RFM COMMERCIAL - Key Persons


Mark W. Bauer

Job Titles:
  • Admin
  • Principal
Mark W. Bauer, Principal at RFM Commercial, Inc. has a broad background in banking as well as real estate development and investing. He has been a Partner at RFM Commercial for over 20 years. Bauer has extensive experience in acquiring, originating and servicing portfolios of all types of real estate loans on a nationwide basis. He was previously Senior Vice President and Director of loan production for Local Federal Bank, FSB, of Oklahoma City, Oklahoma where he supervised a staff of loan producers which acquired or originated in excess of 1 billion dollars of real estate mortgage loans on a nationwide basis. In his capacity as Principal of RFM Commercial Inc., he has been involved in all phases of developing or acquiring in excess of $75,000,000.00 of commercial real estate investments, mostly in the San Antonio SMSA. His expertise involves selecting locations, site planning, and permitting, financing, overseeing construction, negotiating leases, property management and disposition of assets. Bauer is a graduate of The University of Texas at Austin with a BBA in Finance. He has been married for over 30 years to his wife, Susan and they have four children.

Melissa Smith

Job Titles:
  • Admin
Melissa Smith has been with RFM Commercial, Inc. five years and currently responsible for all of the accounting tasks of the company. She handles the day to day processing of payables and receivables, managing tenant ledgers, monthly financial reporting and annual reconciliations and budgets. Melissa's career in accounting began in 1994 with Security Capital Group in San Antonio. After leaving Security Capital Group in 1998 she joined the team at Cavender & Hill Properties in San Antonio where she worked until 2007 when she and her family decided to move back to her home town of Albuquerque, New Mexico. Melissa spent 5 years in New Mexico working for a large real estate brokerage firm working in accounting and property management. The family decided to return to San Antonio in 2012 when she joined RFM Commmercial. Melissa has been married to her husband Faron for 26 years and they have 2 daughters currently enrolled in Texas Universities.

Michelle Fontenot

Job Titles:
  • Staff Member

Richard F. McCaleb

Job Titles:
  • Admin
Actively involved in the commercial real estate industry since graduation, Mr. McCaleb started his career as a loan officer with Commerce Savings where he was responsible for originating and servicing multifamily, retail, office and land development loans throughout Texas and the Southwest. Following his employment with Commerce Savings, he joined Ed Flume Investments, a local San Antonio investment and development company that was involved in the development of rural single family large lot developments, residential condominium development, small retail development and land syndication. When the economy fell into a recession in the mid 80's, opportunities at the company vanished and Mr. McCaleb joined Excel Banc Savings, a Laredo based thrift that was slated to be a surviving entity under the RTC's Southwest Plan. At Excel he was responsible for restructuring and servicing an ever-growing portfolio of failing real estate loans. As it became apparent that Excel Banc would not survive, Mr. McCaleb decided to take personal control of his career path and secured a franchise agreement with Blockbuster Video for development of a store in Nacogdoches, Texas which he owned and operated from 1990 to 2010. In 1991 he formed RFM Commercial. Twenty-six years later, through hard work, integrity, good decisions, a great support staff and support of the San Antonio real estate community, RFM Commercial has become one of San Antonio's most respected local real estate offices. Mr. McCaleb has been married for 30 years to his wife, Serena. They have two daughters, Madeleine and Anna, who have graduated from The University of Texas at Austin and employed in Austin and one son, Jack, who attends Texas A&M.