SMART CHOICE PARTNERS - Key Persons


Ashley Clermont

Job Titles:
  • Director of Data Management
Ashley Clermont is the Director of Data Management at Smart Choice Partners. She began working with the company in 2022. She has 11 years of experience in the insurance industry. During her 11-year career she has held positions as an Account Manager and worked her way up to Lead Trainor for Account Managers. Now as Director of Data Management she helps regulate and organize all the data systems workflows for Smart Choice Partners. Ashley was born and raised in Florida. She spends most of her time with her loving Husband and German Shepherd. She enjoys her time reading, biking, escape rooms, and enjoying new adventures with family and friends.

Chase Scott - COO

Job Titles:
  • Chief Operating Officer
Chase Scott is the Chief Operating Officer at Smart Choice Partners. Chase began working with the company as a result of the merger with Carriage Hill Insurance and Risk Management where he began working in 2014 and is responsible for financials, day-to-day operations, marketing, and compliance. Chase is a 2014 graduate of the University of Tennessee with a BSBA in Finance and a minor in Entrepreneurship. He began his career with Carriage Hill as an intern during college and started full-time with the firm upon graduation. Chase is actively involved in a variety of sporting programs throughout the community. As a board member of Cedar Bluff-Farragut Optimist (CBFO), he volunteers his time to facilitate youth sports in the Cedar Bluff and Farragut communities and is an active member of the basketball and football committees. Chase has also been an assistant football coach at Farragut High School since 2011 and also serves as the Director of Football Operations for the Admirals. Chase and his wife, Leah, live in Farragut, TN.

Donleen McManus

Job Titles:
  • Chief Administrative Officer

Jenell Papowitz

Job Titles:
  • Marketing and Integration Specialist
Jenell Papowitz is the Marketing and Integration Specialist at Smart Choice Partners. Jenell began working with the company in 2020 and is responsible for marketing, carrier relations and data integration.

Todd Henderson - President

Job Titles:
  • President
Todd Henderson, President at Smart Choice Partners, has been a staple in the insurance industry since 1994. Todd began his career at Farm Bureau Insurance before opening his own agency with State Farm. After 18 years at State Farm, he purchased Carriage Hill Insurance and Risk Management in in 2019. Todd is currently working to expand Smart Choice Partners, which is currently serving customers across Tennessee, Florida, Texas, and Kentucky. Todd was born and raised in Morristown, Tennessee. He attended Carson-Newman College where he earned his B.S. in Business Economics. While at Carson-Newman, Todd quarterbacked the '88 and '89 Carson-Newman football teams to two consecutive National Championships. Todd picked up his baseball career and was drafted by the St. Louis Cardinals where he spent several years in the minor leagues. Todd enjoys giving back to his community through donations and sponsorships in local events and organizations. Todd has served on numerous boards in East Tennessee including taking the position of President of Juvenile Diabetes Research Foundation. However, none of his accomplishments overshadow his family. Todd and his wife Kimberly, currently live in Farragut, Tennessee. They have two daughters, Caroline and Chloe.