NJPAIP

NJ PAIP Car Insurance or NJ state mandated assigned high risk auto insurance for qualified applicants. The plan offers NJ drivers another option when they cannot obtain coverage elsewhere in the state of New Jersey. Assigned Companies provide personal private passenger car insurance coverage. To see if you qualify in general you must have a quote from a NJPAIP Certified Producer, as they are the only ones that may offer this state coverage... Example: You apply for a policy and are told by the insurer that they will not insure you nor your auto due to NJMVC points or NJ insurance points (accidents, A DUI, driving suspended or without insurance or other entries) of which an insurance company may refuse or deny anyone coverage. Prior law would require companies writing policies to take any person that applied for coverage unless they had too many points, or were cancelled MID-Term for non payment of premium. With the Take All Comers law expiring, you may be refused for many different..