MONEY360 - Key Persons
Job Titles:
- CHIEF CREDIT OFFICER
- CO - FOUNDER
Brett serves as Chief Credit Officer and Co-founder of Money360, responsible for transaction due diligence and risk management.
Brett has 30 years of capital markets experience in the structuring and financing of commercial real estate. Prior to joining Money360, Brett founded European Tax Credit Corporation (ETCCorp) in 1999, a financial services company specializing in the origination and development of commercial real estate lending programs utilizing capital market funding sources and non-traditional banking facilities.
Prior to organizing ETCCorp, Brett worked for over 15 years with various private equity and Wall Street groups specializing in equity and fixed-income products. During this time Brett co-originated a lending subsidiary that directed the tax-exempt lending platform of Nomura Asset Capital Corporation's commercial real estate conduit CMBS/CDO business, one of the largest lenders in the U.S. commercial real estate market at the time.
Brett earned a Bachelor of Science degree in Finance from Brigham Young University.
Job Titles:
- MANAGING DIRECTOR, UNDERWRITING & CREDIT
Francesca serves as Managing Director, Underwriting & Credit and is responsible for the oversight, screening, and underwriting of all incoming new loans.
Prior to joining Money360 Francesca worked at Sunwest Bank as Vice President/ Sr. Relationship Manager for CRE Bridge loans and prior to that was Vice President at Wells Fargo in a credit role specializing in Owner Occupied Real Estate. Her experience working at various financial institutions in both business development and credit roles allows her to be credit focused but sales conscious. Francesca has served as President of CREW Orange County as well as in other board roles with CREW, was a member of the NAIOP YPG Class of 2016-2017, and currently serves on the Community Health Committee for Mission Hospital.
Francesca earned her MBA from Loyola University and a double BA in Sociology and Business from University of California at Riverside. Most recently she got a certificate in Commercial Real Estate from Cornell University in 2018.
Jym serves as the Chief Technology Officer and is responsible for the technology strategy and implementation at Money360. He has over 18 years of experience developing software and IT solutions for the financial industry.
Prior to joining Money360, he served as the Vice President of Software Development for Genpact Mortgage Services, a division of Genpact LLC., where he designed and led development of the Genpact Lending Solution (GLS) platform. The platform enabled Genpact to streamline and enhance mortgage processes for industry leaders such as E*Trade® Mortgage, USAA®, Nationstar® Mortgage, Citibank®, and many others. He also designed and oversaw development of Genpact Document Solutions (GDS) - a document management and workflow system for MERS® (Mortgage Electronic Registration Systems) that provides significant cost savings to MERS through workflow and delivery automations for the millions of documents MERS handles each year.
Jym started his career with MoneyLine Lending Services, where he designed and developed MoneyLine's proprietary mortgage origination and workflow system called Loan Officer Live, which has since been adopted by 65 financial intuitions throughout the United States.
Throughout his career, Jym has been on the front lines of designing and developing advanced workflow and orchestration systems for lending businesses that allow for transparent, efficient, and secure operations.
Jym earned a Bachelor of Science degree in Computer Science from Brigham Young University.
Kurt serves as the Chief Financial Officer of Money360, responsible for financial reporting and investor relations.
Prior to joining Money360, Kurt spent five years at Deloitte & Touche, where he led financial audit teams, completing audits on both public and private financial and investment companies including Credit Suisse, Morgan Stanley, US Trust, and the Capital Group Companies. Kurt was also part of the national training team for new employees at Deloitte & Touche, facilitating trainings on technical accounting pronouncements and general procedures.
Prior to Deloitte & Touche, Kurt worked for Glenwood Financial Group, a private real estate investment company, and co-founded K&J Mortgage Protection Services, a company that generated leads for insurance professionals.
Kurt earned a Bachelor of Science degree in Accounting from Brigham Young University. He is a Certified Public Accountant and a member of the American Institute of Certified Public Accountants.