LODESTONE WEALTH MANAGEMENT - Key Persons

Job Titles:

• Certified Public Accountant
• Investment Advisor

Andrew is an Investment Advisor and Certified Public Accountant. His passion is helping clients become financially independent and working with high-net-worth clients to manage their financial legacy. We use low cost Exchange Traded Funds (ETFS), individual stocks and mutual funds to structure evidence based, globally diversified investment portfolios. Our objective is to provide exceptional service at an exceptional value. In addition to managing investments, we also create financial plans for clients (a road map to financial independence), provide Federal/State income tax and estate planning, confirm a client has adequate insurance coverage (life, disability, health, long term care, umbrella, etc.), implement retirement plans at the entity or individual level (401(K), SIMPLE, IRA, Pension Plans), assist clients with structuring the sale of their businesses, and most importantly we help clients make good investment/business decisions and avoid costly ill-advised investment/business decisions. Andrew is a Spokane Native who graduated from Pacific Lutheran University and was an All-American Soccer player with the Pacific Lutheran Lutes. Andrew has two daughters, Mykal (MJ) and Justina (JJ). MJ has earned a Master's in Teaching from WSU and is a teacher. JJ is a senior at the University of Montana studying Natural Resource Management and Journalism. If Andrew is not working you will find him spending time with his spouse and best friend, Jessie McDirmid. Jessie and Andrew enjoy snow skiing, fly fishing, spending time on "the lake", bike riding and traveling when time allows.

Dan has been helping individuals, corporations and foundations reach their retirement and investment goals since 1999. In our opinion, time in the market is more important than trying to time the market. We believe that by building globally diversified portfolios using a combination of low-cost investment products (ETF's, Institutional Mutual Funds and individual securities) gives our clients the best chance to achieve their financial goals. We use financial planning software to ensure that clients stay on the path to financial independence. Daniel is a Spokane native. His family has Spokane roots going back over 100 years; his father was a second-generation Optometrist who graduated from Gonzaga University in 1937 and played on one of the last GU football teams. Dan graduated from Ferris High School in 1977 and in 1981 from Gonzaga University with his Bachelor's in Business, where also he played baseball in from 1978-81. Dan has been working in the financial services business for over 20 years, founding his own fee based advisory firm in 2009. Dan has always been active in the Spokane community. Since 1983, Dan has coached Spokane youth sports of all ages in baseball, football, and basketball. His other interests are skiing, golfing, fishing, and playing handball. His greatest pleasures are spending time with family and friends, his beautiful wife Beth, his kids: Ryan 32, a UW Pulmonologist; McKenzie 30, successful in Spokane Real estate and Alexis 21, in the pharmacy program at University of Montana. He is additionally blessed to spend time with his 4 beautiful stepdaughters, Ellie 22 (Loyola University), Sarah 20 (University of Colorado), Anna 17 a Junior at Gonzaga Prep , and Julia 15 a Gonzaga Prep Sophomore.

James has been helping clients reach their investment and retirement goals since 2005. His journey in financial services began at Merrill Lynch, where he learned the business from some of the finest advisors and trainers in the country. This gave him the confidence and experience to press forward in his career. He then moved on to a privately held, full service boutique firm where he was able to absorb the extensive lessons provided by the firm's elder statesmen, who each had over 30 years in the industry. This has all lead to James developing into a solid financial services provider, who is able to call upon his experience and pair it with his thoughtful and personable nature to deliver a package of services that is truly customized to each of his client's needs. James is a Walla Walla High School alum, graduating in 1987 and then continued his education in Cheney at Eastern Washington University, where he double majored in Psychology/African Studies, in addition to participating in sports. James is an active member in the Spokane community, where he is involved with several non-profits, including Operation Healthy Family, AHANA, as well as holding a board of directors position with The Lands Council. His interests are football, basketball, weight-training and his children. He has three daughters and a son.

Kristy has worked with Dan in the financial industry since 2004. At Lodestone Wealth Management she works with clients from day one to ensure a smooth enrollment process and feels that providing timely responses to any requests or questions is crucial to maintaining client trust. Kristy works from the beginning to build a client's financial plan and to help maintain it as all the changes in life come along.