HOLLARD - Key Persons

Job Titles:

• Chairman of the Board of Directors
• Independent Chair of the Association of Superannuation Funds of Australia

Gary joined the Hollard Board in September 2021, was appointed as Chair of Hollard Group from 1 October 2022 and is currently the Chair of the Remuneration Committee. He has also served as Chair of the Projects & Technology Committee. Gary is currently Independent Chair of The Association of Superannuation Funds of Australia, Chair of Emergence Insurance, a Non-Executive Director of the Australian Financial Complaints Authority and MDA National Insurance, and was previously Chair of the NSW Government Ministerial Advisory Panel on Apartments Defects Insurance. In his 35 years in financial services prior to pursuing a non-executive career, Gary worked primarily at Suncorp Group, Insurance Australia Group and St George Bank, having held executive roles across a range of functional areas such as distribution, marketing, technology management, product manufacturing, operations and corporate affairs. His most recent executive roles were as CEO of Suncorp's Australian general and life insurance businesses, CEO of Suncorp's Customer Platforms operations and CEO of Suncorp's New Zealand general insurance businesses. He is a past President, Deputy President and Director of both the Insurance Council of Australia and Insurance Council of New Zealand. Gary is a Graduate of the Australian Institute of Company Directors.

Job Titles:

• Independent Director
• Member of the Board of Directors
• Williamson Fellow

Jane joined Hollard in November 2018 and is Chair of the Audit Committee. Jane has over 30 years' expertise, serving on boards of insurance, funds management, property and other financial services entities. She has extensive experience in profitably growing business and enhancing the profitability of established businesses. Current examples include the Netwealth and Warakirri Asset Management. She was a non-executive Director of the Australian Energy Market Operator and served as a member and Company Director to the South Australian Financing Authority. She developed her management and leadership experience as a Partner at PWC, specialising in the financial service sector and litigation support. Along with her deep experience in finance, her board experience is vast with over 20 years' experience as a Chair, Chair of audit and risk committees and as a non-executive Director and as a Trustee. She is currently Chair of ColCap Pty Ltd, Warakirri Asset Management Limited and a non-executive Director of Lend Lease Real Estate Investment Limited and Brighton Grammar School. Jane is also a Williamson Fellow and graduate of Leadership Victoria. She holds an Executive MBA from Melbourne University, a Bachelor of Business from RMIT and is a Fellow of both the Chartered Accountants Australia and New Zealand and Certified Practising Accountants of Australia and a member of the Australian Institute of Company Directors.

Job Titles:

• Independent Director
• Member of the Board of Directors
• Fellow and past President of ANZIIF

Karl joined Hollard's Board in June 2019, and is the Chair of the Reinsurance Committee. He has 50 years' experience in the insurance industry with specific experience in Underwriting, Reinsurance and Management with 18 years in the UK market. He held the role of Chief Executive Officer of NZI from 2008 to 2014, then he was appointed Chief Risk Officer for IAG NZ. From January 2016, Karl's role at IAG NZ also incorporated closure of Canterbury Earthquake claims and direction of the new Kaikoura event. He also had responsibility for the Pricing, Product and Underwriting across all brands of IAG NZ before retiring in 2018. Karl is a Fellow and Past President of ANZIIF and was on the Board from 2010 to 2020. In 2014, he was awarded the "Insurance Leader of the Year" for NZ and in 2017 received the ANZIIF Lifetime Achievement Award. In 2022 Karl became an Independent Director of Ando NZ.

Job Titles:

• Independent Director
• Member of the Board of Directors

Kate joined the Hollard Board in October 2023 and is Chair of the Board Projects & Technology Committee. She has over 25 years' experience leading digital transformation in the consumer lifestyle, retail and ICT sectors with her most recent roles being Country Manager and Director Amazon Alexa, Australia/New Zealand, where she led the business in the developing field of conversational Artificial Intelligence (AI). Prior to that, she was Managing Director, Intel Australia/NZ where she presided over the transition from personal computing to cloud computing. Kate is driven by how technology can positively impact society with her non-executive directorships including the national children's cancer charity, Camp Quality and the Board of Governors, Wenona School. She has a Masters in Business and Marketing from the University of Technology, Sydney, a BA from Sydney University and is a member Chief Executive Women and the Australian Institute of Company Directors.

Job Titles:

• Independent Director
• Member of the Board of Directors
• Fellow of the Institute of Actuaries of Australia

Noeline Woof joined the Hollard Board in 2018 and is Chair of the Risk Committee, she has also been Interim Chair of the Remuneration Committee. Noeline is also a Director of Pacific Life Re (Australia) and Westfund Health Insurance. She has senior executive expertise in risk and financial management in regulated markets and deep knowledge of general insurance, health insurance and injury compensation schemes. Noeline was Chief Risk Officer and Chief Actuary at Allianz Australia from 2011 to 2017 and prior to that was an Actuarial Partner at PricewaterhouseCoopers for 6 years. She also worked with APRA as Senior Policy Advisor on the Life and General Insurance Capital reforms. Noeline is a Fellow of the Institute of Actuaries of Australia and a Graduate of the Australian Institute of Company Directors.

Job Titles:

• Founder
• Member of the Board of Directors
• Non - Executive Director
• Chairman of Greenstone

Richard Enthoven is the founder, and former Chief Executive Officer (1999 to 2021) of The Hollard Insurance Company Pty Ltd and the co-founder of Greenstone Financial Services Ltd and PetSure Australia Pty Ltd. Richard currently serves as the Chairman of Greenstone and a Director of Hollard Holdings Australia and PetSure Australia. Richard is also a Director of Trupanion Inc, a leader of medical insurance for cats and dogs throughout the United States, Canada, Europe, Puerto Rico and Australia. Richard also served as a Director of The Hollard Insurance Company and The Hollard Life Insurance Company in South Africa from 2004 to 2014, including Chairman of both companies from 2008 to 2014. Richard is a Director, and former President, and the current Deputy President of the Insurance Council of Australia. Richard holds a Master of Science from the London School of Economics and a Bachelor of Arts from the University of Southern California.