CROGHAN - Key Persons


Allan Mehlow

Job Titles:
  • Member of the Board of Directors
  • Chief Financial Officer / the Mosser Group

Amanda Temple

Job Titles:
  • Investment Representative
Amanda has been serving the financial needs of banking customers since 2018. She is passionate about helping customers pursue their individual goals regarding their investment needs, as she sees this as a vital part of a customer's financial journey. Amanda attended Tiffin University and obtained a Bachelor's degree in Criminal Justice. She holds her Series 6, Series 63, and Ohio Life and Health licenses through LPL and is an Investment Advisor Representative of LPL Financial. These Licenses and Designations allow her to offer access to a full range of investment products and services that best meet her clients' needs. Amanda is knowledgeable in retirement savings IRA, Simple and SEP Plans, Long Term Care Insurance, Life Insurance, Annuities, 529 Plans, financial planning, and retirement planning.

Amy LeJeune


Angela Buchwald

Job Titles:
  • Commercial Loan Officer
Angela provides Croghan with 17 years of experience in commercial lending, ranging from small business to commercial lending. Her specialty is finding the proper lending solution and utilizing programs like the SBA to help companies meet their goals. Angela strives to provide financing and banking solutions to commercial clients with lending needs. She aims to utilize lending solutions that include commercial real estate, investment real estate, lines of credit/working capital, and equipment financing. Angela attended Mount Union College and received a Bachelor's degree in Business Marketing and Minors in Communications and Information Technology. She then continued her education to earn a Master's in Business Administration from Baldwin Wallace College. Angela is proud to be a part of her community. She is a Philanthropic Board Member for the Cleveland Professional 20/30 Club, received the Star Power Award, and is a Multiple Half Marathon Finisher.

Ariel Cutcher

Job Titles:
  • Office Assistant

Ashley Hansen

Job Titles:
  • Area Manager
  • AVP, Oak Harbor, Oregon & Curtice Area Manager
Ashley strives to make it a personal and professional priority as a Croghan Ambassador to focus on the youth in Oak Harbor and surrounding communities. Ashley truly believes in our motto. Her overall goal for the Oak Harbor Market is that her community can identify, without hesitation, that Croghan Colonial Bank has a strong presence and is participating in the community. Ashley continues to advance within the banking industry, moving from a part-time teller to an Area Manager of her market. She cherishes the fact that she can sit on a few boards in her community as vice president. Ashley likes to spend time outside work with her husband, two young boys, and her dog. Her family is an outdoor enthusiast, spending their time boating in the summer and snowmobiling in the winter.

Brad Elfring - CFO, SVP

Job Titles:
  • Chief Financial Officer
  • Member of the Management Team
  • SVP

Carla Waggoner - COO, SVP

Job Titles:
  • Chief Operations Officer
  • Member of the Management Team
  • SVP

Chip VanDette

Job Titles:
  • Member of the Management Team
  • SVP / Chief Lending Officer
Chip is our Chief Lending Officer, overseeing all bank lending facets, including the commercial, residential, and consumer lending departments. Chip has been with Croghan for four years and has over 20 years of experience in lending and client relationship management. A strong education is important to Chip. He graduated from Bowling Green State University with a Bachelor of Science and then went to the University of Phoenix to hold a Master of Business Administration. Chip's core belief is to strive to build relationships by following the golden rule. He has learned from experience that most situations work out positively by following this tenet.

Chris Kelly - SVP

Job Titles:
  • Chief Credit Officer
  • Member of the Management Team
  • SVP

Chris McManis

Job Titles:
  • Commercial Loan Officer
Chris has 14 years of banking experience and has been a commercial lender for six years. Chris' biggest passion as a commercial lender is helping businesses and entrepreneurs achieve their goals. He works diligently to assist all of his clients by providing solutions tailored to their needs and introducing them to his network of strong professionals to add value to all of his clients. Chris has taken various college courses at Cuyahoga Community College. He attended college focusing on Finance and has completed a Commercial Credit Course as part of the Ohio Bankers League. He also takes pride in being part of the community in which he lives and is currently in his second term as the Ward 2 Councilman for the City of Berea.

Claire Johansen

Job Titles:
  • Co - Owner
  • Member of the Board of Directors

Colonel George Croghan

Colonel George Croghan was 21 years of age when he led troops through the Battle of Fort Stephenson on August 2, 1813. Croghan had only 160 men with just one piece of artillery, Old Betsy - a cannon, but by shifting its position from place to place, he made his enemy believe that his troops were well-armed. The British stormed the fort with 500 Red Coats and 800 Indians. After the battle, the British loss of dead and wounded was about 120, while Colonel Croghan lost only eight men.

Daniel Lease

Job Titles:
  • Member of the Board of Directors
  • VP, Chief Financial Officer / WT Holdings, LLC

Danielle Sengstock

Job Titles:
  • Office Assistant

Denise Schabel


Derek Newell

Job Titles:
  • Commercial Loan Officer
Derek has over 26 years of banking experience and over 22 years in commercial banking. He strives to deliver the best banking experience with honesty, integrity, and professionalism. Derek attended The Ohio State University, earning his Bachelor's degree. He is active in the community, the Past President of the Norwalk Economic Council and Norwalk Kiwanis, and he is still an active member.

Diana Wollenslegel

Job Titles:
  • Client Service Specialist
Diana began her career with over 33 years at The News-Messenger in the Production, Accounting, and IT departments. Soon after that, Croghan Colonial Bank became her professional home, and she has worked for over nine years in the Wealth Management department in client services. Her years of experience and education at Terra Community College and Vanguard Tech have prepared her to be a valuable asset to the department and clients.

Diane Kamprath

Diane Kamprath, CTOP™ CSOP™ VP, Senior Wealth Management Advisor Diane brings over 35 years of experience, with experience in administering trusts, managing operations, and compliance. Diane takes pride in being a fiduciary in the industry and looking out for her client's best interests. Diane obtained her Bachelor's Degree from Spring Arbor University, which helped move her forward in the trust and wealth management industry. She is a graduate of Midwest Trust School. Diane attended Cannon Financial and earned her Certified Trust Operations Professional CTOP™ and Certified Securities Operations Professional CSOP™ certifications. Diane received her certificate of Certified Financial Planning CFP completion from Bowling Green State University. Phone: 419-355-2216 Email: dkamprath@croghan.com

Dr. Andrew Peterson

Job Titles:
  • Member of the Board of Directors
  • Owner / Doctor of Dental Surgery

Elizabeth Lesher

Job Titles:
  • Area Manager
  • Bellevue & Monroeville Area Manager
Elizabeth began her career at Croghan Colonial Bank in 2015 as a Teller at the Bellevue Office, during which time she was able to help train new Tellers coming into the bank. She prides herself on holding multiple positions within Croghan, allowing her to understand many aspects of the bank. Elizabeth graduated from Leadership Huron County in December 2023 and believes this program helps with her personal leadership goals and provides valuable ways to strengthen her bond with her community. Elizabeth looks forward to enhancing the client's experience in Bellevue and Monroeville and serving as the Croghan Ambassador. Outside of work, she spends time with her husband and two children.

Gwen Stallard

Job Titles:
  • AVP, Tiffin Area Manager
Gwen Stallard has over 35 years of banking experience in her local communities, and over half of it has been dedicated to helping customers in personal banking. She makes every effort to be an active community member by assisting our customers in the Tiffin Market. Before coming to Croghan, Gwen attended Hondros College, received her insurance and investments license, and was delighted to incorporate this knowledge into banking. Gwen also incorporates her vast experience in information technology and project management. With experiences in so many aspects of banking, Gwen is an essential part of Croghan Colonial Bank.

James Bowlus

Job Titles:
  • Member of the Board of Directors
  • Lead Director / Retired

Jamie Dewese

Job Titles:
  • Wealth Management Advisor
Jamie has vast experience of over ten years in the financial industry. Jamie loves working through solving problems to build relationships and connect with his customers by using his skillset to help people strategize and achieve their retirement goals. Jamie was a business owner for 12 years before returning to college and completing his business degree. He earned a 2-year Business Management degree from Terra Community College. Once Jamie started in the banking industry, Jamie acquired his Life and Health License, and Series 6 and 63, Investment Licenses. Once he transitioned into a financial advising role, he earned his Series 66 and Series 7 Investment Licenses. Jamie enjoys spending quality time with friends and family on their small farm when he is not in the office.

Jeanette Eidenour

Job Titles:
  • AVP, Regional Manager
Jeanette enjoys working and building relationships in the Fremont area and surrounding communities. She is passionate about helping customers achieve their financial goals, believing each customer has a unique story. By listening and getting to know each customer, she can work to provide a personalized solution, equipping customers with the education and tools they need to achieve financial success. Helping others is one of the most rewarding aspects of her role with Croghan. Jeanette is a former ambassador for the Sandusky County Chamber, serves on the board of Downtown Fremont, and is a 2018 graduate of Leadership Sandusky County. Outside of work, Jeanette enjoys spending time with her husband and two children. They enjoy outdoor activities, camping, and working together on their family farm as a family.

Jim Rice


Jodi Albright

Job Titles:
  • Regional Manager
Being a lifelong resident of Fremont, Jodi is proud to be a community banker and fortunate to be in a position to help others. Jodi has spent her career in retail banking, working closely with the team to ensure an excellent customer experience. She has been instrumental in branch sales and service, retail lending, operations, business development, acquisitions, and security. Jodi attended Terra State Community College and graduated from the Ohio Bankers League School of Banking and Leadership Sandusky County. She prides herself on being a Croghan Ambassador, being involved in various organizations, and volunteering her time in the community. Jodi is a former President of the Fremont Kiwanis Club and a Chair of the Kiwanis' All-Inclusive Play Park. She is a Past Chair and Ambassador for the Sandusky County Chamber of Commerce and served on the Downtown Fremont Board of Directors. She is a recipient of the 2014 Sandusky County Chamber of Commerce Clark Ambassador Award. Jodi enjoys spending time with her husband, daughters, and grandchildren. In her free time, she loves traveling, boating, and camping.

John Hoty

Job Titles:
  • Member of the Board of Directors
  • Co - Owner / Hoty Enterprises, Inc.

John Kreuz

Job Titles:
  • Commercial Loan Officer
John brings 14 years of experience as a commercial banker and over 33 years in the financial services industry to Croghan. With a career developing strong relationships through trust, John provides commercial banking solutions that cultivate growth and success. He offers comprehensive commercial banking services for the business community in Northwest Ohio and SE Michigan. He is proud to be a strategic advisor for the life cycle of a business. John attended the University of Toledo and received a degree in Finance. He attained his MBA from Heidelberg University, receiving the Heidelberg University Most Outstanding MBA Student of the Year Award in 2007.

Julie Gio Spencer

Job Titles:
  • AVP, Commercial Loan Officer
Julie has over 11 years of commercial banking experience in Northwest Ohio, and she has spent most of her time as a commercial banker and working in treasury management departments. She strives to be a dynamic, focused professional with a customer-service mindset and a service-centered heart. Julie is an active PIN (Property Investor's Network) member and was voted number one in treasury management sales for Business Banking in 2018. Julie graduated from Bowling Green State University with a Bachelor of Arts Degree

Kelly Smith

Job Titles:
  • VP, Cleveland Market Manager
Kelly has over 18 years of banking experience in Northeast Ohio. For the last eight years, she has focused on helping commercial clients grow and expand their businesses by providing lending options that meet their financial strategies. Kelly's expertise is in ground-up construction projects, commercial real estate, and SBA lending. Kelly holds a Master of Business Administration from Ashland University and a Bachelor of Arts from The Ohio State University. She prides herself on her accomplishments. Kelly is a Growth Capital loan committee board member, a Medina County Signature Leadership Graduate, and the holder of over 10 Top Performer and Achievement Recognition Awards.

Kendall Rieman - CEO, President

Job Titles:
  • Chief Executive Officer
  • Member of the Board of Directors
  • Member of the Management Team
  • President

Kirby Holman

Job Titles:
  • Commercial Loan Officer
Kirby, part of our Commercial Lending team, is focused on Commercial Real Estate. He stands out in his position with over 25 years of Commercial Banking and Commercial Real Estate experience, which has led him to be a top producer and market leader in the CRE space in loan volume while maintaining excellent credit quality. He aims to help his client base finance successful commercial real estate investments. He graduated from The University of Toledo with a degree in Finance; this led him on the career path to build his portfolio in commercial real estate. He brings experience in many types of loans, from retail, multifamily, industrial, office, mobile home parks, and hotels. He has also completed new construction, redevelopment, and conventional term financing loans. In addition, he offers the flexibility to customize financing terms to meet his customer's needs.

Larry Duwve


Laura Whipple

Job Titles:
  • Human Resource Manager
  • Member of the Management Team

Leanna Lenke

Job Titles:
  • Office Assistant

Lori Siesel

Job Titles:
  • Office Assistant

Lou Anne Sitterly

Job Titles:
  • Area Manager
  • AVP, Norwalk & Milan Area Manager
Lou Anne Sitterly has more than 30 years of experience with Croghan Colonial Bank. Lou Anne has worked in several local communities on her journey to Norwalk. She strives to be an active community member by participating in the local Salvation Army. Lou Anne's favorite part of what she does is building personal and business relationships with customers. She loves taking the time with each customer to ensure their needs are fulfilled. Outside of work, she spends time with her two children and goes out with friends.

Luke Bolte

Job Titles:
  • Commercial Relationship Associate
Luke Bolte works with commercial clients to provide comprehensive and customized banking solutions tailored to their businesses' financial needs and circumstances. He's driven to do well, hoping to give back to friends, family, and those who have stood alongside him while working towards his goals. Luke spent his formative years in Tiffin, graduating from Hopewell-Louden. He earned his Bachelor of Arts & Science in Marketing from The Ohio State University. Luke is currently working to obtain his MBA in Finance from Tiffin University. He's looking forward to getting involved in the various Tiffin community organizations.

Maggie Hummel

Job Titles:
  • Area Manager
  • Port Clinton & Catawba Area Manager
Maggie has over five years of banking experience and believes her strength is being unapologetically herself. She gives her all into what she does and is passionate about learning and growing in whatever capacity she can. Maggie loves to connect on a genuine level with her customers. She strives to live her life in a way that encourages others. Maggie graduated high school and went on to receive her PENTA Marketing certificate. She takes pride in being chosen as part of the group that started Croghan Connected and being the Lead Digital Expert, allowing her to train the other Digital Experts on digital banking products. She is a part of Leadership Ottawa County and often volunteers for Croghan events. Maggie spends most of her time outside the office with her husband and two daughters. They enjoy camping, riding their motorcycle, and spending time with friends. She enjoys cooking, baking, crafting, and cheering on her favorite sports teams.

Martha Wise

Job Titles:
  • Senior Trust Operations Assistant
Martha is a lifelong resident of the Fremont area and a graduate of Fremont Ross High School and Terra State Community College, with an associate degree in Accounting. She has worked in operations on the retail side of banking before taking on her current role in Trust Operations as a Wealth Operations Analyst. Martha has over 40 years of experience working at Croghan Colonial Bank.

Marty Folger

Job Titles:
  • Commercial Loan Officer
Marty has over 25 years of experience in helping people reach their goals. She accomplishes this by assisting customers in building their businesses in the community or working with internal coworkers to mentor them toward realizing their potential. Marty attended Michigan State University and attained a Bachelor of Arts in Accounting. Her motto at the bank is always to be kind, which has allowed her to work her way from Loan Operations to a Commercial Lender position. Her knowledge and expertise have helped her to grow the Port Clinton community to over two hundred loan customers.

Matthew Shook

Job Titles:
  • Office Manager

Melissa Walker

Job Titles:
  • Member of the Management Team
  • VP / Retail Operations Manager
Melissa manages branch operations and branch services and works to improve the customer experience. She ensures employees comply with the banking regulations designed to protect customers, employees, and the bank. Melissa oversees all security matters, which range from fraud, adult financial exploitation and even employee and customer safety. Melissa strives to lead by example, personifying her values of kindness, compassion, empathy, and hard work. She enjoys continuing to expand her knowledge and growth from every experience. Melissa is a graduate of Fremont St. Joseph Central Catholic High School and a Graduate of the BAI School of Retail Banking at the University of Wisconsin. She is active in her local community, serving as a current member of the Oak Harbor Rotary Club and the Past President of the Port Clinton Rotary Club of Main St Port Clinton. She resides in Oak Harbor with her husband and enjoys golfing and spending time with her family.

Michael Allen Sr.

Job Titles:
  • Member of the Board of Directors
  • Retired

Mike Kelso

Job Titles:
  • AVP, Senior Financial Consultant
Mike began his career in financial services in 2004 and has assisted families and businesses in Northwest Ohio in pursuing their goals ever since. He strongly believes in getting to know each client's unique and specific needs. By doing so, Mike can provide specifically tailored strategies for any situation. After starting his career as an insurance agent, Mike moved into banking in 2007. He holds his Annuity, Life, and Long Term Care license and Series 7, 66, 63, and 6 security licenses through LPL and is an Investment Advisor Representative of LPL Financial. These licenses allow him to offer access to a full range of investment products and services to best meet his client's needs. These needs may include retirement planning, employee benefits, long-term care insurance, annuities, education planning, and overall investment planning, to name a few.

Nicole Smith

Job Titles:
  • AVP, Associate Trust & Investment Administrator
Nicole has over 15 years of experience in the financial industry. Her diverse background in budgeting, lending, retirement planning, investing, and trust administration allows her to create well-rounded solutions for her clients. Financial planning can seem overwhelming for many, so she strives to explain these concepts on a level everyone can understand. She is passionate about helping people feel confident about their financial future, which is why she specializes in 401(k) plans and retirement planning. She enjoys getting to know her clients and their families so that she can become a trusted guide, ranging from college planning to estate planning and everything in between. Nicole has a Bachelor of Business Administration with a Major in Finance and Minor in Accounting from the University of Toledo. Volunteering is important to her; she currently serves as the board president for Sandusky County Habitat for Humanity. Nicole grew up in Port Clinton and moved to Fremont when she married her high school sweetheart, Eric. They are the proud parents of 3 children who attend Old Fort Schools. Nicole enjoys playing on the water or curling up with a good book when she isn't busy working or running her kids around.

Paul Wannemacher

Job Titles:
  • PFS, CFP® VP, Senior Trust Officer & Financial Planner
Paul is a licensed CPA and CFP® practitioner with over 30 years of experience in trust administration, portfolio management, tax planning, financial planning, and business consulting. Paul is a member of the AICPA, holds a Personal Financial Specialist designation, and occasionally hosts continuing education events for national providers for CFP and accounting credits. Paul received his MBA in Finance from Bowling Green State University and dual Bachelor's degrees from The University of Toledo in Business and Journalism. Paul is a passionate advocate for financial and tax planning and is a Croghan Trust Investment team member. He believes in building strong client relationships through active listening and proactive ideas to ensure clients maximize the benefit of the funds entrusted to us. Paul has helped generations of clients understand their wealth by making complex concepts understandable. The most important thing to Paul, however, is building a relationship with clients that is durable as well as enjoyable. Paul believes in supporting Croghan and our communities through volunteer service and non-profit leadership roles.

Peggy McQuistion

Job Titles:
  • AVP, Trust Officer
Peggy McQuistion has been with Croghan for over 28 years, having spent 24 years with the Trust and Investment Management division. She completed courses at Ohio Dominican College and The Ohio State University. In 2019 Peggy became a Certified IRA Specialist II, which enhanced her knowledge of IRA rules and regulations. She works closely with clients, using her previous experience in retail banking to build solid banking relationships. Peggy is a dedicated member of her community. She is a former 4-H Club Advisor, Committee Member, and Sunday School and Vacation Bible School instructor. An honorary Fremont Kiwanis Club member, where Peggy served as Treasurer for the entire Ohio District. Peggy is a current Community Advisor with the Sandusky County Communities Foundation and a Finance Board representative. Peggy incorporates all of these valuable leadership skills into what she does at Croghan.

Peterson Dental

Job Titles:
  • Member of the Board of Directors

Rebecca Estep

Job Titles:
  • AVP, Clyde & Green Springs Area Manager
Rebecca is proud to be a community banker, Croghan ambassador, retail lender, and trusted advisor for Clyde, Green Springs, and surrounding communities. The biggest reward of her job is being able to help people. Everyone has their own story and goals, and she gets to help them no matter where they may be on their financial journey. She works hard to help customers achieve their version of financial stability. Rebecca has been working as a banker in the Clyde community for over 20 years and has great pride and love for this community and the people she serves. Rebecca is a 2008 Sandusky County Chamber of Commerce Clark Ambassador Award winner, a 2016 graduate of Leadership Sandusky County, and a 2017 CASA Dancing with the Stars Champion. She loves spending time with her son, family, and friends outside of work. Rebecca also loves cooking, listening to music, being outdoors, and thrift shopping.

Rick Robertson

Job Titles:
  • Member of the Board of Directors
  • Retired

Sara Riesen

Job Titles:
  • Member of the Board of Directors
  • Broker - Associate

Sarah Zimmerman

Job Titles:
  • Superintendent

Shannon George

Job Titles:
  • Member of the Management Team
  • VP / Senior Commercial Lender
  • VP, Toledo Market Manager / Shannon
Shannon attended Malone University, and he attained a degree in Business Administration. He has also completed several banking and credit courses. He takes pride in his accomplishments, including successfully implementing the bank's SBA loan program. He also helps lead our commercial team as an economical first responder for the American Rescue Plan, which delivered over 1,700 loans to Croghan business customers.

Susie Shaffer

Job Titles:
  • Office Manager

Teresa Joseph

Job Titles:
  • VP, Residental Lending Manager

Theresa Elfring

Job Titles:
  • Member of the Management Team
  • VP, Senior Manager - Client Experience
Theresa is effective in helping to move Croghan forward by providing attention and focus on the customer experience. She is proud to lead and work alongside a team committed to its customers and communities. Theresa sees the value in financial education as a way of providing our youth with the tools and education to lead bright financial futures. She has over 20 years of retail banking experience and is known as a Mom, wife, coach, and volunteer.

Thomas McLaughlin

Job Titles:
  • Member of the Board of Directors
  • Retired

Tracy Baughman

Job Titles:
  • Member of the Management Team
  • SVP / Chief Investment Officer and Wealth Department Manager
  • SVP, Chief Investment Officer & Wealth Department Manager
Tracy has worked as an Investment analyst and portfolio manager in a trust department setting since 1997. He holds the AIF, and CIMA designations focused on fiduciary investment practices. Education has always been important to Tracy. He holds a Master of Business Administration and Master of Business and Organizational Leadership from The Defiance College and a Bachelor of Business Administration from Eastern Michigan University. Tracy has a long history of volunteerism, where he has held roles within Big Brothers and Big Sisters. He is the past Treasurer of CrimeStoppers of Defiance and Paulding counties, a foster parent, and Bedford Athletics' Concession Stand co-manager. Tracy assists his current church, Northwest Christian Church, as the Director of Finance and is an admin and moderator of an online community - CML.

Valerie A. Bumb

Job Titles:
  • Commercial Loan Officer
Valerie has over 25 years of experience in commercial and agriculture lending, and she utilizes SBA, USDA, and FSA government specialty programs to meet the needs of her customers. Valerie is passionate about working with growing businesses to find solutions to their banking needs, and she enjoys helping business owners exceed their financial goals while pursuing their dreams. Valerie attended Cornell University in Ithaca, NY, graduating with a Bachelor of Science in business management and Finance, and completed the Graduate School of Banking at the University of Wisconsin. Valerie spends time in the community with the Kiwanis Club of Seneca County and serves on the Seneca Habitat for Humanity Board.

Vicki Wismer

Job Titles:
  • Administrative Assistant
Vicki is an Administrative and Trust Operations Assistant working with the Croghan Trust and Investment team since 2019. Vicki believes Croghan's view of "Helping good people make good decisions" and delivers this service with each client relationship. Vicki started her banking career in 2003 and has been with Croghan Colonial Bank since 2013.

Zachary Rieman

Job Titles:
  • AVP, Commercial Loan Officer
  • in 2020 As a Credit Analyst
Zachary joined Croghan in 2020 as a Credit Analyst, then Commercial Lending Portfolio Manager, and has progressed to his current role as a Commercial Lending Officer. Zachary attended The Ohio State University, earning a Bachelor's Degree, majoring in Accounting and minoring in Business Analytics. Alongside his degree, Zachary has completed Profit Mastery courses with the Ohio Small Business Development Centers.