MORTGAGE ADVANTAGE FINANCIAL SERVICES - Key Persons
Arif was born and raised in Richmond, BC. As an independent mortgage broker, Arif puts his excellent negotiating skills to work, benefiting his clients by successfully securing mortgage approvals and, at the same time, saving money. His priority is to be certain his clients are well advised in obtaining a mortgage that is not only right for them today but one that also fits their future goals. Arif's niche in mortgage brokering increasingly stems from direct access to a wide network of private lenders.
Armando's over 10-year experience as a mortgage consultant means expert advice, with solutions tailored specifically to your needs and situation. Your best interest is always his primary focus and he responds accordingly with honesty and integrity. His knowledge helps simplify the mortgage process, guiding you professionally through the various stages of financing your home, investment property, commercial space, or real estate development. Armando holds a diploma in business and is a licensed mortgage professional. Learn more about Armando at his website www.ApproveU.ca.
Cole oversees the Toronto Division of The Mortgage Advantage. His mortgage financing expertise includes working with first time and self-employed home buyers, refinancing and renewals. Cole also owns a property management company that has serviced hundreds of properties throughout Toronto and the surrounding area. His dual experience with properties and real estate equips Cole with a unique perspective that benefits clients when seeking expertise in residential mortgage financing or property management services.
Job Titles:
- Financing Specialist
- Mortgage Consultant
Craig is a private financing specialist and a direct source of private mortgage funds for 1st and 2nd mortgages. Using his more than 10-year experience, Craig has developed a talent for finding creative mortgages to solve difficult financial situations for clients, including those with damaged credit, foreclosure, business for self, new house construction, renovations, and rental properties. He is also skilled at arranging commercial mortgages for multi-family or income producing properties, and for developers in need of land development or bridge financing. Craig is a UBC graduate and is licensed as both a Mortgage Broker and a Realtor. Regardless of how complicated the situation, Craig has proven his professional and reliable ability to source mortgages that fit the needs and objectives of his clients.
I look forward to providing you mortgage expertise, guidance and support during this major and exciting life event. Whether you are buying your first home, refinancing, purchasing a rental property, a commercial property or perhaps planning for retirement, I will make the process as seamless as possible. As a licensed mortgage broker with access to numerous lenders, I have choice and flexibility when shopping for the mortgage product that best suits your needs and situation. I have three decades of experience in the financial service and mortgage industry and, to encourage a streamlined process, I draw on a reliable network of experienced professionals (realtors, lawyers, appraisers). Call or email me today for a free consultation.
Dave brings extensive experience from his senior positions in banks and other financial institutions to The Mortgage Advantage. He focuses on providing his clients with exceptional personal service to which his many customers will readily attest. Since 2006 Dave, under his banner ‘Mortgage Dave', has been helping clients in a wide range of situations, including challenging credit profiles, tight deadlines and a myriad of other obstacles. He has also won numerous awards for his top performance as an independent broker successfully securing the best mortgage rates and options for his clients. The North Shore has been Dave's home for most of his years and he remains very active in the community.
More than ten years in the health care industry equipped Elisha with a thorough understanding of the full meaning of caring, confidentiality, creativity and integrity - attributes that she uses every day in her new career as a mortgage broker. Fully aware of the varying needs and objectives of her clients, Elisha puts her professional training and experience to work, guiding them through the mortgaging process, reviewing more than 50 potential lenders to secure the perfect-fit mortgage for their situation. In a ‘nut shell', Elisha finds joy in helping her clients with their current mortgage needs and is proud of her assistance in helping them achieve their long-term financial goals.
Erik Norcott brings a broad range of financial market experience to his role as a mortgage consultant, including previous work with TSX and TSX.V publicly traded companies. This added perspective coupled with extensive mortgage experience and exceptional customer service provides greater clarity for his clients - a better understanding and transparency of each step in the mortgaging process. Erik knows that mortgages do not fit a one-size-fits-all scenario and he is proud of his success in matching the best mortgage option to his clients' unique situations. He's fully aware that needs and objectives vary widely: maximizing borrowing ability; minimizing costs to free up monthly cash flow; debt consolidation to save on accrued interest and to repair credit; equity take-outs for renovations or investments; funding for a trip. Erik also provides private financing options when the normal banking system is not receptive to his clients' needs.
Greg has been a Mortgage Consultant for 13 years including 8 years with a major bank finding solutions for all types of mortgages. He is committed to always providing a quick response to your mortgage inquiries and finding the best solution for your needs. His industry experience has resulted in working within all levels of mortgage lenders from banks and credit unions to private and commercial lenders and is knowledgeable in their strengths and rates. Prior to becoming a mortgage broker Greg worked with BC Assessment Authority and also as a realtor focusing on development properties so has a strong background in real estate sales and construction financing.
Greg can help you with your home purchase or construction financing as well as equity take-outs to consolidate debts or for investment purposes. Whether you have a large commercial purchase or a small residential refinance your deal will be handled in a professional and competent manner with honesty and integrity.
Let Jeremy help you into your new home. Being involved in the real estate market for many years has given Jeremy the knowledge and experience to help you through the loan process. Find the terms that are right for your budget, and make sure that closing goes smoothly so you can take possession of your new property.
Whether you're a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, Jeremy can help you before you ever make an offer on a property. He can sit down with you and look over your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. Jeremy will help you consider all your options so you can concentrate on making the best decision for your needs.
The financial aspects of home buying can be stressful and overwhelming-but they don't have to be, not with a trained and caring professional like Jeremy in your corner. Contact Jeremy today and get started making your home-ownership dreams come true.
Kerry became a licensed Mortgage Broker in 2011 and has since worked with The Mortgage Advantage. Her previous experience of 14 years in the service industry and owning a successful Property Maintenance business paved the way for Kerry's strong perspective on how best to service clients in matters of real estate and mortgages. Whether this mortgage is your first or one of many, Kerry will use her resources to find you the best mortgage product that suites your needs while providing a superior level of customer service and confidentiality.
As a licensed mortgage professional, I am committed to giving my clients the most advantageous home buying experience, by providing hassle free, knowledgeable, and financially beneficial mortgage services.
Having a young family of my own, I can relate to things such as being a first time homebuyer and all of the challenges that may come along with that. I can guarantee my clients excellence of communication, and will provide the utmost insight and clarity with regard to your mortgage process along the way.
Furthermore, as someone who has a personal interest in not only the residential, but also the rental and recreational market, I can assure you that I have a vested interest in staying on top of which of our 50 lenders would best suit your specific mortgage needs.
Matteo Murano is an experienced mortgage broker, with 7 years of expertise in finance and customer service. He specializes in providing personalized and positive experiences for his clients as they navigate the mortgage process. With a deep understanding of the industry, Matteo is able to offer expert advice and guidance to ensure that his clients make the best decision for their home loan needs. Additionally, his exceptional communication skills ensure that his clients feel supported and valued throughout the entire process. If you're looking for a knowledgeable and dedicated mortgage broker, look no further than Matteo Murano.
Job Titles:
- Founder
- President
- President and Senior Mortgage Consultant
Morris is Founder, President and Senior Mortgage Consultant of The Mortgage Advantage, a mortgage brokerage, he established February 2006, and one that is today recognized by the Canadian mortgage industry as a business volume leader and a company dedicated to service reliability. Since 1992 when he became a licensed Mortgage Broker, Morris has consistently achieved Top Producer status, and in 2004 earned further industry recognition with the Accredited Mortgage Professional (AMP) designation. Morris draws on his over 40-year experience and over $Billion Mortgage Funded Lifetime in the Mortgage lending business, beginning as a Branch Manager for both a major Finance Company and CIBC.; experience he pays forward in securing his success as a Residential, Commercial, Investment and Reverse Mortgage specialist. His time in the mortgage lending business has funded over one-billion dollars in mortgages, achieved through his considerable experience and his engaging approach when working with clients in their pursuit of the best mortgage financing option.
As a mortgage professional since 2000, I have had the opportunity to help clients pursue and secure mortgages that fit their home financing needs and situations. It remains a rewarding task to put in place the benefits of choice and flexibility provided by The Mortgage Advantage and the over 50 financial institutions we access. Always, my goal is to familiarize my clients of the myriad home financing options to enable them to make an informed decision. Let me help you tailor a mortgage to optimize your financial situation and achieve your home ownership goals.
Richard's experience working over 30 years with local Credit Unions in a multitude of capacities, plus his 10-year association with Canadian Banks provides him the knowledge, experience and inside-track to the kind of information that fully benefits his clients. Being an independent mortgage broker opens the door to over 50 lenders from which he selects the best option for his clients' particular needs and situation. Whether it is a mortgage renewal, a first-time purchase, banks who have said no, or commercial financing, Richard successfully puts his considerable experience and know-how to work.
Robert has been assisting clients with financial solutions for real estate ownership for over 15 years. Drawing on his successful business background in business and marketing, he provides clients added value and an experienced perspective when evaluating mortgage options. Robert's large referral network of previous clients is testimony to his attention to detail and his constant goal of client satisfaction.
Job Titles:
- Mortgage Consultant
- Research Analyst With Altus Group
As a proud North Shore resident, Sam is licensed Mortgage Broker with a strong understanding of the stresses in buying a home in the current Real Estate Market.
Starting his career in the Real Estate Industry in 2015 as a Research Analyst with Altus Group, Sam understands the importance of budgeting and financial security.
From his ability to remain calm under pressure and his client-focused mindset, Sam always provides clear communication and acts with a sense of urgency on all of his files.
With the mortgage industry constantly changing, Sam is committed to continuous education and personal growth to better suit his clients. He looks forward to helping them navigate the complex Housing Market so they can make an educated mortgage decision and secure their dream home.
As a licensed mortgage professional, Tricia is committed to finding the mortgage product that is best suited to meet her clients' needs. Whether you qualify for traditional bank financing or you have more complex circumstances and want to inquire about private financing, Tricia is available to help you meet your goals - on time and within your budget.
Born and raised on the North Shore, Tricia comes from a family with deep roots in the real estate sector in BC. She began her career at Vancity where she spent 3 years on the business loan administration team, followed by a year at LK Law working directly with mortgage brokers and drafting legal mortgage documents. She brings a wealth of knowledge in mortgage administration and understands the intricacies of navigating the mortgage financing process.
Tricia is accountable, detail-oriented and results-driven. After 11 years of fundraising in the non-profit industry, she has proven herself as a strong relationship-builder and dedicated, reliable problem solver. Reach out today and let Tricia put her skills and experience to work for you.