998. She currently oversees the Client Relations Team and manages the internal administrative staff. Ms. Cianci has extensive experience in client account management and customer service. She works directly with all CMG clients and advisors as well as related custodians, mutual fund companies and institutional brokerage firms. Ms. Cianci relishes nurturing relationships and ongoing customer engagement and has exceptional interpersonal skills. Prior to joining CMG, Ms. Cianci held key administrative positions with Apria Healthcare and Novacare. Ms. Cianci earned the Dale Carnegie Leadership Certification in the fall of 2015. Ms. Cianci is married and enjoys spending time with her family.

Job Titles:

• Managing Director, Investment Research

Michael Hee, FSA, MAAA, joined CMG Capital Management Group, Inc. in 2009 where he is currently the Head of Investment Research. His primary responsibilities are to develop CMG's investment strategy offerings as well as all aspects of investment research. In this role, Mr. Hee develops proprietary investment strategies as well as monitoring and evaluating CMG's current strategies drawing on decades of experience in financial risk modeling. Mr. Hee has over 20 years of risk management experience in insurance, finance, and business consulting. Prior to joining CMG, Mr. Hee worked as a consulting actuary, providing financial risk management solutions for clients. Through his extensive risk modeling background, Mr. Hee has advised companies on design, pricing and funding of insurance plans and various reinsurance coverages. Michael is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries. In addition to his actuarial credentials, Mr. Hee holds a Master of Science degree in Mathematics from West Chester University of Pennsylvania where he researched various areas of mathematics including numerical analysis, number theory, and algebraic topology. Michael also holds a Bachelor of Science degree in Mathematics with a concentration in Economics from the University of Delaware.

Job Titles:

• CIO
• Executive Chairman
• S Executive Chairman and Chief Investment Officer

Stephen Blumenthal founded CMG Capital Management Group, Inc. in 1992. Mr. Blumenthal is CMG's Executive Chairman and Chief Investment Officer. Mr. Blumenthal began his career at Merrill Lynch in 1984 and he has over 36 years of investment management and industry experience. Mr. Blumenthal is a frequent speaker and writer on investment strategies. In 2020, Steve released his first book, published by ForbesBooks, titled, On My Radar: Navigating Stock Market Cycles - How to Grow and Defend Your Wealth. Steve is a Forbes Contributor where he writes investment commentary on the global macro economy. He has been featured in The Wall Street Journal, Barron's, Investor's Business Daily, Pensions & Investments Magazine, Investment News, and ETF.com. Mr. Blumenthal has appeared in various media outlets, including Bloomberg, CNBC, and Fox Business News. Mr. Blumenthal is the author of the popular weekly "On My Radar" e-letter, which helps investors, advisers and institutions gain a deeper understanding of the forces driving the economy and investment markets. Mr. Blumenthal graduated with a Bachelor of Science degree in Accounting from Pennsylvania State University. He is married and has six children. He is an avid golfer, skier, and, with his children full-grown, loves watching his wife coach youth soccer.