TERM LAND - Key Persons


Alana Smith

Great company to work with. Super knowledgeable on the plans we needed help with! Would highly recommend to anyone looking for life or disability insurance.

Alice Ohme

Very responsive and has a lot of experience with giving advice to customers. Highly recommended.

Bill Pimentel

Michael has always done his best to find the best rates for insurance. He is concerned with helping people get the most coverage that will suit your needs.. highly recommended.

Chad Wes

Amazing Experience. Micheal was so helpful, Knowledgeable, and Professional from Start to Finsh.. This is the person you need to go to for all your life insurance needs..

Chris Brubaker

Michael was incredibly helpful in getting a keyman life insurance policy in place for our company's founder. He worked quickly, was very responsive, and got it done exactly how we asked.

Clint Bailey

Michael is top of his field and a pleasure to work with. I wouldn't go anywhere else. Thanks!!

Dave Csira

I did a Google search for key-man insurance and Michael Gray contacted me right away. He was very knowledgeable and professional and walked me through the application process on the phone, providing guidance on questions I was unsure how to answer. Michael searched the various providers and selected the one he determined to be the best fit and price for my need. Once the application was submitted, Susan communicated with me on a regular basis, providing status updates as things progressed. Her communications were thorough, regular and succinct...all things I value. All in all, this team provided a great service, know their business and acted professionally and respectfully every step of the way.

David Collier

Extremely helpful with all aspects of obtaining life insurance. Highest recommendation!

Duane Morrison

Very professional and creative! I highly recommend them. They will work hard for you!

Eddie Nordstrom

Been working with Michael and his team for nearly 10 years now. Always a pleasure to call his office. They always have or find the answers to our questions. Made it a simple process to obtain and update our life insurance needs.

Eric Frank

My wife and I starting working with Mike Gray and MEG Financial when I opened my orthodontic practice 3 years ago and my father has been a happy client for decades. The firm is responsive and helpful and Mike is exceptionally honest, trust-worthy and experienced. The life insurance world is full of ploys and hucksters, and it gives me great confidence to know I can rely on Mike for truthful advising. I am a private pilot and he has special experience in helping find policies that cover aviation, which is difficult. He shopped and secured great rates on my policies, which is always appreciated! Some of my policies were required as part of a business lending deal, and he helped establish them in a way that better protects my family than I otherwise would have known to do. All in all, he'll look out for you and your loved ones, get you a great deal and be super friendly and helpful while doing it.

Eric Seebach

I had been rejected and told I would not be able to obtain life insurance from a few agencies when I found MEG. Not only did Michael find me the term life I was looking for, he did so at a reasonable price. Years and years later he still follows up with me on a personal level. He evaluated potential better options, spends time to discuss your needs, and overall has his client's interest in the forefront. It has been a pretty amazing relationship.

Gretchen Stubenvoll

Several years ago we needed life insurance that would meet the needs of our growing business. It's not easy finding an insurance agent that will go the extra mile for a start-up, but Michael Gray and the MEG Financial team worked hard to get us the coverage we needed. Years later we're still with Michael and highly recommend his services.

Jeff Murphy

MEG Financial did a great job for my company securing "key man" insurance. They helped get us get great rates and guided us through a complex process. We would definitely work with them again.

Jennifer Sidman

Getting insurance can be a special challenge when one is self-employed. When no one local could help me Michael went above and beyond to find us the perfect products. He keeps in touch to ensure my goals are still being met and he and his staff are always so pleasant and responsive.

Jim Hietala

Michael was very helpful in getting life insurance put in place for me, amidst the challenges of COVID. I highly recommend him and his agency.

Kathryn Olive

We found Michael Gray on line and we have found 15 years ago and have been satisfied MEG financial clients. We know him to be courteous, honest and responsive. A rare and wonderful bird indeed.

Kevin Meffert

Getting a good policy is step one...but a good company would ideally provide easy access for any questions and/or concerns to your agent.Michael does a fantastic job, and no matter how busy he may be, always takes the time to explain anything and explain it "twice if necessary". Not often seen in business... but Michael does it all! ....Thanks!

Lane Poole

I have know Michael for years and he is very knowledgeable in the insurance field.

Lucas Rodgers

If you're deciding between companies, shopping around, or on the fence, read this: Michael's professionalism and industry knowledge is second to none. You're going to be impressed!

Marcy Winters

When my husband passed away unexpectedly, Michael was very compassionate in helping me through the claims process. His associate, Adam, was also very helpful. Over the years, Michael has taken the time to answer questions and assist us in every way possible

Mark Adams

Michael is an exceptional communicator who worked diligently through multiple issues for me. He was committed to finding the best available insurance option for me and I am grateful for his support during the process. I highly recommend Michael and MEG Financial. - Mark

Mark Davis

I've been working with Michael for years. He's always come through with a cost-effective insurance solution and takes the time to consider all the possibilities in complex situations. We trust him for insurance both personally and for our business. Can't recommend him highly enough!

Mark Vasallo

Michael and his team are great to work with. Gave me great advice and explained my life insurance very clearly. And they got me a great rate with a top insurer. Highly recommend MEG!

Marvin Staton

I started a process of looking for Key Person Insurance back in May June time frame. The company I had elected to go through to get the insurance (and still waiting) was not responsive or informative about the product. After weeks of waiting and no response, I reached out to Meg Financial, Inc. After talking with Michael Gray, he explained everything in detail to me and told me how long the process should take. I had my exam on 8/3 and today I received word that my policy has been approved. Mr. Gray and Meg Financial, Inc, I would like to thank you for helping me with this process. You and your company was definitely a God send.

Michael Blowen

The folks at MEG Financial are great to work with. They are friendly and efficient and they look out for their client's best interest! You can't ask for more.

Michael E. Gray Jr.

Job Titles:
  • Owner
  • - Professional, Effective, Great Customer Service ! Thank You.
Michael Gray is a very caring & professional person. He made sure that all of my questions & concerns were addressed & was extremely helpful in navigating my life insurance payment when I was suddenly thrust into widowhood. I am truly grateful that my husband chose him to buy his life insurance from. Michael Gray is one of the most terrific brokers I've worked with - if not the absolute best! He gave me FIRST CLASS service, helping me navigate the nuances of life insurance. He called me daily with updates, and the few times I had to call him he was always available to take my call. He worked long hours to help me with my underwriting. And he gave me TERRIFIC advice as I went through the process. I would definitely use Michael again, and have already referred him to my bank as a GREAT RESOURCE!!! Michael Gray, with MEG, worked with us to obtain a Key Man Insurance policy. He was able to direct us to the most appropriate solution. Michael kept us updated throughout the process, I would highly recommend MEG Financial. Michael Gray is a Rock Star! I chose to work with Michael Gray and his staff for two life insurance policies and my experience could not have been any better! When no other firm could get me the rates I wanted, an associate of mine introduced me to Michael, and he made it happen. Work ethic, professionalism, dedication to his clients. I can't recommend MEG Financial enough. Michael Gray is a dedicated professional. He has gone far beyond the call of duty as an insurance agent. I was looking to purchase another life insurance policy and decided to go with a local agent I have dealt with before. In the process some of the numbers from the underwriter came back very different then what was previously quoted. I contacted Michael and he went to work on my behalf.Knowing that my policy with him would probably be cancelled, he still took time to go through the underwriter's guidelines with me and helped catch the error that everyone had missed. When I suggested that I switch over to MEG Financial for the new policy, Michael did not want to undercut the other agent. With a little more clean up work this process could be made right. That's integrity. Thanks Michael.

Michael Stewart

Michael offers phenomenal service. You think going to the big company websites you have an army of people working for you but at the end of the day it is the person that matters. Michael is that person that cares and is working for you. His personal service is second to none. I talked to both he and Deborah to work through my time critical deal. And his rates can't be beat. He will work tirelessly for YOU! Call Michael Gray today and let MEG Financial, Inc. handle your life or disability insurance needs!

Michael Worthy

I own and operate a financial services business that is highly dependent on strong banking relationships... I have relied heavily on MEG Financial to provide "key man" and other insurance tools to insure my lenders and investors are protected in the event of my death. Michael, Susan and their team have been extraordinary to work with over the years in helping me navigate the nuances of the life insurance industry. If you have ever considered a "what if" scenario for your business, MEG is the answer to many of the worst outcomes a small business owner could face. I sleep well at night knowing that they have my back. I would recommend them to anyone.

Mike Brown

Very amazing to work with and extremely helpful on all parts throughout the experience.

Misti Cureton

Always honest, understanding and great to deal with. Michael has guided me through my experience with kindness and friendship. God Bless!!

Mitchell Siverson

I'm recently married and wanted to get life insurance for my wife and I. Going into it I had no idea how to find good rates or even what we really need. Michael has been a big help in explaining what someone of our age and health might need. Also he found us competitive rates so we would have more than just one option. The process was quick and easy to understand. Other members of my family have been using his company for years and now so will we. Will be sure to recommend.

Raul Giorgi

Very satisfied with Michael Gray and his team at MEG Financial, Inc. The service provided was excellent and from the first moment, to the time insurance policy binder was provided, I was made feel welcome and well cared for. Michael was personable and professional. He is a good listener and offered accurate answers to all questions I approached him with. I highly recommend him for your insurance needs.

Richelieu Richardson II

I invested in a life insurance product from MEG financial slightly over a decade ago. Michael of MEG Financial got me going. We touched based once or twice a year; but that was plenty. The value he delivered was when the benefit became due. Michael immediately engaged, stay engaged and held my hand through the complete process. He delivered above and beyond what I would have been satisfied with. He was awesome.Thank you!

Robert Heath

I've done business with Michael for over 20 years and consider him a consummate professional. His ability to work through complex issues that produce positive outcomes is amazing. Highly recommend!!!!

Roland Williams

Job Titles:
  • Great Service and Very Responsive

ROSS MULHOLLAND

I recently needed to transfer a beneficiary from an expiring Term Life policy to another Term Life policy related to an old divorce decree. MEG Financial was the agency of record for both policies, and so there was nothing in this matter of direct benefit to MEG Financial. I had been impressed with MEG Financial's overall service level for many years, and now with no incentive for them other than to their continued commitment to terrific customer service they spent many hours with the underwriters and my lawyers on my behalf in this sensitive matter. The result was great. The entire transaction was smooth and all parties went away satisfied. In this world it is rare to work with such professionalism and competence. My enormous appreciation to Michael Gray and his entire staff at MEG Financial.Ross M. Keller, TX

Ruth Reynolds

They were completely honest as to how much coverage and the price. Michael and Debra walked us through every step and made the process easy. When it was done. we got exactly what Mike said we would get, at an excellent price. I am so grateful to them for coming thru for us! They were understanding and polite, and very timely.

Scott Chaplinski

I needed assistance on Ins and the info I had was not complete, after speaking to Michael he informed me that what I needed I had all set and his honestly and information was valuable. Ended up that helping me was not going to benefit Michael and still he was very happy to assist! I reccommend reaching out for anyone that has Ins questions! Good stuff!

Steve Bazer

I've been a client of MEG for 20 years. They provide absolutely outstanding service, and always find the best possible insurance coverage at the lowest possible rates. They stay in touch, and ensure that your policy suits your needs, and will quickly rectify any problems that may arise. I most highly recommend MEG for all of your insurance needs.

Steve Clark

I have known Michael Gray and been a client for over ten years. I have always found him to be responsive and very helpful. Regrettably, a rare combination in the financial services industry.

Thoth Calvert

In 20 years of service, Michael Gray either answers the phone, or always calls me back promptly. He always follows up and does exactly what he said he would do.

Tim Sands

I have been working with MEG Financial prior to starting my company in January of 2019. As key man of my company, it was most important to me to have a disability policy and life insurance policy my company could count on if unforeseen circumstances would arise.Michael Gray was instrumental in helping me through this process. He demonstrated complete guidance through the process making it quite seamless for me. Michael was not only instrumental in leading me through the process, but his over 20 years of experience in the insurance industry helped me find the policies that were right for me and would protect my company..After becoming a customer of MEG Financial, I have found Michael and his entire staff to be consistently proactive in helping me with any maintenance to my account.If looking for a disability or life insurance policy MEG Financial is a great place to start.Sincerely,Tim SandsOwnerLouisiana Professional Wear

Wayne Lutke

My name is Wayne. I have never met Michael Gray personally. In 1998, my wife and I were investigating purchasing two-20 year term life insurance policies for each other. We went on-line and found a company named MEG Financial. We purchased the policies from Michael. He stayed in contact with us at least annually with up-to-date information and recommendations for our policies. Throughout our association with MEG, we were treated cordially by Michael and a lady in his office, Debby Douglas. I strongly recommend MEG Financial for your insurance needs. Did I mention that I have never met Michael Gray personally?

Wayne Scherger

I have used MEG Financial for many years (insurance policies). I will continue to have Michael quote my policies - he is very responsive, professional and excellent value provided. The best!!!

Will Barron

MEG Financial, Inc was absolutely great to work with! Fast, professional, and knowledgeable, they assisted us to find the right policy at an affordable price. I highly recommend them to anyone looking for a team to partner with for their insurance needs.