NORTHWOOD MORTGAGE - Key Persons
Appelberg had over 40 years of experience in banking, accounting, credit risk and mortgage origination and lending. He has served as Senior Financial Analyst and Manager of Commercial Card Products with Scotia Bank. Art became an independent mortgage agent in 1989 and established Northwood as its Broker in 1990. Art has grown Northwood to one of the premiere full service mortgage brokerages in Canada.
Monique began working as a mortgage agent at Northwood Mortgage in 2009. She rapidly expanded her customer base and became a prominent figure in the industry. In 2015, she joined a competing brokerage, where she made a lasting impact and was appointed as the head of Development and Compliance. Later, in 2021, she was promoted to Principal Broker. While there, Monique recruited and managed a large team of highly productive mortgage agents, introduced new and innovative mortgage products, and also became a licensed Mortgage Administrator. Her achievements earned her an offer from Northwood Mortgage to join as Vice President, where she now leads a team of over 110 agents and staff.
Job Titles:
- President and Principal Broker
Nick is a graduate of University of Toronto (BA in Economic and Political Science). He spent 17 years in the Retail Banking Industry starting with Canada Trust as a lender and then moving to National Trust and Bank of Nova Scotia on the retail side as a Branch Manager. Nick was recruited by HEPCOE Credit Union to manage their Richmond Hill branch and start their Mortgage Brokering business. He was then promoted to manage their Investment/Financial Planning operations. Nick joined Northwood Mortgage Ltd in 2004 as their Director of Mortgage Operations for Private Lending and he also manages the day to day operations of the Mortgage Investment Corporation.
As of January 2021, Nick was appointed a President and Principal Broker for Northwood Mortgage Ltd.
Job Titles:
- Co - Founder and Director of I.C. & I. Division
With over 50 years of commercial and residential lending experience, Steve Kates leads the industry in knowledge and experience. He is highly respected and has served as a consultant and founding broker member for Maple Trust. Within Northwood, Steve has assembled a highly competent team of commercial mortgage professionals with the expertise of structuring and placing almost any commercial mortgage.