EZFINANCE - Key Persons


Debbie Hundal-Rice

With over 10 years' experience in office management within both the Finance and Real Estate industries. Debbie's skills include (but are not limited to) organising the day to day office operations, procedures and efficiency; controlling correspondence; designing filing systems; reviewing and approving supply requisitions; assigning and monitoring of loan applications. ​Debbie also holds certificates in Marketing, Advertising and MYOB. Debbie is a fully qualified Real Estate Licence holder and Justice of the Peace Qualified (Qld).

John Kalantzis

Job Titles:
  • VIC State Manager / Credit
John began his finance career in 1999 with a major finance firm until 2003, when he ventured out on his own and opened his own finance business in the south of Adelaide. ​John is well connected in Melbourne and Adelaide, is a member of the MFAA & CIO and holds a Diploma in Finance and Mortgage Broking Management along with a certificate IV in Finance and Mortgage Broking. John brings extensive sales and Management experience to EZFinance and works around the clock to exceed all expectations.

Michael Ryder

Job Titles:
  • Member of the FBAA
  • Senior Credit Advisor
Michael Ryder is a member of the FBAA (Finance Brokers Association of Australia) , CIO (Credit & Investment Ombudsman) and has a certificate IV in Finance. Michael joined EZfinance in 2014, bringing with him extensive sales knowledge and history, spanning 20 years. Located in an inner Adelaide suburb, Michael enthusiastically travels the wider Adelaide area to personally service his clients and meet new people. ​Increasingly, Michael is also helping people in all states of Australia with credit advice, via the internet, phone and fax as EZFinance is a National Company, competently able to settle loans in all Australian states.

Philip Rice - CEO

Job Titles:
  • CEO
​​Phil has been in finance for over 20 years, is a member of the Mortgage and Finance Association of Australia (MFAA), AFCA (dispute resolution), Member of the Institute of Business Leaders (IBL) and recognised by "Stanford Who's Who" as a leader in the Finance field. ​Philip has a Diploma in Finance, Certificate IV in Finance and has studied Business Law, Business Economics and accounting. Previous positions that Philip has held range from General manager of Brokerage firms, Senior Lender - Business Development- BankSA, Co-Founder and establishment of Century21 Home Loans Nationally,- to current Director of EZ Finance.

Rojin Meimandi

Job Titles:
  • Credit Advisor
  • Member of MFAA
Rojin is also a member of MFAA and AFCA. With a customer focused and "makes it happen" attitude, Rojin is passionate about helping people find the best home loan, car loan, commercial loan and asset finance; assisting people from all walks of life to achieve financial freedom.

Wing Lau

Job Titles:
  • VIC State Manager / Bus. & Assets / Credit
Wing has built a career in the mortgage and finance industry for over 10 years now, she is a current member of the FBAA (Finance Brokers Association of Australia), AFCA, holds a Cert IV and Diploma in Finance and Mortgage Broking, a post Graduate Diploma in Computing, as well as Bachelor of Engineering (Hons) and Bachelor of Commerce. Wing has had a plethora of expert skills and experiences in vetting risk profiles, loan structuring and recommendations in asset and equipment finance, residential and commercial mortgages catering to both business owners and consumer individuals, in both secured and unsecured loan products available in the credit and finance industry. ​Wing's can-do attitude and focus on high level of service in customer-centric experience, relationship building and nurturing in business to business (B2B) and business to customers (B2C) have contributed to her progressive success over the years. Wing thrives on helping and supporting every business and individuals to succeed in their areas of life, by taking away the stresses of "how-to" and "what-to-do" related to credit and finance. You can throw any challenge at her and she will be sure to exceed your expectations, each and every time, guaranteed!