XPRESSCREDIT - Key Persons


Charles Crawford

Job Titles:
  • Software Engineer
  • CIO of XpressCredit™
Charles Crawford is the software engineer responsible for the development of the application. Charles received his engineering degree from Virginia Polytechnic Institute and State University (Virginia Tech) in 1998. Following a brief period of private Information Technology (IT) consulting, he moved to Pittsburgh, Pennsylvania to run the IT department for a medium-sized engineering consulting company, where he designed and managed one of the most robust and modern IT networks for an engineering firm that size. After seven years, the entineering firm had quadroupled in size, and the IT department had grown accordingly to support those additional employees and offices. He has held senior development positions with the retail, healthcare and software development industries, and currently runs his own consulting firm.

Patricia Reinhold

Job Titles:
  • COO of XpressCredit™
Patricia Reinhold is a graduate of the Pennsylvania State University with a B.S. degree in Civil Engineering. After graduation, Ms. Reinhold joined the NY State Department of Transportation designing, overseeing construction of and supervising the maintenance of highways and bridges. Retiring in 2017 after a 34 year career, Patricia had become the third highest female engineer at the NYSDOT, statewide. Patricia has managed multi-million dollar projects from design through construction.

Paul Gignilliat

Job Titles:
  • Founder and CEO of XpressCredit™
Paul Gignilliat is a serial entrepreneur, founding and selling three software companies focused on financial services prior to founding PERServices and XCRGC (XpressCredit™). Early assignments included Director of Card Processing at CitiCorp Diners Club, Director of Operations for the successful reorganization of CIS, a bankrupt leasing company, and VP of Operations for Franklin-Templeton. Paul is a graduate of the US Air Force Academy, has an MBA and is concluding his MS in Economics. Paul is a former high school football official and teaches a financial course at a local private college.