My name is Shane Smith and I just do not like risk. I prefer to live a life where I know that there will be something covering me no matter what happens. Therefore, I have purchased insurance for literally every situation. The problem is that all of this insurance can become quite expensive, so I have found that it is beneficial to constantly search for insurance providers and to learn about changes that I can make to my own life in order to reduce my insurance costs. I believe I have gotten very good at this and I am now sharing what I have learned with you.